Prescription Cost Relief Coming for Seniors
3 years ago
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- 3 years ago
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RX Relief Discount Card...scam or a real thing?
Comments (186)This first time poster is a 30 year veteran pharmacist, not just some boob trolling the internet with misinformation. These cards are ***ALL*** scams, as a fact. Not a theory. They collect your information, including your health information, AS A FACT, not a theory, and sell it, AS A FACT. They offer ZERO discount which is why most private pharmacies won't accept them. If you haave trouble with PRICING, your best bet is to talk to the pharmacist. If they can do something for you, they probably will, and most, if not ALL pharmacies will match cash prices. The Chain drug stores accept many of these cards in the hopes of driving traffic. The fact that CVS also owns the PBM helps them. Aside from that, these cards, if not in healthcare, would be flatout illegal because they represent fraud. So how do the perforate in healthcare? Because the heathcare system is essentially corrupt from top to bottom. In this case, the card fraudsters petitions CMS to make provision in the Obamacare act that required that hospitals and healthcare organizations to actively pursue means of reducing costs to prescriptions to indigent cash paying patient (forgetting that there should be no cash patients anymore under Obamacare). To fill this check box for Medicare Compliance, these cards are put in the front windows of all these healthcare organization, promoting the fraud. These cards do NOTHING to promote a discount. They reimburse pharmacies NOTHING. They charge the pharmacies to privilege to process the card, which is how they make there money. These are the low life money grubbers in the healthcare economy who rip off the system at everyones expense, and provide ZERO economic benefit and ZERO healthcare value. They just steal... PERIOD....See MoreWhy prescription drugs are so expensive
Comments (47)Ladytexan, you are spot-on, as usual! There is so much that needs fixing I just shudder to think of it all. So many dishonest politicians and officials that think anything's OK as long as they don't get caught. So much out-and-out fraud by those who can afford to hire slick attorneys. So much indulgence by large corporations. And our schools have become little more than 12-year babysitting programs -- I see disillusioned teachers all the time -- can't discipline, some of the kids are practically animals by the time they reach mid-high, disrupting class, making it impossible to teach, bullying the ones who are trying to get an education, in the halls and on the busses and sometimes right there in the classroom. If I had it all to do over again I'd home school. Kids graduate now knowing so little. Then they go off to college if they're lucky and so many of them party for at least the first two years. I blame the real estate problems on the realtors and loan institutions. Sorry, folks, but when you get a commission on a sale you're going to want the highest sale price, it's just basic math. And greed. I bought my first home for $30,000. Lived in it for 20 years, kept the property well cared-for, and made improvements along the way, here and there. Worked by backside off to get it paid off early. Sold it for $75,000. Good for me, right? Not really. Had to pay almost all of that for another house in a near-by town that wasn't probably worth more than $30,000 considering all the work it ended up needing. My real-estate taxes doubled and my insurance company insisted on insuring it for $125,000, which is what they say it would cost to replace it. My situation is on a small scale as compared to other places, where you can't buy even a simple little frame home for less that a couple hundred thousand dollars. What's up with that? Of course the seller wants as much as the market will bear. But really. And the LOAN COMPANIES! Young couples taking on a debt of 100,000 on an ADJUSTABLE loan? That's the biggest rip-off in all history and it ought to be illegal. Then we have these individuals who buy a house on a loan that is structured to start out with low payments, with the payments increasing gradually with time -- the thinking being that the homeowner's income will increase with time. So the homeowner gets this bright idea to live in the house while the payment is low and then when it starts to climb, sell it at an appreciated price, thus actually living there for free and getting out of the loan before the payments get too high. Then the bottom falls out of the economy and they can't sell that house for any price. Not according to plan, huh? That's when they walk off from it, leave the keys in the mailbox. Banks need to go back to the conventional way of loaning money. Now many people can't even pay off their home early without paying some kind of penalty. Paying a PENALTY for paying off your debt ahead of time? Unreal. And folks, for heaven's sake, live within your means. If you don't plan to have 8 kids, do you really need 10 bedrooms? Fifty years ago, we only needed three bedrooms regardless of how many kids we had. All the boys in one bedroom. All the girls in another. If we fought, we were disciplined. I watch that home channel and I see so many couples say, "Well, we NEED a pool. We NEED two living areas. We NEED four bathrooms. We NEED granite counter-tops." (*snort*) And the auto industry! The average car shouldn't cost as much as the average house did. It costs this much to build a car or truck because those auto workers make goooooood money and have great benefits. If we all made what those auto workers make, maybe we could afford to buy one of those vehicles every couple of years to keep them afloat. But we don't. And their company officials are paid outrageous salaries. So they want a bailout without wanting to change their ways. Wouldn't we all. If politicians, corporations (including drug companies), physicians and banks cannot govern themselves with honor and integrity (and obviously they can't) then they need to be forced to do so somehow. I agree, being regulated by the Government is like getting a fox to guard the hen-house. And that's something else that really gets my goat. When a bill is passed in the H of R, it shoudn't have other provisions tacked onto it as a way of getting enough votes. It should stand on it's own merit. If it doesn't get approved, then let those who voted against it be known and be accountable for it. It's just dirty to withhold your vote till they tack on something that will benefit you personally, or the state you come from, or some lobbyist who is paying you under the table. The founders of our country must be literally spinning in their graves....See MoreUpdate on U.S. residents wanting prescriptions filled in Canada
Comments (13)mcpeg, I'm an American and certainly take no offense to your concern and I would agree totally if in your position. That said, I should add that I have problems with all the people coming here for free health care too. People come from Mexico to have children here to be covered by US care at taxpayer expense and to the detriment of other citizens. I don't think that's right. Our state has a more lenient welfare system than many others and we get busloads of people who come in for a weekend to make claims, collect payments and go home. I don't mind helping out, but I don't like being taken advantage of. The problem of course is the laws of our respective countries and states/provinces. Just like the US is too stupid to tax actors who make millions and have their residency elsewhere, including Canada ;) (Dan Akroyd, Michael J. Fox, Adam Sandler, etc) and pay no taxes here. I don't think that's right either. But we have a dyslexic dimwit in the, well, I won't get into politics, not appropriate. But I do think you are justifiably concerned about it and I for one, share your dissatisfaction, and you needn't be sorry for feeling that way....See MoreAbout Medicare Part D prescription drug plans....
Comments (11)alisande -- If I were you, I'd go with the cheapest premium. Yes, you *could* pay that $320 deductible -- IF you are prescribed enough meds to reach that limit. (Even if you did, it's still less than your current Part D will be in 2015.) That Humana/Wal-Mart plan is offered here, too. DH and I will each breeze right through that deductible with our outrageously priced meds, regardless, so it may make sense for us too. Our 2014 WellCare Part D is going up from $20/mo. to $30/mo. I don't see keeping that if we can do better. Have you 'run the numbers' on Part D plans on www.medicare.gov Re:Deductibles. In 2012 and 2013 we had a Medicare Supplemental Plan F that paid for everything and the kitchen sink. For 2014 we took a Plan F- High Deductible ($2200/pp deductible) and are money ahead. We could afford to pay that $2200 each if necessary, but I have only had about $300 in out of pocket and DH less. We were still protected in the event of HUGE medical bills. Re: Filling prescriptions. We are fine with 90-day supplies from mail order on our maintenance meds. This year my cost for Advair was a third lower via mail order. (It's still a big rip-off, but that's because the US doesn't negotiate pricing with the pharmaceutical companies.)...See More- 3 years ago
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