Best way to protect yourself from contractor fraud/misuse of fund
athensmomof3
13 years ago
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booboo60
13 years agolast modified: 9 years agoathensmomof3
13 years agolast modified: 9 years agoRelated Discussions
what is the best way to clear brush under trees?
Comments (20)Well, I have been doing that for years. I have about a half acre of oak/hickory savahnnah that was a disaster when I bought it. In addition to all the invaders, piles of rubble - shingles, windowframes, you-name-it. I agree with another poster who said don't rush in to it. Get to know what you have, prune and nurture over time. I used a chainsaw to lop down the large buckthorns (some with up to 4-5 inch dia trunks) and some elms, large pruning shears/loppers for the smaller, and chipped them. Anything too big to chip becomes a fallen log for salamanders to live under. I don't poison stumps - the area is small enough that I can just re-cut until they finally die. I used a heavy rake to pull up virginia creeper, which was thigh-deep over the entire woods, and chipped it. I was rewarded with emergence of mayapple, Jack-in-the-pulpit, solomon's seal, prairie trillium, and several others. But then the garlic mustard came. Seems the creeper was keeping it at bay. I pull that by hand - crawling on all fours! The results are visible - areas I did in earlier years are nearly clear of it this year. It is tricky though, as it is a bienniel. You just THINK you got it! Once it gets late enough in the season that it is about to go to seed and I don't have time to pull up the rest, I lop it off with a weedeater, and just plan on getting it next season. It is a multi-year project that way, but keeps me out of mischief. Black cherries snuck up on me - once the other stuff was gone, they started sprouting everywhere. What was a few "thickets" started turning into canebreaks! This year I treated those as described above for buckthorn. I keep a few in appropriate areas, but want to let light to the floor. My crop of jacks this year is astonishing! I attach a photo from a couple of years ago/ I have tried several times to protect baby oaks in hopes of getting some decent saplings coming along in more open areas, but something - deer or rabbits? gets them every winter. I have added several truckloads of chips, plus all the chipping I do of scrap, over the years, and what was hardpan you needed a pick to penetrate is now spongy loam you can dig with your bare hands. Sure makes pulling weeds easy! When clearing buckthorns, cherries, elms, etc, I generally pick a spot and pile the carcasses, let them dry for several weeks, before chipping. Sometimes I go right to it, but the chippper tends to clog more. Leaving them in place is fine too, but if you have a lot to get rid of you'll have a mess for quite a while. Piles of dead shrubs will stay for years. If you do that, lop off as many branches as you can, get them to lie flat. That will hasten decomposition. Here is a link that might be useful:...See Morewhen and how to cut contractor loose?
Comments (67)All great advice and suggestions, thank you! He was provided a chance to fix based upon concerns we had with his work. We were in agreement to what the problems were and the needed course correction. He was unable to adequately fix the work. Left it that we were going to pause, bring in neutral third party (plumbers, tile workers, and painting/drywallers) to determine where we needed to go from there. At that point old contractor "hack" had a tantrum and said he just did not know if/when he would be able to work our job back into his schedule. In essence, felt like a mutual firing/parting ways. He has not reached out after his first text saying he had receipts that needed setteled. Husband's response was to let us know when he could come over to discuss. Again, no contact from him after we followed up to the text he had sent. Guessing this is not over, but it would be so nice if it were. We will see how it all unfolds. Thanks to all for taking the time to advise and provide suggestions!!!! Huge help!!!!...See MoreContractor is taking way too long. What can we do?
Comments (17)It's rare to have a completion date and any sort of penalty for going beyond the completion date by any substantial amounts in a residential contract. These are common in commercial contracts because every extra day a business is not in business is a loss of income. But I am not sure you want someone rushing to finish up details at the end of a project to get it done in your own house anyway. I have had quite a problem with contractors over the years. I had one who came highly recommended but the scope of the project was beyond his capabilities and he just sort of disappeared leaving some tools behind. The problem was that it was very difficult to get someone to come in and not want to take out any of the old work and start from scratch. Eventually I found someone who would take over without completely undoing all the previous work. (Which wasn't close to finished). ----- I had a well known plaster restoration person (nationally known, actually) who thought my project was too simple (not a lot of ornament) and put an apprentice on the job who made a complete mess, dropped and broke pieces of the run plaster cornices, and was just way in over her head. He came in, saw what she was doing, fired her, and abandoned all the equipment including scaffolding on site and never returned another phone call or letter again. It would have been too expensive for him to undo her work and do it over at his agreed price. Luckily I don't think he had actually been paid anything yet but a small deposit, if that. I found someone else, waited more than six months for them to be available and paid about twice as much as it would have cost if they had taken it on new. ---- I should add that I dodged one big bullet. I was awaiting an estimate from a recommended contractor and he was suddenly and completely off-the-map, phones not connected, anything. I thought he was dead. He wasn't dead, but he ended up in prison (vehicular homicide and other charges) for running over a pedestrian while smoking crack. ___ Finally, I have a contractor who does great work great work. But he suffers from depression and his domestic life is always a problem (different women involved, serially). It takes him about a year to do a bathroom. He started tiling this last one in December of 2016. It's not done yet. (so it will take Two years, in all) When you talk to him about it, he says "I know. This is entirely my fault. I would not blame you if you fired me right now". But who am I supposed to get to finish a project that's 80%or more complete in terms of his part of it? The other contractors I use (plumber, electrician, HVAC, roofers) have all been great. But they are all much more expensive than average, you wait for them to be available and other issues....See MorePossession after closing signed , realtor did't protect me at all.
Comments (56)I was not clear whether you were intending to not disclose the date or if one had not been included. That's fine and I am glad one was specified -- this deal i just so wonky that I don't trust your agent. And no criticism intended on your native language or English skills. I hope that was clear. As suggested above, I would certainly do far worse in ANY other language. The issue is getting someone to make sure you understand the situation you are in, what your options are and what the risks are so that you can make an informed decision. Your agent should be doing that even if their commission is paid by the seller. I am especially concerned about the suggestion that you not include the addendum in the documents you send to your lender. That is not okay. That is hiding a significant risk to the lender as well as to you and that can be a fraud -- even if not meant to defraud the lender. It does also raise insurance issues and more -- even beyond the risk of the seller not leaving when they are supposed to or them trashing the place and leaving it worse condition than you bought it in. It is not so simple as your agent might have led you to believe. It can go well. It can go bad. It can go very bad. But there should be a very real reason for not simply delaying the closing 15 days and taking possession then -- and you need to know why, agree to it, know the risks, have your lender and your insurance company know the risk and any of their concerns and yours be addressed if you close before possession....See Morechicagoans
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