Really good news!

eclair

9 years ago

But no one to share it with.

I paid off my mortgage!!! And then I cried and cried. Isn't that silly?

It has been a long and very difficult road, doing it alone, but it's finally done.

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Comments (48)

OklaMoni
9 years ago
Congrats! and tear of joy... no problem. :)

Moni
sjerin
9 years ago
That deserves a HUGE CONGRATULATIONS!! Very impressive, especially on your own.
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alisande
9 years ago
You have us to share it with. Good job!!
Dash2
9 years ago
Way to go!!!
Georgysmom
9 years ago
YEAH!!! What an accomplishment. Something to be proud of indeed.
glenda_al
9 years ago
I remember when I paid off my mortgage, I walked thru the bank exclaiming to those in the lobby "I'm free" :o)

Congratulations!

Mighty good feeling!
Fun2BHere
9 years ago
CONGRATULATIONS! WOO HOO! What an amazing accomplishment. You are to be commended for the discipline and perseverance it takes to reach such a huge goal. Maybe those tears were a release of tension.
Terri_PacNW
9 years ago
Nice..Congrats!

And here I am looking at the prospect of a mortgage for 2014... Lol..
morz8 - Washington Coast
9 years ago
No, it's not silly at all. What a wonderful accomplishment, your home is paid for.

YOUR HOME IS PAID FOR!

Hats off to you. Now when is the party, we'll bring the appetizers - it's reason for celebration, please, please be proud of yourself.
terilyn
9 years ago
Congratulations! That is an accomplimisment to be celebrated!
nanny98
9 years ago
WoW... Good, good for you. You deserve our CHEERS!
kathi_mdgd
9 years ago
Congratulations,that's quite an accomplishment,and on your own!!!You deserve to cry tears of joy.Great Job.
Kathi
sheilajoyce_gw
9 years ago
Wonderful. You did it! Congratulations. What a wonderful gift to yourself. It will be like getting a raise without paying more taxes when you don't have to set aside for the mortgage monthly from now on. Celebrate!
redcurls
9 years ago
I remember that feeling well....had the SAME reaction as you did two years ago. Congratulations! I'm glad you shared it. Made me recall the feeling....
Orchidllauraga
9 years ago
That is really good news!!!!! I think I would cry tears of happiness that you did it on your own!!!! You need to have a FREE & CLEAR
HOUSE WARMING PARTY!!! I am sure you could use a few new things like towels, laundry baskets,etc.....
nod702
9 years ago
I remember when we paid ours off it was like a burden being lifted. Wife was teary for a good while.
Shortly after the last payment we were at the court house getting a copy of the deed and putting it in our security deposit box.
grandmamary_ga
9 years ago
Congratulations! What a huge accomplishment. What will you do with all that extra money you now have in your account? Lol. How exciting.
Mary
Hellion
9 years ago
Congrats! I know the great feeling of that!
kayjones
9 years ago
Heck YES!

We're glad you came to share it with us. Come on back and tell us anything - we cuss and discuss almost everything going on in our lives - we are family - glad to hear from ya!
patti43
9 years ago
That truly is wonderful news. I'm sure I'd cry, too. Just for sheer joy!!
jannie
9 years ago
Congratulations! There was a great line on a TV show "Not being the bank's beyotch...Priceless! "
eclair
Original Author
9 years ago
Thank each and every one of you for being happy for me and for your very kind remarks.

I plan to continue making most of that payment ... to my savings account now.

And to those considering a new mortgage, it's a matter of each payment being a "step" on a long, long journey. Just stay the course -- in spite of what challenges may present themselves along the way.

May you all be blessed in this New Year!
hounds_x_two
9 years ago
So happy for you!
Congratulations.
rhizo_1 (North AL) zone 7
9 years ago
Thanks for sharing your great news. It brought a lift to my own heart. You think like I do.....the mortgage payment can go straight into the bank or investments.

And now, you can do or purchase things you may have been scrimping on!
fran1523
9 years ago
So happy for you. We'll done and enjoy the fruits of your labor.
juellie1962
9 years ago
Congrats!! I'm so jealous.
Rose_NW_PA
9 years ago
Congratulations. We are here for you to share with and everyone is proud of you.
yayagal
9 years ago
Congrats to you, it's not an easy thing to do alone. Now you can feel totally secure in the knowledge that you own your home outright. It's a wonderful feeling. Celebrate.
katlan
9 years ago
That's awesome. What a great way to start your New Year. High five, kudos, congrats. That is definitely worth tears of joy.
dedtired
9 years ago
Hooray for you! What a great feeling it is. Mine was paid off a while back.

