I have looked into it a few times. Since I have three dogs, it sure would come in handy. I can't remember the company, but if you Google "Pet Health Insurance" you will find what you need. When I considered it, the premiums were somewhat high, and coverage not what I was looking for. Like other forms of insurance, you must weigh the risk. Pet insurance does not cover everything. I did find out that in Europe, pets have the same coverage that people do. It covers everything, shots the works for a low payment. Good luck! Keep us posted! SG

We just recently became fans of pet insurance. We've had many, many dogs over the many years we've been married, but never had insurance on our pets. However, we got a wake up call this past January. Our daughter's 12 year old lab was diagnosed with lymphoma. Since she was otherwise healthy and active, our daughter opted for chemo, which is quite costly, along with ultrasounds, cat scans, blood work and other associated vet costs. Because we saw the availability of new types of medical procedures and equipment now available for vet care, we decided to get Trupanion for our dogs - one 7 and one 12. We chose Trupanion because it covered most of the costliest expenses, not ordinary care. So with that in mind, we opted for a high deductible, $1000, rather than opting for a lower one. So our costs are not as high as yours. We were fortunate that we took out insurance in March because in September our 12 year old dog was diagnosed with diabetes. In addition to the vet bill of diagnosis and continuing meds, she required admission to a 24 hour specialty vet where she was evaluated by an orthopedic surgeon, an endocrinologist, an internist and other specialties, along with specialized (read expensive) blood test to rule out Cushings disease. It was a nice feeling to be able to say to the vets, "Do whatever you need to do." I also like Trupanion because the owner, not the vet is reimbursed, so you can go wherever you want. NAYY... So.....what do I think? I'm very glad that I have it and look at it like a catastrophic insurance policy. Of course, this info is specific to Trupanion, as there are other types of pet insurance out there. I do suggest that you look into raising your deductibles which will lower your premiums significantly. I've been recommending it to everyone I know. It's great to be able to protect our furry ones and offer them a great quality of life. P.s. Trupanion paid off quickly after I submitted my bills. I'm very pleased with them. Helene

We are grateful for having insurance; it makes decisions so much easier. We are also grateful to those who went before us with their beloved pets to help establish a protocol to be used and for those medical advancements which have been a game changer for both humans and pets. murraysmom, glad that your friend was able to have two extra years with her coonhound...cool dogs by the way. how wonderful that Miku has been in remission for over three years. Lymphoma treatment has really come a long way in just a few years. We actually participated on a doggy lymphoma forum for several years after my daughter's dog was diagnosed and saw some of those protocols change and remission times increase.

Hello!! So I was listening to the Art of Racing in the Rain... I'm not sure if I like it to be honest. Some of the parts were so sad for me to listen too!! I love sad books/movies of humans but when its animals.... oh its too much! I'll keep going however! How crazy is this coronavirus stuff. Geez, I keep refreshing the John Hopkins live stats and it just keeps going.. especially Italy. Over 10,000 infected now. Death toll rising as well. I really hope they cancel your flight to Italy. It's just not safe there. I mean entire country lock down? Wow. The other countries, including US - I know it's only lower because they aren't testing enough. I've been feeling a little bit under the weather because we've had some hot and cold days (well for California standards anyway!). I visit my parents very frequently so even I'm a little concerned about going out in public to shop etc. I'm finding myself pouring sanitizer on my hands after each store LOL. I've even had to give out some of my toilet paper stash to my neighbors bc they can't find toilet paper! haha!! As for the Houzz issue, you might want to try to clear your cache and cookies on your web browser? It could help maybe? Costco - "just ask the snowbirds" - oh gee what does that mean? lol. I don't know anyone that doesn't have Costco membership here in the US. I guess unlike where you are, it helps that location wise, they are very close by. We kind of cheat the system because your allowed to have 2 in a member. So my mom has one and I have one but we are on the same account. Shhhhhh. Membership isn't cheap. Since I pay for the membership fee, I get the money back rewards. Galliprant - we are going in to week 3. Hopefully we will see improvement. I did start her on VetCBC because some nights I can tell she is in a lot of pain where her back hips droop down like a german shepherd. Poor baby. When its really bad I've been giving her Herbaprin which is a natural herbal version of aspirin. I pretty much knocks her out at night and she sleeps soundly - by morning she is better. I'm curious to find out what your vet says about Galliprant. Please let me know. I think the pill is still only a few years on the market so it's really hard to find a lot of reviews. I'm hopeful. I do want to get her blood work done again in the next month or two to make sure there is no effect on her liver/kidney. Somedays I feel like she is drinking too much water which makes me worry. I have to remind myself that weather has bee been hot and dry too. I think it's great when dogs want to eat. It's worrisome when they don't. I have a friend who's dog is possibly dealing with some kind of cancer. loss of appetite. It wasn't until she tried Prednisone and now the dog is back to eating really well and gained back his weight. Still not a cure of course - more of a bandaid. Now on to FIGO - not the dog but insurance. LOL. So yes I finally got some more answers from them and it turns out that I have 30 days after renewal to make any changes to the plan. So I guess I am renewing instead of canceling. I'm ok with that. I'm still trying to figure out what plan to choose. They did make it easier to reach the deductible quicker by changing the way it calculates the deductible. So as much as I hate having to go up to $1000 deductible, I think it will be ok. I probably won't be utilizing much of the insurance but thats okay too... just means that my dog was healthy and didn't require too much vet care right? Oh and it turns out that she does have "pre-existing" on the front legs. So I'm still not sure why they covered her x rays when she hurt her front leg. Maybe it was just a mistake on their part. The thing that sucks all four of her legs are pre-existing including her spine/back etc. So what does that leave? Not much right? (insert eye roll). All the more reason to increase the deductible and pay less on the premium is my thinking. It also includes Physical Therapy. I doubt with all the pre-existing, I doubt I'll even be able to use PT at all. If I remove it its only like $60/year anyway so not much change. If you were curious, here is the premium below: I might have already asked this but have you heard of PEMF mats? Its electromagnetic pulsing bla bla bla. I found a company that rent to own. I'm thinking of giving it a try. They use it on horses. Its therapy I can do at home. I could probably use it too or even on my mom who recently broke her wrist! I've been doing a lot of research on it and it sounds promising... or it can be bogus too. LOL. For $250 for 3 months rental - it might be worth trying. Even the vet I go to was excited about it bc I was able to find it for such a low cost and they have always wanted to offer it to their patients but was too expensive. Hope you are all doing well. I feel like this thread has turned into a pen pal exchange between u and me. For those coming across this post, my apologies! I wonder if I can private msg you my contact info. I'm enjoying your responses. Stay safe!