Being of simple mind as I am wont to be I find it difficult to believe that a "bill payer" bank site would require acceptance of third party cookies before allowing access. I think I might be looking at that very closely if it were my account, like a friendly discussion with the bank.

You're not losing weight because strength training doesn't burn calories. Do more cardio & use a nutrition tracking program to monitor your calorie intake & expenditure. I've lost 31 pounds using a nutrition tracker (DietPower). Article from NY Times last summer: Copyright New York Times Company Jul 21, 2005 BARBARA WOODWORTH, 35, a social worker in Seattle, wanted to drop 40 pounds. Alisa Rivera, 39, a college adviser at the University of California, Los Angeles, also wanted to lose weight. She also wanted to build long, lean muscle. So the two women routinely began to lift weights. But like many of the other 36 million women nationwide who each year pick up dumbbells hoping to lose pounds or develop a sculptured body, both Ms. Woodworth and Ms. Rivera ended up disappointed because the strategy is not as simple -- or as effective -- as it sounds. Personal trainers, fitness instructors, magazines and books have sold a double-barreled promise that any strength training builds muscle and that having more muscle dramatically speeds metabolism, increasing the calories a person burns while at rest. With all that extra calorie burning, the story goes, excess weight comes off effortlessly. The story is wrong in two ways, researchers say. First, muscle is not such an amazing calorie burner. ''Even if weight training increases muscle and metabolism, there is little evidence showing that it is enough to cause weight loss,'' said Joseph Donnelly, the director of the Energy Balance Laboratory at the University of Kansas, who has extensively reviewed studies on the link between resistance training and weight loss. And second, many who try weight training -- especially women -- fail to do what it actually takes to build more muscle. They lift too light a weight, or they neglect to progress to heavier weights as they grow stronger. And often, women who take up weight lifting also diet. In fact, it is nearly impossible to increase muscle while cutting calories. Regular resistance training, done correctly, has many benefits. It can prevent some of the muscle loss that occurs with weight loss. It can also lower body fat levels and even help preserve bone mass. But the idea that it can magically increase calorie-burning is ''a very big stretch,'' said Edward Melanson, an assistant professor in the division of endocrinology, diabetes and metabolism at the University of Colorado Health Sciences Center in Denver. Claims that resistance training can send metabolism skyrocketing are easy to find. A Google search using the terms ''metabolism'' and ''weights'' produces thousands of Web sites, many of which say that anyone can lose weight and build muscle through strength training, even doing routines that aren't particularly strenuous. Books like Kathy Smith's ''Lift Weights to Lose Weight'' also perpetuate the myth that building muscle supercharges metabolism and quickly leads to weight loss. In ''Smart Girls Do Dumbbells,'' Judith Sherman-Wolin claims that resistance-training can ''melt away those stubborn pounds you've been trying to lose all your life.'' And Jorge Cruise's best seller, ''8 Minutes in the Morning,'' advises readers to forget aerobics or grueling workouts because doing his two strength-building exercises a day ''will help you firm up five pounds of lean muscle within the first few weeks, allowing your body to burn an extra 250 calories per day.'' Ms. Woodworth of Seattle said, ''Practically every fitness book and magazine I ever read said strength training boosts metabolism so you lose weight easier and faster.'' Before taking up weight lifting, she had already lost 15 pounds in about three months by cutting calories and walking and running for an hour three times a week. With 40 pounds still to shed, she turned to what she had heard was the magic bullet. Her trainer advised her to lift four times a week, cut her cardiovascular exercise to less than 30 minutes but still keep dieting. After six weeks, she was frustrated to find she had gained two pounds. That added weight probably wasn't muscle. Decreasing her high-calorie-burning walks and runs was the more likely culprit. Lifting weights burns few calories -- ''at least the way the average nonathlete does it and certainly the way most women tend to do it, using relatively low weights and few sets,'' Dr. Donnelly said. The same time spent an aerobic workout could double the calorie burn. Once Ms. Woodworth increased her time on cardio, she lost the added weight. Proponents of the theory that weight lifting leads to weight loss argue that it is the long-term effect of gaining more muscle, which burns more calories at rest, that causes weight loss. Still, that has never been proven in studies. Studies show that even women who do what it takes to get stronger develop only two to four pounds of muscle after six months of progressive lifting. Given that one pound of muscle burns between 7 to 13 calories a day (as determined by studies that measured oxygen and blood flow to tissues), that means the average boost in metabolism is only 14 to 52 calories a day, said Dympna Gallagher, the director of the body composition unit at the New York Obesity Research Center in Manhattan. The effect of weight lifting ''on metabolism is minor and certainly not the savior of dieters,'' said William Kraemer, a professor of physiology and neurobiology at the University of Connecticut. A recent yearlong study of 59 sedentary women at the University of Pittsburgh demonstrated what little difference weight training can make in weight loss. About a third of the women lifted weights three times a week, another third did yoga three times a week, and the last third did neither. All the women followed a daily diet of 1,200 to 1,500 calories for the entire year and walked five days a week. In the end, those who had lifted weights or practiced yoga lost as much weight and fat -- but no more -- than those who only dieted and walked. Surprisingly, many of the women became no stronger. ''We were looking at whether women would stick to the routine, and if so, would they resistance train intensely enough,'' explained Kara Gallagher, the lead researcher. ''It appears that many did not.'' When people lift light weights and fail to progressively increase the load, they only increase endurance, Dr. Kraemer said. After turning ''doughy,'' Ms. Rivera of Los Angeles followed a few workouts using five-pound weights that she'd seen in Glamour and Shape magazines. ''After three months the scale hadn't budged,'' she said. ''I didn't see much of a difference in muscle tone.'' Eventually she realized that light weights were not enough. ''When I progressed from a five-pound dumbbell and began to lift heavier, my arms and butt got firmer within three weeks, although I still did not lose weight,'' she said. For those looking to build a more sculptured body, dieting may be counterproductive. ''To create new muscle tissue you need to eat enough, not cut calories, to fuel the process,'' said Karen Reznik Dolins, the director of nutrition at Altheus, a sports center in Rye, N.Y., and a nutrition adviser to the New York Knicks. Genetics can also help determine the impact that weight lifting can have on muscle development and metabolism. Researchers at the University of Massachusetts at Amherst looked at almost 600 men and women who did a strenuous, progressive resistance routine for three months, according to a study in this month's Medicine & Science in Sports & Exercise. Three percent were ''high responders,'' some of whom doubled their strength. One percent were ''low responders,'' who became only 1 percent stronger than they were when they started. The majority of men and women increased muscle size 15 to 25 percent; and most men improved their muscle strength 40 percent while women increased theirs 65 percent. Shannan Catlett, a fashion sales executive in Manhattan, said lifting heavy weights helped tone her slimmer body. After she lost 50 pounds by using the elliptical machine and treadmill and by following a healthier diet, she improved her muscle definition with weights. ''I never lost weight from strength training, but my butt got smaller and I got stronger and firmer all over,'' Ms. Catlett, 41, said. ''I still have to make sure that I'm always fit in regular cardio to maintain my weight.'' Building a Workout To Meet Your GoalsTailor strength and cardiovascular workouts to your goals. TO BUILD MUSCLE 1. Work to fatigue. Weight should be heavy enough so muscle is fatigued after 6 to 15 repetitions.2. Add weight progressively. Start with one set, one to three times a week, with a weight that tires the muscle after 8 to 15 reps. Once that gets easier -- usually in two to four weeks -- work up to three sets. Then increase weight slightly and go back to one set, working up to three. 3. Include heavier weights. Once a week, hoist a weight heavy enough to fatigue you after three to five reps. Do two sets. 4. Fuel workouts. Before a strenuous session, Karen Reznik Dolins, an adjunct professor of sports nutrition at Columbia, suggested eating carbohydrates, and within an hour after, carbohydrates and protein. TO LOSE WEIGHT 1. Focus on cardiovascular exercise. Do workouts like running or aerobics five or more days a week, for at least 45 minutes, but also include weight lifting one to three times a week, said Joseph Donnelly, the director of the Energy Balance Laboratory at the University of Kansas.2. Be active throughout day. If you sit at a desk, get up and walk around for five minutes every hour. 3. Eat regularly. Pace meals and snacks every three to four hours for the right amount of calories when the body needs them, Ms. Dolins said. MARTICA HEANER Here is a link that might be useful: Article on nutrition trackers

