Do you mean a funny story as in a joke?

This is an old one, but it's not a man and a few dollars, it's a frog going to a bank w/a collectible. So I don't even know if it's close to what she's thinking of.

This frog was really down on his luck. All he had left in the world was this little ceramic figurine his mother had willed him when she croaked.

He decided he'd go to the bank and get a loan so he could improve his lot in life. He wrapped up the figurine and hopped on down to the local bank. When he got to the bank, the bank receptionist directed him to a loan officer by the name of Mr. Paddywack.

Mr. Paddywack took one look at the frog and knew his day was ruined. "Ok, he said, what can I do for you?"

"Well, I'd like a small loan," the frog said,"so I can get back on my feet."

"We don't usually lend money to frogs," Paddywack said. "Do you have anything in the way of collateral?"

The frog held up the figurine and said, "Well, I have this."(showing the figurine)

Paddywack rolled his eyes and said, "I'm going to have to ask my manager."

He went to find the manager, and told him, "You're not going to believe this. There's this frog out here, who wants money. He has this figurine for collateral. Have you ever heard of something so dumb?"

The manager scowled at him and said....

"For goodness' sake, it's a knickknack, Paddywack. Give the frog a loan."

Thanks, I don't think this is the one but she cetainly will get a kick out of it and so did I
ivamae

That's the one I was thinking of. Love it.

LOL!
Gayle