New USED CAR time, can you help out?
5 months ago
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Buying a Used Car and getting it checked out
Comments (10)The thing to remember is that buying any car is a gamble. New ones have a warranty, with an accompanying big price tag. A used car is more of a gamble unless you know who's selling it and how it's been cared for. Even if all's well, things still break. You can reduce your chances of unpleasant surprises by deciding on a year, make, model ahead of time and look only for that car. The year can vary a little as long as the design hasn't changed much. Then educate yourself on that particular car before you go shoping. When you get an idea of what you might want to buy, do some research as to what the maintainence costs for that vehicle are. IMO, forums like this are a good place to look. There are forums for honda, toyota, chevy, most anything you can think of. After doing the research, you might conclude your first choice wasn't a good one and explore something different. Keep in mind all cars need things. Belts, hoses, coolant changes, spark plugs, wires and such every 30k. Transmission service at 30k to 100k. Some have a timing belt that needs to be replaced at 100k. Brake life varies, for me they last about 70k at a time. ect. Read through the forums to see if the particular model you're considering has any common problems. Some engines seem to develope sludge easier than others. All will if neglected. If the previous owner hasn't changed the oil as often as he should, or used dino oil when synthetic was required, there could be a serious problem on the horizon. Is it a car that needs a timing belt every 100k, it's a $1000 service, and the vehicle has 110k on it now and never been changed? Something to consider. Don't forget to check the tires. If the tread is about gone, that's another $200+ you may end up adding to the original price tag before you know it. Easy to overlook that kind of thing while admiring the shiney paint. Keeping all that in mind and tenatively making a choice, it'd be nice if the owner would let you take it to someone for a look see. They can check for brake wear, tire wear, condition of the exhaust system, ect. Often times an experienced person can tell if a vehicle as been pretty well maintained or totally ignored with a visual inspection. If you buy off a car lot, keep in mind those guys don't know a thing about the vehicle and don't want to know a thing about it. They'll also clean the hec out of it. Though it's very nice to be looking at an ultra clean used car, all that cleaning may have hidden it's true condition. If you want to be even safer, keep $1600 or more available for things the car may need that you and everyone else may have overlooked. If you find out after the fact that it needs a water pump or something, that's ok. You predicted it might need a thing or two and got the money to cover it. jmo...See MoreExtend new car, rust proofing and car loan insurance ...
Comments (6)These are not "shady" deals, but I think that all 3 favor the dealership, and not the auto owner. 1. Extend the warranty from 5 to 7 years for $1480 and get the money back if no claims. This is a free loan of $1480 to the dealer for 7 years and it probably does not cover much, maybe just the drive train. These parts are already warranteed for 5 years. What happens if the dealership changes hand, goes out of business, or re-incorporates before the 7 years is up? These days, auto dealerships are very fluid and a long term, fixed business arrangement for 7 years is more rare than new dealerships. Do you thnik you will own this vehicle for 7 years? What happens to your money if you replace this vehicle within 5 years? 2. Rust proofig for $848 or more option at $1248. The time to add rust proofing to a vehicle is when it is new and the surfaces are clean. This one is a maybe. Some sources say it is wasted money. It all depends on what is done. If it merely duplicates the coatings already placed by the manufacturer, it is not very helpful. It may offer some protection if you live on a gravel road where the undercarraige gets pelted with stones on a regular basis. If they add coatings to the interior of the doors, be careful here. Too much in the wrong place can gum up the workings of electric door locks; It can plug door drains. If you live in the "rust belt" where road salts are used extensively, it may some added value. This one is a judgement call. 3. Accident and health insurance. This is assurance (to the dealer) that you'll have cash to pay off the loan in case of debilitating accident or sickness to you. Very likely, it will be written to the effect that in case of accident or illiness, the car loan is the first item to be satisfied. If you are employed, have adequate health and life insurance, this is not needed. For a long trerm loan, say 5 years, the dealer (and loan agency) is very anxious to make sure that the loan covered....See MoreEfficient use of time in buying a new car
Comments (14)When I got home at 6:15 yesterday I found I'd received an email from the Honda Fit salesperson, who sent me a price quote, a PDF attachment, at 5 p.m. I had dealt with him over the phone one day earlier and sent him a long email after the call. -!- Yes, the email was based on the draft above, and modified in ways that reflected comments above. I can post it if people want. His message: "Thank you for the detailed email. Here is a price." At 6:30 I emailed back and phoned (leaving message) saying we'd be available downtown around 7:30 p.m. for the test drive he wanted us to do. I live downtown. A similar story: Yesterday I called the Suzuki retailer closest to me and spoke to a salesperson. Ten minutes at 10 a.m. Before 12 noon I sent email to the manager for him to forward to the salesperson. The same long email modified as per feedback received. The salesperson called me back at 2:30; his price was $X thousand lower than the web price. He agreed with me that this was just the "over the phone" price with a stranger so the real price would be even lower than that. After calling him again at 4 he was expecting me to confirm later whether he'd see us that same evening. I sent email at 6:30 asking if it was reasonable to expect him to pick me up and drive another mile to fetch my wife who was finishing work. In other words, if the test drive could start at my wife's workplace or at my place. That email was also sent to the manager's email address, for him to see and discuss with the salesperson. Then I called and asked him the same thing. He went to get the email and consult his manager, and got back to me. No go. At 7:30 p.m. I was at his front door showing him my drivers' license while standing a few feet inside the front door. He gestured to a chair and I said "No time, remember we're driving now to go pick up my wife." He walked over to a floor model to show me things, and I said "You'll show all this to my wife when we get her into the vehicle, right? So let's get going." We left to go pick up my wife. The manager observed from the distance and did not approach. Minutes after picking up my wife, I was driving and my cell phone rang. It was the Honda Fit salesperson getting back to me at 7:50 p.m. Can't talk now, thank you for the email, bye-bye. I drove the three of us back to the Suzuki showroom, my wife drove a second vehicle, and then we did all sit down. Since he used silence as a closing tool, my wife resisted him. --- The best way to save money is to avoid spending money. (An SX-4 at $X deprec./year, plus insurance, plus gas, plus maintenance, etc) We still have our ten year old car depreciating at $1700 per year (bought used) and have never paid for major repairs for it yet. Since last year we now belong to a car sharing service. We've used it a few times. Compare A to B: A. carsharing service, regular car rental service, taxis (http://en.wikipedia.org/wiki/Carsharing) B. owning a car Conclusion: A is way better. My wife was frustrated with our current situation. Now she is happy. She was the one who said "A" is way better after we went for a walk around the duck pond in the park. At 10 p.m. I feel now I've come as far as I needed to on Tuesday, 48 hours ago. We'll go rent a Versa or a Fit for our vacations. To try it out. I'll look into inventories visible on the web. Thank you!...See MoreAre soap car wash plastic barrels safe to use if washed out?
Comments (27)You'd be amazed at the harsh chemicals they use to clean bottles and cans that are used for food storage. But ... they wash out. The chemicals in your dishwasher and washing machine cleaners aren't that nice either. Good that they wash out. The question is less how harsh they are, and more how soluble they are. The ones you named are highly soluble. Granted that some ugly petrochemicals aren't that soluble in water, but can be broken down with soap....See More- 5 months ago
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