Actually, I only use the Metalasse quilt for my guests (I rent my house out). I'm much less forma for myself! But yes, when the quilt is on the bed, I have a blanket underneath it, which can't be seen because of the quilt. I fold the top of the quilt back and put two sets of pillows on top of it. I don't dress up my bed for myself though. In the warm months, I have on the bed only that which I sleep under. In the summer, it's a white Sferra cotton blanket or I sleep directly under a thin 100% cotton quilt; in autumn and spring, it's a wool-filled comforter with a duvet cover, a white cotton percale Lily Pulitzer from Garnet Hill for cool but not cold nights, then an LL Bean flannel duvet cover for cold nights; then for frigid (I sleep with the windows open all year unless it gets into single digits), I put the flannel covers on a down comforter and I sleep directly under the comforter, no top sheet on the bed. I'll give you what I have found to be a great tip I learned myself, though, recently. No fitted bottom sheet. I learned that hotels use flat sheets for bottom sheets and just tuck them in on all four sides. When ordering new cotton sheets for my renters, I decided to go that route and ordered a case of all flat sheets (which are huge, despite being queen, since they're made for hotels. I was nervous they wouldn't fit, since I have a deep mattress, but they do). It is SO much more comfortable because you can really pull on the sheet, get it very tight across the bed, and tuck it in. It makes an enormous difference in comfort. Back to you, I'd put under the quilt whatever bedding you need for temp and comfortable sleeping, and I'd get a cotton or wool quilt or coverlet to fold down at the end of the bed in the gray/silver (or whatever) color if you want to add color and more texture to the bed.

Sometimes it's best to settle in and get a feel for the light, the mood, the purpose of the room...before you decide to spend the money and then change your mind months later after the move. I think I'd work on the common areas first. Good luck! Looks like a very nice house!

First choose some awesome bedding and a headboard that will give you some direction as to style of night stands and also colors for accents.I don’t see much space for night stands so mabe wall lights and small shelves like in the first photo or use the tiny floor lamps just like the other owners did.Jute is aweful with bare feet and honestly I can’t see a rug doing much for the space Could you maybe post a detailed floor plan or at least some pics of the rest of the space. IMO white anything will cheapen the look of the dresser.

Since you are looking for new drapes, I wouldn’t use sheers but something heavier and with more interest. Also suggest a longer rod so drapery rests more on wall vs window and doesn’t look as skimpy I think your headboard is too high to add art above - prints over nightstand Can be as attractive If dresser and bed is exchanged, if other wall is longer, the bed could be centered and another nightstand added with prints over each one for balance and added impact