"Dead beats", I heard a while ago on the internet. It was when I made a thread saying that millions of people don't use an option available to make 20%, the annual rate of fees charged on monthly unpaid balances by most banks on credit cards they issue. For some it can be 25 - 30%, the rates charged by many stores on credit cards which they issue.. I pay my bills, take care of my responsibilities. I'm merely making use of an option offered by the credit card company to every user of their cards. Call me a "freeloader", if you like - I have to lead guilty to that charge. ole joyful

My husband says it had something to do with greeting rather than removing one’s hat. edited to say, he said the original reason was it was when knights met each other, if they were friendly they raised their helmet visor to each other. It later became removal of the hat. He said it is one of the first things you learn when going in the military.

We have migratory Miller Moths here. We were told, on the nighly news, they use moonlight as a guidance system to find the migratory route.

Clinically, pronoia is the term to describe the opposite of paranoia. I know someone who suffers from pronoia…..thankfully just one person.