This first time poster is a 30 year veteran pharmacist, not just some boob trolling the internet with misinformation. These cards are ***ALL*** scams, as a fact. Not a theory. They collect your information, including your health information, AS A FACT, not a theory, and sell it, AS A FACT. They offer ZERO discount which is why most private pharmacies won't accept them. If you haave trouble with PRICING, your best bet is to talk to the pharmacist. If they can do something for you, they probably will, and most, if not ALL pharmacies will match cash prices. The Chain drug stores accept many of these cards in the hopes of driving traffic. The fact that CVS also owns the PBM helps them. Aside from that, these cards, if not in healthcare, would be flatout illegal because they represent fraud. So how do the perforate in healthcare? Because the heathcare system is essentially corrupt from top to bottom. In this case, the card fraudsters petitions CMS to make provision in the Obamacare act that required that hospitals and healthcare organizations to actively pursue means of reducing costs to prescriptions to indigent cash paying patient (forgetting that there should be no cash patients anymore under Obamacare). To fill this check box for Medicare Compliance, these cards are put in the front windows of all these healthcare organization, promoting the fraud. These cards do NOTHING to promote a discount. They reimburse pharmacies NOTHING. They charge the pharmacies to privilege to process the card, which is how they make there money. These are the low life money grubbers in the healthcare economy who rip off the system at everyones expense, and provide ZERO economic benefit and ZERO healthcare value. They just steal... PERIOD.

There's been some recovery, so far ... ... but is it to continue? Questionable - there'll likely be several bounces before long-term recovery sets in. Best to buy a few shares at a time, as one has savings .... that way, when stock prices are low, one gets more per thousand invested, and when they're higher priced ... fewer. Which works out well in the end. Few of us unlettered bums can outguess the market ... especially the characters who make it their business to follow it, every day. And have millions to throw around. Have yourself a fine old spring, enjoying the birds and flowers. Should you lose your eyesight ... you won't be able to see 'em any more ... enjoy 'em while you can. ole joyful

Forgive me, in advance, for my lengthy post... I am never short on words. Prescription discount cards are not new and they do work. In addition to the "questionable" organizations/companies many refer to in these related forums, they're also offered by legitimate organizations, profit and non-profit alike, and even some states! I'm sure someone may have already mentioned that but I didn't read ALL the postings, most but not all. My husband is on Medicare. I am 12 years younger and have no health insurance. We carried insurance when we owned and operated a family business, but the premiums (for a 10,000.00 deductible) became ridiculously high, plus we were paying everything out of pocket. We only had the insurance for that hope-it-never-happens catastrophic illness. We dropped the insurance and decided to start our own insurance "fund". However, that's just a bit of background. I take five prescription meds, one of which is very costly. I have three discount cards on file at my pharmacy (Walgreens) and am enrolled in Walgreens' prescription program for $20.00 per year. One discount card is through our state Farm Bureau as we are members. One is through the United Methodist Church organization as we are First United Methodists. The third is the Relief card and I have to be honest, I cannot remember receiving this card, however my memory isn't what it used to be. The pharmacy is supposed to run each of my new fills and refills through each discount program in my file. They often forget to do this and I have to remind them. I have saved MANY dollars by remembering to remind them. :) Case in point... this past week I refilled my most expensive med. I get a three month supply, which usually runs over $200.00 with one of the other discount plans (not Walgreens...I actually do not save much with them and am considering dropping that plan). When I picked up my refill, the tech told me it was over $400.00. My hair stood on end. I had them run it through all of my discount plans. I ultimately paid just over $60.00 for that three month refill. I asked which plan had saved me that much and was told the Relief plan. Now, maybe I'll be sorry somewhere down the line but I'm surely happy about it now. BTW... that med is a generic. Discounts are often deeper for generics. As for jeopardizing personal information, one person suggested that Walgreens would have to give out my DL# to these companies. I never voluntarily gave my DL# or SS# to Walgreens (or SS# to ANYONE), but my DL# is on my checks for anyone to see, as is my bank's routing number and my account number. I pay for meds with Walgreens' Express Pay, which means that they have a copy of one of my CC #'s on file. Since we travel a lot, I know that this number is in the Walgreens' system for any Walgreen's pharmacy to use, anywhere in the country, as I have had Rx's filled in other states. No problems with CC theft yet. As for submitting personal information, we do it in some way many times a year. Did you not give your name, birth date and state when registering for this site?? The page where I entered my information was not encrypted. Do you really trust this site's Privacy Policy just because it's there?? And, have you actually read it verbatim?? I doubt that many people read any or all Terms and Conditions before accepting them. I also checked the BBB for ScriptRelief, the company which issues the Relief Rx cards via Health Alliance. See link (copy and paste) http://www.bbb.org/new-york-city/business-reviews/medical-dental-discount-plans/script-relief-llc-in-new-york-ny-130619 There are 22 complaints listed, 14 of which are related to advertising/sales issues. It went on to say that the BBB knows of no government actions involving this company and that all 22 complaint issues were resolved by Script Relief. If you do a search for prescription discount cards, you'll find a whole host of them. And, if you search for "how they work", you'll find MANY articles. I wanted to find unbiased information that was not supplied by any of the discount plan companies and happened upon this one... simple but good...(copy and paste link) http://www.frugalconfessions.com/save-me-money/are-prescription-drug-discount-cards-for-real.php This author states that the companies offering the free discount RX plans make money through referral fees paid by pharmacies for each RX filled using the card, i.e. they want to get and keep customers who ultimately purchase much more than meds in their stores. Her research leads her to the conclusion that it can't hurt to sign on to one (or more in my case because different cards offer different savings on the same med) of these programs. One might argue that other people, private pay and with insurance, are paying more for those of us using discount cards. To this I say, I am private pay for all other medical visits, hospital stays, diagnostics, etc., and I'm sure that I am paying a higher price for those who get assisted relief from medical costs. My clinic and most hospitals offer a 5-10% discount for private pay, if the charges are paid in full. Who do you think makes up that difference? As for insurance, everyone's premiums are affected (and increased) by other people's claims, lawsuits, etc. It's a fact of life that we ALL pay for each other in some way or another. Sadly, it's just looked at negatively unless it's charitable and tax deductible. I've been using my discount cards for at least ten years. (Our son was too until he graduated from college and got a job with health insurance.) I still have my identity, no one has come looking to collect the difference I have saved on my meds all those years, and I'll keep using them until I woefully reach the age of Medicare, if Medicare is still a viable option when I get there because that money is really not there, (refer to our national debt) but that's a whole other topic for another time. I'm not trying to convince anyone to use the discount cards; just FYI'ing. I will keep using them and if I encounter a problem, I promise to post it. :)

It's very very expensive to bring a drug to market...It's not just paying for a pill. Frankly I get very tired of this sort of myopic vision.. My husband went through years of school to become a microbiologist. He makes sure that what he does makes a difference. He works with people who have extensive educations and who care enough to make sure to follow protocols so that people might be able to fight disease and live a little longer...That isn't volunteer work, either. There is equipment and supplies. There are also the drugs that DON'T make it through one of the steps in research that has to be paid for too. We are NOT wealthy. We are not rolling in it while simultaneously laughing at the stupidity of the American Public. If you think that we are, then I suggest you walk a mile in my coupon-clipping, third-hand car travelling, Walmart shopping shoes... I won't be subscribing to this thread anymore. It's so incredibly hurtful to me. So go ahead as I'm sure you will...fire away. I won't see it. Good luck to all of you who are ill. I hope you find the relief you need and I hope that some of you think about those things that others do for you that are not done out of greed.