Hello all, The one and only auto-pay I have set up is thru my old credit union account. I have auto-deposit there for my checks. The CC with the auto-pay is also issued with/through them. (So, I'm not concerned about THAT one, since they already are "connected" - so to speak.) Also, that CC is the one I use for general purposes with a very low balance. I've not had a problem with that, nor any concerns, BECAUSE it is always a low balance - or paid off. It started out (while I was working) - I could opt a specific amount deducted fm paycheck every WEEK (remember the good old days when you got paid weekly?!!! lol), and automatic pymts to pay for my "one and only new car I ever bot". I LOVED it! (The car was also funded thru my credit union). I'd like auto-pay for TWO other cc's, but I don't want the cc's to have direct access to my cr. union acct. I also have a regular bank account which I've had for a very long time, (checking only - I dumped my savings due to their ridiculous monthly fees), and I use this to pay bills. I HATE this bank, but I've had my acc't for about 30 years - so don't want to close the account. What I've been doing for several years is writing a ck fm Cr. Union to deposit into my "regular bank scct" - but only enough to cover bills that I am paying (plus a small "buffer"), so that they make minimal $ on MY $. My balance is always VERY LOW in this account. (I REALLY hate this bank!) I considered setting up CR Union to make auto-deposits to my regular bank. (BUT, then again, I hate to "connect" the two.) And then set up auto-pay on cc's thru THAT account. PLUS, IF I did that, it would be under what I pay out each month,-(utilities, etc.), So...I would STILL have to write another check and go to ATM to make additional deposit every month. Sounds messy, huh? lol! Well, it is! I don't want to close out my regular bank acc't. Too old - and good for FICO??? I WON'T close out my Credit Union - also, too old. (plus I get lot's of benefits.) I've always been against the "online" pay method - Due to various reasons which I will spare you deatils! haha (In general - don't want to RELY on computer do to "crashes". afraid of change, many phishings, and just don't really understand how it works, etc...PLUS, I do NOT want emails to remind/inform me of this or that - I prefer paper coming thru regular mail.) BUT...hubby and son DO pay some bills online. I talked to hubby last night about how it works. I've decided to try it. (Slowly at first - & with a watchful eye) Check out Cr union online options first. See what I can/cannot do online. Sign up for that bank I hate - see what's available - what I can/cannot do - and if there are any FEES. Do an EFT fm Cr union to that bank. See how that works out. If all OK, check into CC's, see what. Try to make pymts online. (I'll start with one specific one first - see how it goes.) As long as I still get my paper statements in the regular mail each month with it all itemized... Hubby DID warn me that when I do the EFT - could take 3-5 days for it to go thru...(but then, it takes that time for regular mail also - for paying bills, that is.) I'll just have to do any bank TRFs a few days ahead. So, I have a lot to check into in next several days. Wish me luck! LOL!

I agree with catlettuce. Let DH's parents fight their own battles with their son. If they want your DH to pay, they will ask him to.

Ok, I went to see the desk today. It's pretty, but it is much prettier in the picture. Also a little bigger than what I expect, and darker in real life. It's probably the flash that made it look lighter. It's solid wood, but the drawers are not dove-tailed. It's older, but not antique. And the writing area/surface is I think mahogany veneer. Some tiny nicks here and there, but all in all pretty. The seller said she had it for few years from an estate sale, and used it when she was staging homes during the real estate boom. She said she'll take $150 for it. I said I'll think about it ( I offered $120:) I like it a lot, but not in love with it. My DH said we don't need a desk, which is true...but this one's cute. Seller said she'll call me if she decided to come down on the price. Maybe I'll call her and offer $140? Wahhhh, can't decide.

Update. I visited both the Apple Store (to hold iPhones) and the AT&T store to discuss upfront costs and plans. The jury's still out on whether to get a 6s or 6s Plus. I was annoyed at first when I had to sign up and wait to be seen by someone in the AT&T store. I almost left in a polite huff and decided that would be foolish, so I hunkered down and waited. I'm glad I did because a very very knowledgeable young woman answered all my questions. She actually gave me way more info than I needed, but here's the deal: In my case, lascatx is wrong about them charging me monthly for the balance of the phone and not stopping until I bring it to their attention. In the past, I have opted for 2-year contracts at a lower, subsidized price. All I paid monthly was for my plan, i.e., voice, data, text. That was/is one of the benefits of locking into a contract. The salesperson told me that AT&T is one of the few carriers still doing this and soon, within a year, they will cease altogether. The option is still available to me to do this, but it would be the last time. My $70/mo total bill, which includes an unlimited data plan, is still mine to keep. I can buy the phone at the lesser amount and agree to a 2-year contract, or I can buy the phone for the full price. I'm not interested in paying over time and having it added to my monthly bill. If I decided to break my contract at any point, I will have to pony up the balance. So, really no risk at all for me to do the contract, as it's a savings of $450. She mentioned $40 here or there if I do one or the other, but at that point, I had reached my saturation point and I'm not gonna fuss over that amount. I hope this has been helpful. I have an existing plan I'd like to keep; I seem to do well with phones for two years; paying less is also nice.