Living in western PA my whole life, the worst weather that I had to deal with was a bad thunderstorm or a lot of snow. When I moved out here to Philadelphia 4 years ago I never thought in a million years I would be sitting smack dab in the middle of a hurricane. When I left work on Friday Oct 26th we had an email to all employees that due to the coming storm we might have to close on Monday Oct 29th. Well sure enough on Sunday night they updated the email and advised that the stock market will be closed. So Monday I sat at home all day watching what would be the worst storm I have ever seen in my life. I am only 27 years old, so I have not seen a lot of what life can offer yet, but I will tell you this storm is something I never want to have to live through again. It was horrifying to listen to 80+ mile an hour winds smack against the house. Everything outside was blowing around like we were in the chamber of a vacuum cleaner. BF and I live in a heavily suburban area elven miles north of the city proper. It is a lovely place with old architecture and lots of trees. But those trees ended up being our downfall. Our bedroom is on the third floor so I was almost in the canopy watching the tops bend almost in half to then stand straight back up and be blown the other direction. It truly is amazing how strong trees are and how much they can take before they give out. But sure enough we did have one give out. A piece of the neighbor's spruce tree snapped in half and fell flat in our front yard taking with it the power and cable lines. By the grace of God it missed the house. Amazingly we had enough slack (according to BF) so that the power wasn't knocked out. But now we had a downed tree with live wires under it to contend with when we went outside the next day. Scary stuff :( Now we are almost a week past the storm and the streets around here are still a mess. A lot of roads are blocked off due to either power lines being down or just whole trees lying in the middle of the street. Some people are just now getting their electricity back after almost a full week. We were fortunate enough not to loose power but I was without internet for almost the whole week. Thank you everyone for your thoughts and prayers. We are safe and slowly coming “back to life”. This truly was one for the history books and something I sure as hell never want to have to deal with again. Here are some of the pics I took for home owner's insurance. Not as pretty as a hosta but testament that mother nature is not to be trifled with. Thank you again everyone, your thoughts and prayers made the difference. Ludi Elegans did sustain some “smashing” damage but she was on her way to sleep for the winter so I'm pretty sure she didn't mind :p

Chris, It is dangerous out there. And is getting more so every day. People are becoming more and more inattentive to the responsibilites of driving safely which puts us all in danger out on the roads. On a motorcycle, we are even more at risk of being maimed or worse by some idiot driving a car/truck/SUV who has found something more interesting to do while driving than paying attention to his driving. Since I had to quit motorcycle touring with DH, he has also quit riding. First because he missed his "travelin' bag" (as he calls me), but later on he admitted to becoming more aware of the dangers. We both still would get out there on a touring bike in a minute if I were able...but maybe it is for the best that we don't. However, we could get wiped out just pulling out of our driveway in our van, you just never know. For all you out there enjoying the ride, wear all the protective gear you can, take a training course, drive defensively, expect the unexpected, and have a good time for me.

