Brown is not neutral - it has a hue, which is orange, although the intensity is so low that it is barely noticeable, but you can still put it on a color wheel, unlike black. Brown and blue are therefore complementary colors, being opposite each other on the color wheel. Barbara Barry says that curtains should match or blend into the wall color, and so maybe you can use those curtains in another room and get curtains that blend in with the walls rather than contrast so much. You certainly would not want to paint your walls brown to match the curtains, although you could paint them to match the cream colored flowers, if you love the curtains that much. BTW, I do not follow BB's rule when decorating myself, and my bedroom curtains are coordinated with the paintings and art in the room instead of the walls. If you get rid of the blue in the room, you can keep the whole color scheme in the brown to cream range, which will make adding contrast much easier. For me, blue is too much of a contrast, although personally I much prefer blue to brown. BTW, there definitely are Official Rules to Acceptable Color Combos (as I was taught in design school), but that doesn't mean that you have to follow them. They are silly rules anyway. However, since black is not on the color wheel (and neither is white), you can add black (and/or white) to any color scheme. Black, white, and gray (and clear, if you want to consider that) are the only true neutrals - all other colors have hues.

Personally I would buy only one element of the 'set'; houzzers go crazy when anyone buys a matched set of anything....if it were me I would opt for a pair of the useful, beautiful nightstands, go with a plush upholstered headboard, and put in built-ins in the closet in lieu of the dresser and forgo the dresser. As in something like this!

Thank you Ingrid! Love the color accent choices and especially the terracotta idea. Maybe I can Incorporate the color with the bedding and pillows. Looking into artwork. Would the headboard be light or dark if the furniture is black?

It kind of depends on the furniture brand/line as to whether or not it looks bleh. In general, I can’t stand bedroom “suites” or sets. HOWEVER, there are some high-end makers who do a really good job of it. Obviously a $1,999 five-piece bedroom set from Rooms To Go or Ashley isn’t going to fall into the “really good job of it” category.