bad roofing job, do I have any recourse?
donandjane
10 years ago
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greg_2010
10 years agoJoseph Corlett, LLC
10 years agoRelated Discussions
Do landscape contractors have insurance on a bad job
Comments (6)Yes, deep pockets is a good thing, but the benefit is dependent on the insured putting the carrier on notice of the claim or the claimant getting a judgment. With small jobs, the deductible is often higher than the value of the claim so insurance never comes into play unless it goes into litigation and the carrier has to pay for the defense. Many small business owners choose not to turn small (pre-litigation) claims into the carrier unless and until they are sued....See MoreLittle Daily Problems - Or Do I Just Have Bad Luck?
Comments (10)This is totally normal as your own GC. I don't post anymore because I'm so busy these days, but just wanted to let you know you are not alone! We're on month 14 of our build, we're our own GC's and have done pretty much everything after we were dried in, so I can totally relate. At the beginning of our build, we spent an entire day getting the batter boards set and everything was perfect, then our idiot of a renter forgot to shut one gate the next morning, and the cows got into our site and ruined everything we had just set up, took another entire night to fix that mess. I've never been so mad in my entire life...but I can kind of laugh at it now, and it does make for a good story. We deal with those little headaches every day, just remember we're not professionals, so the things that a pro would notice before they are an issue are things we might have to deal with later on. Just remember to breathe, and if you have to leave the room and break something then do it, then just get back into it, sometimes we just need to vent and then do some creative thinking to fix the situation! My DH and I are both working on the house, when one of us is doing a particularly big project, it really helps to have the other one's encouragement. For example, I'm finishing up our walk-in shower that I built completely by myself (this is my first one, can you tell I'm proud?), my DH has commented so many times that I'm doing such a great job and that he is so impressed. Those little comments make me feel so great even when I'm exhausted and don't want to continue, they really pick me up, so just keep telling your DH those things, it will keep his spirits up! Just keep your chin up, and don't sweat the small things, because in a few months you will hardly remember those issues (even some of the big one's have a way of disapearing from memory after awhile-or maybe it's just my memory is going!)....See MoreAny recourse from retailer or company?
Comments (11)OK, let's be blunt here. You're talking a two year old appliance. Come on! It's not even under warranty! So the manufacturer isn't liable. The store? How on earth would they be responsible? Geez, if your car breaks down after warranty expires do you want someone else held liable? The dealer or you want the company to fix it just because it's not your fault? Although sometimes it's frustrating and doesn't seem right sometimes, the fact is that just because it's not your fault doesn't make it actionable. If your car breaks down, they don't pay the tow fees, they don't pay for your missed reservation or anything. Recourse against the retailer or manufacturer? No. You might have something if you truly had an extended warranty but you don't. You bought a service contract. And no, you won't have recourse against the service company either. Even if you did, there'd be a hassle back and forth on whether you mitigated damages which you've said you didn't. If you can prove a manufacturing defect, you might have a claim, but again, you're not under warranty so nothing against the store or mfgr. And service contracts cover so little so often that I'm pretty confident that's out too. Before getting too worked up over it, why not find out what the damage is and how much it'll cost to fix it? Then you'll know where you're at. If it's not a lot, eat it and save the stress. If it's going to be substantial then turn it in to your insurance. Weigh cost against deductibles. For something like this, most insurance companies wouldn't penalize your rates, but the fact is, your insurance will go up. Mine's gone up every year I can remember, and with no claims. I'm paying for others who rip off the companies and who live in high-incident areas, together with legitimate claims by people who were victims of an even through no fault of their own....See MoreInsurance claim for a bad roof job?
Comments (12)I work in insurance, this is not a legitimate claim that any company will pay. There is no coverage for damage as a result of shoddy workmanship from a previous owner, as someone else mentioned companies would go out of business quickly if they paid for those things. Or premiums would be so high most people couldn’t afford it anyway. Also as others have said, they will likely send out an investigator and start detailing all the issues and will note it in your file and then not only require all work done in order to keep coverage, but also will have that info so if/when there are other claims that could be related or a result of the roof, those would/could be legitimately denied as well - and that info will be passed on via claim detail exchanges to other companies in the event you decide to look for coverage elsewhere. So a whole lot of reasons to just get fixed and make sure it’s done right. This would be a claim against the installer’s insurance or license - if you knew who it was, but even if you figured that out now, too much time may have passed for that as well. Unfortunately this is an expense that you have to take on entirely yourself - and that sucks. As someone who’s been there (more than a couple of times in different homes, although nothing on this scale), I can sympathize with your situation and the unfairness of having to take on an expense and mess that someone else created to pass on for others to deal with. It’s not right. Best of luck on getting this fixed so you can have some peace of mind - which at the end, is worth it....See Moreannkh_nd
10 years agoaidan_m
10 years agopnbrown
9 years agoJoppaRich
9 years agoaidan_m
9 years agoBrian Persaud
8 years agoSusan D
2 years agolast modified: 2 years ago
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