If you are going to school full time, AND working part time...do the hours add up to less than working full time? Just wondering... I do understand that you want/need to finish your degree since you are very close to finishing. I also understand that you now have a home for your children, that you may or may not be able to provide without his help. I also understand how valuable it is to have someone to share your life with, and help you raise your children, instead of trying to raise them alone. Especially since he is a good man, who treats your children well. And "I get" that his children have a choice in their behavior, and they are making your family life miserable. However...as a parent, do you understand that if he turns his back on his children, he has failed in his role as a father and a parent? That these next 6 years are the most crutial years in the development of his kids, and will determine who they will be as adults? That as he chooses you and your children over his children (both he and his children will understand that he chose you over them) that will in and of itself create "issues" for both he and his children. Raising teenagers is enormously difficult for ALOT of people, even those with intact families. His children are acting out, of the anger and pain of what has happened in their life... I understand that you feel that they should not "win" and ruin what you and your fiancee' are trying to build...that their bad behavior should not be rewarded by getting them what they want...which is you and your children to leave. However, as a father and a man of integrity and honor...he must fight to hang in there and finish raising his children...whether he feels like it or not. Perhaps they do need to live with their mother...I don't know. But he should not give up on them because it is hard. And he is right in demanding that they treat others with respect, and that includes you and your children...but it also includes their teachers and others, or life will be hard for them...because in life, we must treat people we work with, and for, with respect, whether we like them or not. This is tough because their mother is teaching them one thing...but he needs to teach them what he sees as important...and do his best. The rest will one day be up to them. I wish you the best as you try and do what is right for you, your children, and your fiancee' (and his children). He is in such a tough spot because he loves you, and does not want to lose you...and yet his own children need him...but their behavior is destroying everything he wants, and the life you two are trying to build. But as the kind and good man you know him to be...which makes him a man of honor trying to do what is right...by both you and as a parent. What a hard, hard spot to be in. He will need to be strong, wise and walk through this. I wish you both better times ahead.

We pretty much love everthing about the sink. Aside from the looks which we obviously liked and the fact that no one we know has one, it has been pretty much maintenace free. There are certain foods which strip the color off and leave shiny bright copper spots. But within a day the sink starts to patina(darken) and it looks seamless again. And we've poured plenty of hot and boiling water down the drain and it's never been an issue. Copper is also naturally anti-bacterial so that's another added bonus. We also heard some of the warnings about the copper from Mexico. I will say ours is stoutly made and it weighed a ton. I went with one of the ebay sellers who had been around for awhile and looked through alot of feedback. That's about all I can think of to tell you. If you want I have pics of what it looked like before it was used and how it looks now after a year of use with no more upkeep other than soap and water.