A letter claiming to be from a collection agency owing $1600 to ATT?
4 years ago
last modified: 4 years ago
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Collection calls looking for our neighbors?
Comments (27)We currently have Verizon Wireless - it was the only one that had reliable, totally clear coverage inside our house, in DH's office at work, and at DH's best friend's house waaaay out in the boonies. DH had AT&T at our old house because they had the best reception there (and the Really Really Kewl Phone that he got to keep when he left his previous employer only worked on AT&T), then we moved here and he had to go outside to get one bar with a lot of static - rain or snow, NO reception! I had a Sprint phone that was all right at the new place, a little hiccuping and echoing but not bad, but they were doing hinky things with the billing so when my contract expired I was happy to bail. Cost us two hundred bucks to get out from under AT&T though, even though his phone was unusable at home OR work. Their whole attitude: "not our problem!" But, YMMV, big time. It's a good excuse to invite your friends to come to your house, feed them dinner or a snack and try out their phone reception! LOL (As well as asking folks at work, school, whatever for what companies have the best reception there, for additional info.) I think I've let my cell run dead maybe once since I first got one seven or eight years ago. Just habit for both of us to plug in when we get home. When we had that huuuuuuuge ice storm a year or so ago, most of our friends "topped up" their cell phones with their car chargers, just by sitting in the running car listening to the stereo for 15 minutes or so - but we could still make calls! I remember it well, because we were the only people in our social group who had power and heat (nice living 2 blocks from a hospital LOL) and it was Grand Central Freakin' Terminal at our place for a week with people coming by to warm up, leave their pets, take showers, wash clothes, you name it. The people who lost power here also lost POTS, for the most part. Oh, and my phone (Samsung Flipshot, which I hate) and DH's LG Dare both have GPS locator whatchamacallits that tie into E-911 systems. According to the E-911 info from our city, on average the cell-phone based GPS locators can get to within 50 meters when activated by the E-911 system. (Yes, it can be turned off.)...See MoreExcellent Home Office and Household Paper Management Advice, Link
Comments (10)Interesting thoughts -- we could all improve on paperwork storage in our homes. Two things I think I'm doing well that differ from the above mentioned Script, and someone else might find some ideas in my methods: Taxes. Yes, like Script, I am scrupulous about maintaining records for my taxes. About a dozen years ago I went to the office supply and bought two big boxes of BRIGHT GREEN folders (green like money). I labeled them Taxes 2000 ... Taxes 2001 ... Taxes 2002 ... Taxes 2003 ... and so on. Given my family's typical lifespan, I made enough green folders to take me to age 110 -- probably more than I'll need, but I'm ready! They're all stored in my file cabinet, taking up very little space. Now when I receive anything tax-related -- a charitable receipt, an end-of-the-year bank statement, whatever -- I have a place to file it. In April, I have a place to file a copy of my taxes, and I can go back and see previous tax years. For the rest of my life, this system is in place. Death folder. Ours is a notebook. Two identical notebooks, actually, since we have two children. Our girls are young adults now, but they've never dealt with an estate -- even if they don't open it 'til they're old, it'll be useful to them. It contains a lot of stuff: - A personal letter to the two of them - A list of our wishes about funeral and items we'd like donated to various family members or charities - A list of things they must do immediately; it starts with going to our house and taking possession of the dog, but it also includes small details like canceling our voting registration and destroying any medicines in the house. At every turn this list includes addresses and phone numbers, including the lawyer we suggest for probate, the funeral home our family's always used, and family members who should be contacted. - A copy our will; they know what's in it -- everything split between the two of them - A list of our financial assets -- bank accounts, investments, insurance, deeds/maps of real estate ... when our youngest became a legal adult, we made the two girls co-beneficiaries of every account; note that this was done before either was married, so our two kids -- not future son-in-laws -- will own these items. - A list of the bills we pay each month -- electricity, phone, even the guy who cuts our grass. - Official copies of our birth certificates, our marriage certificates, and the girls' birth certificates -- they might not be needed, but the girls won't have to scramble to