Update on my advice above to actually visit the country(ies) you are thinking of moving to, and our friends' advice that establishing foreign bank accounts BEFORE moving was something they should have done to avoid six months' worth of delays: The IRS is cracking down hard on ALL foreign investments, whether real estate, investment accounts, checking/savings. The penalties are huge, and although you can try to wrangle them down, it is a fact that taxpayers with smaller balance accounts are proportionately paying LARGER penalty fees than multi-millionaires who are deliberately hiding assets. The WSJournal had an article on this issue June 2014, but as it's subscriber only, I'll just post some excerpts: Expatriate Americans Break Up With Uncle Sam to Escape Tax Rules Record Numbers Living Abroad Renounce U.S. Citizenship over IRS Reporting Requirements WSJournal June 2014 U.S. offices abroad reported that 1,001 U.S. citizens and green-card holders had renounced their allegiance in the first three months of the year, according to Andrew Mitchel, a lawyer in Centerbrook, Conn., who analyzes Treasury Department data. That figure puts 2014 on track to top last year's total of 2,999 renunciations, he said, which was the most since the government began disclosing the data. Helping boost the exodus, experts say, is a five-year-old U.S. campaign to hunt for undeclared accounts held by Americans abroad….The tax dragnet has also swept up many middle-income Americans living abroad, prompting some to give up their U.S. citizenship. While people who renounce are NOT freed of taxes due for past years, they don't want to risk sizable taxes and penalties for them and their children in the years ahead, experts say. Nearly 8,000 taxpayers have renounced U.S. citizenship in the past five years, Mr. Mitchel found, compared with fewer than 5,000 in the preceding decade. ….U.S. officials launched their campaign after Swiss banking giant UBS AG admitted in 2009 that it helped wealthy American taxpayers hide money overseas. To avoid criminal charges, the bank paid $780 million to the U.S. and turned over information on more than 4,400 accounts, ending decades of Swiss bank secrecy. In May, Credit Suisse Group pleaded guilty to similar charges and agreed to pay $2.6 billion. Dozens of other Swiss banks are currently negotiating penalties with the U.S. Department of Justice, officials said. Following the UBS revelations, U.S. officials announced they would begin vigorously enforcing both new and long-dormant tax rules. Unlike other developed nations, the U.S. government taxes citizens on income they earn anywhere in the world. … The most common mistakes usually involved Americans failing to submit a form called the Foreign Bank Account Report, or Fbar. Since 1970, U.S. taxpayers have been required to file if they held one or more foreign accounts totaling more than $10,000 over the course of a year. Until the enforcement push, many Americans never filed an Fbar. The law is more than 40 years old, but "no one ever heard of it" before the crackdown, said Edward Kleinbard, a former chief of staff on Congress' Joint Committee on Taxation, and an expert in international tax law at the University of Southern California. Fbar penalties are as steep as 50% of the highest value of the account for each year no report was filed. The IRS fined one taxpayer for Fbar violations in four separate years, and a settlement reached this month in the case yielded $1.7 million in penalties, which was more than the account held at the time. …The typical taxpayer with less than $45,000 in undeclared accounts paid nearly six times the back taxes owed, while the typical taxpayer with more than $7 million in such accounts paid closer to three times their back taxes, Nina Olson, the National Taxpayer Advocate, an IRS ombudsman, found. … Scrutiny of Americans abroad will intensify, however, under the Foreign Account Tax Compliance Act, or Fatca, which Congress passed in 2010. The law's main provisions, which take effect in July, will require foreign financial institutions to report income of their U.S. customers to the IRS, much as U.S. banks and brokers file 1099 forms. Middle-class Americans "face overwhelming problems when they try to engage in standard financial practices, such as having a small business, saving for retirement, investing, buying life insurance, and making wills and trusts," because of the laws governing assets abroad, said David Kuenzi, a financial planner with Thun Financial Advisors in Madison, Wis., who works with expatriates. The U.S. tax code, for example, doesn't recognize Australia's version of an individual retirement account, Mr. Kuenzi said. American taxpayers with these accounts must file at least two forms a year declaring the account a "foreign trust," and paying taxes on annual appreciation. The penalty for failing to file can be as much as 35% of both contributions and withdrawals each year, plus 5% of the assets, said Mr. Hodgen, the Pasadena tax lawyer. *********** Hope this info is of use to others.

The same goes for any of my pictures. If there are any in particular that you like perhaps for printing out,I'd be willing to put hi-res somewhere for you to download. When we were there in 2011 they said that the the previous December there was a massive rainstorm that caused mudslides down the coast in Portabello, and caused Gatun Lake to rise enough that even having the spillways at the Gatun Dam fully open wasn't enough, and the water was threatening to overtop the dam or flood the canal area or something very bad. So for the first time in the history of the canal they had all of the gates of the canal locks open with water just racing through. We were told that the leak pictured here was caused by damage that occurred when they did that.