If they sell the car and buy a cheaper one, "there afraid they would be buying into problems" Don't they ALREADY have a PROBLEM - losing their house???? Is this for real that anyone would be reluctant to sell a possession (car) that would provide enough cash to fund the conversion to a fixed loan that would save the roof over their heads? You ask what is available to help them? Counseling (financial or psychotherapy) to help them rethink their priorities. Apparently they have the means to manage their immediate problem. Realistically, the car represents a luxury beyond their means right now. By disposing of the car, they could likely afford to buy a late model used basic reliable car, like a Toyota Corolla, etc., and have enough $ left to fund the fixed conversion, and bank the rest for emergency reserve. Busymom, I hear you. I have struggled and done without a LOT that many would consider 'necessities' today - cell phone, cable, etc., because I made what I considered to be the only possible and logical decision/choice to select the more expensive (in the moment) fixed rate when I bought my small, basic house in an affordable (i.e. less desirable)zipcode. Choices deliberately made to position me for maximum stability in my future. It does frustrate me that the people who opted for living essentially beyond their means, and maybe using that lower temporary rate to fund their lifestyle, now may get the goverment to bail them out while other taxpayers are STILL GOING WITHOUT in order to pay our own taxes and mortgage, etc., I realize some people were victimized, but I also personally know people who made choices that put their futures at risk because they wanted instant gratification. One couple I know of chose an ARM despite warnings, because they wanted to be able to have all new furniture (and the fancy car) - now they are in serious trouble. Another wanted the fanciest zipcode, maxed themselves out, and now with their two children are facing foreclosure. They also are still holding onto their luxury car (and large plasma TV and houseful of furniture....) OP, I hope your friends, who have had a lot of really tough and unfortunate breaks, are able to let go of the idea of owning a really nice car, and set realistic goals that will better serve them. -Penny

In trying to check through Google, I came up with an Ideal Mfg. Co. (I couldn't read in the picture what the M word was after Ideal) and there was a Vintage Bullet Luber listed on e-Bay?? http://cgi.ebay.com/Vintage-Bullet-Luber-Ideal-Mfg-Company-New-Haven-CT-/250659222822 Could be something on that line

found these guidelines...maybe give them a chance? Cat owners may not want to part with their pets, despite the symptoms they endure. Short of getting rid of the cat, here are some ways to decrease cat allergen exposure for cat owners: â¢Ensure the cat is neutered â¢Bathing the cat at least once or twice a week â¢Wiping the cat with a wet cloth or hand towel daily â¢Remove the cat from the bedroom, close the bedroom door and air vents to the bedroom â¢Keep the cat outside or in the garage, or in a part of the home with an uncarpeted floor â¢Vacuum frequently with a HEPA-equipped vacuum cleaner â¢Purchase a HEPA room air cleaner for use in the bedroom and/or other parts of the home (it is best to keep the HEPA filter off of the floor so as to not stir up more dust) â¢Follow house dust mite avoidance precautions â¢If the above measures do not help to reduce allergic symptoms, getting rid of the pet cats may be needed, particularly for people with uncontrolled asthma. â¢Cat dander will persist for months to years in the home even if the cat is gone ��" therefore it is important to clean thoroughly â¢steam clean all carpets and upholstered furniture â¢launder or dry clean all bedding and curtains â¢vacuum all hard floors â¢wipe down all hard surfaces and furniture â¢replace any air conditioner and heater vent filters

thank you!