find them - A flashdrive with all of the above in digital format plus photographs that might be useful in putting together the funeral Our rule: We keep two years of tax returns in the notebooks ... the reason being that someday an accountant will file our final estate tax return, and he or she will want our last two years of returns -- so every April we pull out the notebook, discard one old return and insert the newest ... so our rule is that every April we look over the notebook and update anything that's changed. For example, last year we changed bank accounts, and someday we hope to add items concerning grandchildren to the book. Our girls know that the notebooks are stored in the safe, and they know where the key to the safe is hidden, and they know it's labeled with a misleading name so that a thief wouldn't look at it twice. Last thought on this notebook: Though this project took us the better part of a year --- we kept remembering one more thing, one more thing that really should be included -- we didn't find it difficult emotionally. I suspect that if we were older and/or one of us were in poor health, it might've been different....See MoreIV D has made contact
Comments (6)You just freaked me out a little there jmt.... same Don Pablo's! :) HAHA! I know we shouldn't make up for what bm fails to do but I've been doing that for 11 years.... kinda a bad habit to try to break now. Their court order states that bm got ss last year for taxes and they are to switch every other year. Meaning she knows darn well it's our year to claim him. DH is supposed to give her the form on her years. It just makes me so nervous since she's already planning something so expensive. DH has no intentions of ever telling her otherwise as far as the support goes. I've actually been using that excuse for the past 11 1/2 years with ds11. Sperm donor and his family have tried to get me to drop it forever and I simply tell them I have nothing to do with it. So I'm sure dh can play the same game I do.... which it really is out of our hands once you file with Title IV D.... they continue to collect "in the best interests of the child"... not for the parent. I also wanted to comment.... bm asked dh to feed ss Friday night.... she said they were going to "Friday's" before pickup. She couldn't wait for ss..... then yesterday she didn't feed him at all before pickup. So really, she only fed him one day this weekend. That's one day worth of meals for a month.... and ss said he had grilled cheese. OMG! WOW! I'm having a little better week this week, we shall see how it goes. I did ask dh this morning.... and he agreed nicely.... that from now on he will ask bm to help pay for ss's extracurricular activities. I explained quietly and nicely that she's only paying $224 a month. The round trip this weekend cost us $120 in gas so essentially we only get $104 a month for support. That's not much and she always asked us to pay half of his activities. Since we had just had a discussion last night that the kids' activities were hurting us a TON... he realized I was right and agreed. It was nice!!...See MoreDo you save those health insurance claim details?
Comments (17)I have not only ours, but have been over the years caregiver for both my mother and aunt. I'd highly recommend keeping them for at least several years. Just about a week ago, I got an EOB from her supplemental for Aunt (who died in Jan) for a service that was performed in Dec. Reasons you need to keep them for a while: not all facilities bill promptly--you often need to go 6 months back to make sure benefits are coordinating properly; if you end up in an estate situation, you sometimes need those records; often you think a bill is taken care of, an the facility thinks it's NOT*; also, aside from the financial aspects, those are a great addition to your health record (what year was it I had my appendectomy?)--everything is on them, and you can refer to them. There's also the tax stituation--you need to be able to verify your health deductions--what you paid, what was paid for you, etc. *We've had a problem with this just recently. I was in the ER last August, DH paid the bill IN FULL, IN CASH and got a Paid in full receipt the beginning of SEPT (2011). We've been billed at least 5 times since for a portion of that bill. Each time we've addressed the issue, sending proof we paid it--and been told the matter was cleared off our account. And just a few weeks ago, I got a letter saying they would be turning the matter over to collections--I have been told one more time that our account is cleared. The gal I spoke to seemed surprised that I wanted written proof (????????) I got a printout of the account with a 0 balance, but I'm not wholely convinced yet.... I cannot tell you how many times, for one reason or another, I've had to refer back to those records years later. I'd hang on to them--neatly organized, of course....See More- 4 years ago
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