Do you really want the house? If not listen to your gut and walk away from it. No matter what price you pay for an 'existing' home you will always think you could have gotten a better price after the fact. You are buying the house because you want to live in it right? If another buyer comes along you may lose out on the house. Then you live with the remorse of having to start searching all over again to find something you like. Too low and offer and you may not even get a response from the owner... especially if they are entertaining higher offers. If you want to buy a house for 150K why not look at homes that are priced in that range? If there are none in that range in your area... the people selling this home probably know that.

This is not something you ask a bunch of strangers . First colors are never true on monitors and without seeing all the other things that are going into the space I would not hazard a guess. Flooring is the biggest thing so pick that first themn move on to cabinet color. IMO if you are having wood look floor I would not do wood cabinets I would stay with timeless white .BTW this migh be a good time to hire a designer to help you wade through all the decisions you will have to make .

Based on your three choices, I would probably pick the Dewalt, but also decide if any of the combo deals might be useful. For example, a circular saw is very useful if you are going to need to cut any type of lumber (2x4's, plywood, etc.). I have also found a reciprocating saw very useful for house demo work, and for work around the yard (trim branches, cut tree roots while digging, etc.). Brushless will usually last longer on a battery charge, and should require less maintenance, but the standard motors are fine for work around the home. For an initial set I would probably pick the drill and circular saw combo, since it also appears to include two batteries and a charger. If you want a drill that is more compact, I purchased the Makita 18v brushless subcompact drill as part of a set that included the drill, impact driver, charger and two batteries. https://www.homedepot.com/p/Makita-18-Volt-LXT-Lithium-Ion-Sub-Compact-Brushless-Cordless-2-piece-Combo-Kit-Driver-Drill-Impact-Driver-2-0Ah-CX200RB/207051121  I was constructing an addition to my house, and found the impact driver to be really useful for driving long screws of all types. Bruce

I'm kinda surprised your lender didn't have an inspector or require one. I'm in a new house, also in a thaw-freeze area, but just over a year ahead of you (year warranty extended because of COVID to minimize people in the house). I have the same problem determining what's important, and it makes me anxious: I don't want anything to get past me, but I also don't want to go into worry-wart mode over something non essential. Apart from technical flaws, there's a separate issue of what is just plain unacceptable. Sloppiness is in this category. I would not caulk or cover or conceal anything until AFTER the one year so you have satisfaction from the builder. Freeze/thaw causes settling, and that can create some alarming-looking cracks. We are just finishing winter, and they may grow or shrink. At any rate, they don't always look the same from one week to the next. Mine aren't too much to irritate me, I do know my builder often has to fill minor cracking during the warranty year. It's normal. While concrete cracking is also normal around here, there are different degrees of it. If your home is on a concrete slab, I'd have an inspector check it. It would definitely be a warranty issue if there's a problem underneath the house. AFAIK there are better or worse conditions to make concrete in, and either some short cuts might have been taken or COVID messed up the build schedule or..... Get it checked. I'd insist they fix the stair "cosmetics" to my satisfaction: those are in the area of completely unacceptable to me, and they're a potential tripping hazard (imagine your toe hitting the edge). There's something definitely wrong with the balcony jury-rig. The "vertical" lines don't all seem to be vertical. For freeze/thaw reasons, builders do use wood shims in this area (though I have no idea if they'd use them in that particular spot), but those shims just look half-baked. ******** While we're doing spring—and we have thaws and rains—there may be some more things to check that may have nothing to do with the build, but are smart to do. I'm sure other folks here can offer some more. A few: -check the dripline from the roof. Make sure water is flowing away from the house. Is there a one-foot margin (pebble, rock, gravel?) around the house to minimize splash? -check all the windows to make sure air didn't leak between the panes -have a good look at the siding. Is it buckling, slipping, etc.? -check water-bearing fixtures (e.g. sinks, toilets, W/D) for any sign of water leakage. -sketch a map of your lot, the house, the trees, everything you see....Take a lot of photos. Then, next winter you'll be in a place to plan landscaping etc. with every season accounted for. Houzzers recommended I wait a year before I made major landscaping decisions, so I could get used to the property. They were so right!