Hire security guards to protect their kids As it's early in the year, gift some stocks to a local community charity that will aid a number of designated charities, to avoid paying income tax on their appreciated value, as they'll be investing most of the winnings, that'll produce substantial income later in the year. ole joyful

Piano. Violin, actually any stringed instrument. Rusty

Reminds me of the story about the moth who went to the cardiologist's office. For fifteen minutes he flitted around the office, complaining about his life, problems with his wife, anxiety, etc. Finally the doctor said, "You need to see a therapist, not a cardiologist. Why did you come here?" And the moth answered, "Because your light was on."

Danged if I know - I retired 25 years ago ... and have a hard time remembering things. o j