Now you will have to put a button on your newel post to announce to anyone who comes over that this house is owned free and clear!

Here is a link that might be useful: Button on the newel post
YogaLady1948
9 years ago
POP the bubbly!! YEA! That is so wonderful~~~I am very happy for you ;)
cheryl_ok
9 years ago
Congratulations!
I also know how wonderful it feels to own your home.
Glad you shared your joy, it makes us all feel happy for you!
ravencajun Zone 8b TX
9 years ago
That is definitely worthy of a celebration! What a great way to start the New Year! I will be just as excited and happy when ours is soon. We do have our RV which we paid for in full. I told my husband well if things suddenly went terribly wrong at least we could live in the RV and not in a box under a bridge LOL.

NO BOXES for you!!
maire_cate
9 years ago
Congrats - that's a great achievement and a wonderful feeling.

When we paid off our mortgage I was disappointed that our lender didn't even send us a congrats letter. They just sent a letter stating that they had sent the pay off notice to our Register of Deeds.
susanjf_gw
9 years ago
we're so close! been making 13 payments the last few years and bits and pieces extra! what I'm NOT ready for are the tax bills we'll soon be responsible for! have had the mortgage co pay them for the last 40 years in 3 states....have you set aside a payment plan to yourself? if the taxes start going back up to the 2007 high, that could be a big chunk!
mawheel
9 years ago
Congratulations on your wonderful achievement; I hope you're VERY PROUD of your accomplishment. You're entitled to some tears; I'm very happy for you.
socks
9 years ago
What a good feeling. Congratulations.
blfenton
9 years ago
Congratulations! That is worthy of being announced to everyone. Crying is not silly, just a relief and joy that your home is your own.
happy2b…gw
9 years ago
Just like everyone else has commented. I am excited for you. Also great advice-
" to those considering a new mortgage, it's a matter of each payment being a "step" on a long, long journey. Just stay the course -- in spite of what challenges may present themselves along the way."
kittiemom
9 years ago
Congratulations and great job!!!
nancylee_ky
9 years ago
I paid my mortgage off on my own 2 years ago. It's a very giddy feeling to have! Now the maintenance is coming due...
mary52zn8tx
9 years ago
Congratulations!! What a wonderful life goal to achieve! We were able to get a new roof and windows after we got our home paid off.
I still love the feeling of knowing this place is ours.
chisue
9 years ago
Congratulations!

I was really proud of our DS and DIL when they refinanced to get a lower rate,. They also went to a shorter, 15-year mortgage. Our DIL teaches math and is a disciplined saver -- nice balance for our DS who would buy a dozen cars and save zip!
pianolady2008
9 years ago
Congratulations !!!!!! : ) It really is a Grrrrrreeeeeaaatt feeling !!!!!!!!!
Elmer J Fudd
9 years ago
If this marks your achieving a goal you set for yourself eclair, congratulations!

For others, before deciding to accelerate your mortgage payoff, be sure that doing so makes sense for you. There can be good reasons why applying your money to other alternatives is a better choice. The link goes to a brief article on the subject that was in Yahoo.

Sometimes people decide to pay off their mortgage as an emotional decision, even when doing so isn't the best financial decision. So be it. And yes, opinions can vary.

Here is a link that might be useful: Reasons to not pay off a mortgage early
eclair
Original Author
9 years ago
dedtired,

Interesting reading about the button on the newel post. I had never heard of that. Unfortunately, I don't have a newel post.

Reminds me that when I moved out of my first house, which I sold before completely paying for it, I wrote in permanent marker on the underside of one of the kitchen drawers, "This is my house," and signed and dated it. I'll bet no one has ever discovered it!

That's a secret I've never shared with anyone!
sherwoodva
9 years ago
Congratulations, eclair! We paid ours off a few years ago because I wanted it done before I retired. It is a great feeling, isn't it? Enjoy that feeling. Now you can relax a bit.
sherwoodva
9 years ago
Congratulations, eclair! We paid ours off a few years ago because I wanted it done before I retired. It is a great feeling, isn't it? Enjoy that feeling. Now you can relax a bit.

Really good news!

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