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jrslick

How to Justify and funding major purchases

How do you justify and fund major purchases for your garden?

I want/need to buy a tractor. Justifying this purchase isn't the problem, it is funding it. If I buy a tractor, it will take all my profit for a year or more to pay for it. I am not crazy about getting a loan, but it may be the only option. The reason I am not crazy is that if my market garden is a total bust, hail, tornado, drought. I am stuck with a payment that I can't pay for. I try to keep my "business" finances separate from my personal finances. How have you paid for a tractor? Was it wort it?

Thanks!

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