OK GB - mistakes and all, here's what I got as the gist of the last two.... Toto was large and fat. Several buttons popped off and his mother had to sew them back on. When the three kittens were ready, Madame Tabithée unwisely sent them to the garden to (....don't know what débarasser is... amuse themselves maybe...?) while she prepared buttered toast. 'Be careful not to get dirty, children. Be particularly careful of your back paws; stay away from the ash heap, the hen house and the pig-sty. And especially avoid the Canétang family. (...does Canétang have a meaning other than a family name?)

(I know this thread is OLD, but didn't want to start a new one on same topic.) Sorry, this is long... I first heard about the CC's raising the "Minumum Due" from 2% to 4% about 2 yrs ago (give or take). I wasn't very concerned at that time, since I ALWAYS have paid more than the min due (at least double, sometimes even 4 times min due). Then several months later I read about it again. This time I was a little more concerned - since we'd had some "emergencies" which resulted in MORE CC debt. Once all the emergencies were charged to CC's, I sat down and analyzed ALL my open acct's, all my paid off CC's, all my "Balance Transfer Offers", AND, If I didn't have an offer on the other CC's - balance or not -, I called them to see what they could offer. I charted EVERYTHING: Name of CC's and acc't #'s and Customer Service phone #s (that I already hold), current APR's, Available Credit Limits, Current Balances, Method of Computing to get Min Bal Due on outstanding Balance- (some were a % of outstanding Balance, some were Outstanding Bal divided by 48, and one was a % PLUS whatever the last finance chg was), etc. Once I had all the info down in speadsheet style, I called all the rest to fill in the gaps - (like on the one's I hadn't used for a long time & didn't have current info) Once I had all the info, I analyzed it to death! LOL! I had some GREAT bal trf offers on a couple - BUT OOPS! I have an outstanding Balance on THOSE... I have THESE offers, not so great, not so bad either - OOPS! Have an outstanding balance there too! But HERE'S one I haven't used for awhile - no Balance. NOT IN THE SAME "FAMILY" - Fair Bal Trf Offer, high enough credit line, only good for 4 months! My goal was to get cards A B C D E trf'd (re-distributed) as quickly and cheaply as possible (without opening ANOTHER NEW CC) to cards A B C at the great rates. I had great offer for cards A B C, fair for D & E - but they had balances on them. Then, had that "other card - M." Trf'd D to M. Once D trf went thru (& had 0 bal), trf'd A & B to D...once THAT went thru, Trf'd BACK from D to A..., etc. OK, Now that I KNOW most are COMPLETELY CONFUSED and wondering what this crazy lady is talking about...haha... Anyway - it took me about 5 months to complete the process (a little long, but I'm slow these days). It's just a matter of "redistribution" - which can work in your favor if done CORRECTLY. (NEVER trf a balance to a card with a low APR if you have a balance on that card. And, once you do the TRF - DO NOT USE IT A AGAIN until that bal trf is paid off!) Which brings me to this - another problem: When all done, which card(s) do I need to have freed up for "other emergencies"??? That was a big factor in the redistribution plan also. NOW GETTING BACK TO THE ORIGINAL SUBJECT AT HAND... After all my "redistributing" went thru, I had 1 card with a high balance (for ME anyway). I had already planned out that I would pay "X" amount of $$$ towards each card every month, and they would be paid off in "X" amount of months. When I heard (AGAIN) about the 4% Min Due on outstanding balances, I took a second "look" at my balances - (again, pen to paper to analyze) - and I got somewhat concerned about that ONE with the big balance. I actually read a THIRD time that by end of 2006, ALL the CC's would be doing the 4% thing! I called that one CC company and asked when my minimum pymt would go up to the 4%, and they told me it would NOT! I explained I've been reading about this for a couple of years now, and the last report was by end of year, and I just need to plan for it. They actually told me not to believe those "scare tactics"! haha! I was told that this would NOT happen to me, as I am in good standing (pay every month on time, don't go over credit limit, don't bounce checks, etc.), and as long as I keep that up, it will not effect me. Now this info was told to me around the first couple of months of this year-2006. (Feeling like I need to call again! LOL!) It's not like I "CAN'T" pay the increase. The problem is that I would have to re-adjust my pay plan - meaning I would have to take some money from the "others" to make the min pymt on this - thus the "others" would take longer to pay off. (The BIG one is at the lowest APR "until paid in full".) OH WONDERFUL - Now I have to go re-analyze again! But then, I've been doing that for so many years now, that I feel like I am a "self-proclaimed/self-taught debt analyst"! LOL! Just wondering - anyone out there been HIT with the 4% Min Due on outstanding Balances yet????

Bonjour à tous, Le sujet n'est peut-être plus d'actualité, mais je suis tombé sur le post en faisant une recherche sur That's Jazz que j'ai chez moi depuis 2 ans. Juste donc une petite contribution sur ce rosier peu planté encore j'ai l'impression. C'est un beau rosier grimpant à grandes fleurs groupées rouges intenses et bien parfumées. Il est bien vigoureux et croissance rapide. En 2 saisons, il est passé de 60 cm à 3m, et même 6m sur certaines branches vigoureuses. Il fleurit presque tout le temps entre mai et août, parfois encore qq fleurs jusqu'en septembre. Les tiges sont bien vigoureuses mais se palissent sans problème sur une pergola ou arche (ce que j'ai fait chez moi). Son emplacement chez moi : il est au nord-est avec bonne luminosité, il réussit bien, peut-être qu'il sera encore mieux ailleurs. Il est dans un grand pot (60cm de diamètre et même dim en profondeur) et il n'a pas l'air de trop souffrir. Côté parasites, les pucerons l'adorent, car sa sève est sans doute sucrée vu son parfum :-) je le traite et pas plus de soucis que cela. Côté maladie, il est assez sensible à l'oïdium, mais ça marche bien de manière préventive avec le souffre liquide, je n'ai pas eu l'oïdium l'année dernière avec cette méthode. En plus, je mets un peu de souffre en poudre dans un pot de yaourt à son pieds et cela aide aussi bcp. La première année de plantation, il me semblait fragile, je me suis demandé si je n'allais pas le remplacer. Je lui ai donné une chance et la 2è saison, il s'en est bien sorti, et a fait plein de nouvelles pousses vigoureuses pour remplacer toute la structure initiale. Je suis content de l'avoir gardé. Cette année, en ce début d'avril, il a plein de pousses latérales sur toutes les branches, promesses de beaux bouquets de fleurs en mai... Amitiés Dany

Bonjour Sandrine, sois la bienvenue ! Ashdown est une pépinière américaine. Tu trouveras leur catalogue à cette adresse : www.ashdownroses.com Je ne sais pas si ils exportent en France, mais c'est bien possible puisqu'ils acceptent de le faire au Canada. Comme je suis canadienne, j'importe chaque fois que je commande chez Ashdown. Les prix sont très raisonnables, les plants superbes (je n'ai pas encore essayé leurs plants francs de pied mais j'en ai commandé un bon nombre pour le printemps 2004), et aucun frais additionnel de chargé pour les commande faites à l'extérieur des USA. Ãa ne me coût que le certificat phytosanitaire exigé par le gouvernement canadien, et les frais de transports (pour l'europe, ça devrait être un peu plus élevé). Si ça t'intéresse, n'hésite pas à écrire à Paul Zimmerman, le propriétaire, il est vraiement très très très gentil.