Help me with son’s MASSIVE card collection
justretired
3 years ago
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Tai Surprise, from twig to massive bouquet
Comments (16)Kailua - the only fertilizer I use is a small handful of 15-15-15 every 4-6 weeks although I did give it a dosing of liquid kelp at 1 tbsp per gallon a couple of times. I sometimes wonder if that is maybe too much. Lazybonz - this is another case of looks good, doesn't really smell. JJ's website describes it as having a fragrance I believe, but my nose can't detect it....See Moremy worm bin has Massive pil bugs how to remove?
Comments (16)Just bumping this up to add a plea - any other information here? I don't mind pill bugs in general. They are good for the bin, they don't squick me out when I open the bin or anything. But I have THOUSANDS of them. THOUSANDS and THOUSANDS. And they don't stay IN the bin. My bin is in a guest room closet. For the last few months everytime I go into the room for something there are a few hundred dead pill bugs all over the floor of the entire room. Yuck! My boyfriend is moving in here with me in a week. I have got to get the damn bug population down, or the worms are going to get banashed outside and they will never live through a South Florida summer. Can anyone assist? More water? Less water? More acid? Less acid? Anything to just get the population down to managable numbers? Help? --Lisa...See MoreI need credit card help
Comments (15)Well, like everyone else, I agree with much of what has been said but of course, as humans, we can't leave it at that and have to put our own 2 cents in :) You need to figure out a few things about your debt. Is it a matter of you currently have 35k debt that you need to pay off and you aren't adding anything to that debt? If so, then that is great! Work on ways to save every penny you can from your monthly budget to put towards debt. If you are still adding to the debt, you need to figure out why. Have you been paying for your kid's education or any of their bills? Like someone said earlier, if this is the case, they need to pay those things themselves. If they can't get a student loan, then they can cut back on their school hours, find a job full time, and pay their way through. They can also learn to take own their own insurance and phone bills if they don't already. And, if you still can't get your head above water, tell them that they will need to start pitching in on the food budget, or even pay you rent if they wish to live at home. Some may say that is harsh, but what is the best way to prepare a child to grow up and be apart of the real world? The parent pay for everything and bail them out of every problem, then suddenly graduate college and realize they don't know how to budget their own money and end up getting stuck with debt problems or unable to save for anything they want? Or having them pay for the things they want and need while under the protection and guidance of their parents so that when they graduate and/or get married and start their own family, they know how to budget and save money. So this could be a major thing to look at. You obviously don't want to just kick your kids away and make them think you don't love them, but if they aren't responsible for their own things, you need to start holding them responsible for them. Also look at other things you could save on. If you have Cable or Dish, perhaps drop them. Most shows can now be watched online, even if it means going to youtube and seeing if anyone put it up. Perhaps revise the food budget? That's one thing my husband and I have really been working on. I have cut ours in half! I am unsure of your living conditions or what type of disease you have, but if you are able to, perhaps there are things you could do for a little extra money. Clean the homes of family and friends? Host a garage sale and have all the profit go towards your debt? Are there crafts you can sell (they usually don't bring much money in, but every little bit can help). Perhaps you have a skill or talent you can train people in? If you can find something you can do that will create extra income, do it and discipline yourself that all of that extra income will go towards your debt and can't be spent elsewhere. If you haven't already, check out various sites about cutting the budget and frugal living and as you apply those tips, use the money saved toward debt. I have 2 things left to say. The first is a tip I read about paying off debt. Write down all the various debts you owe. (To whom, who much the debt for each is, and their minimum payment). Next, order them from smallest debt to the largest. Each month, pay the minimum towards each debt, but for the smallest debt, the one listed on the top of your list, pay more. I'll give an example on a small scale. We'll say you owe $ to 3 creditors. Vista debt: 300 Min: 20 American Express debt: 1000 Min: 50 Master Card debt: 2500 Min: 100 So, you pay the 50 and the 100 to AE and MC, but for Vista, we'll say you managed to get enough extra income to pay 100 a month on it. So, for the next 3 months you get it paid off (Note, I am not calculating interest, it is not needed to get the basic concept of this). Once you paid off that Vista, that gives you $100 extra each month that you can then apply to the AE card. So, rather than paying the min 50, you are able to put 150 towards it. Once the AE is paid off, you now have 150 extra in the budget so you add that to the minimum payment you were paying on the MC which means you'll be paying 250 on it each month. With this method, you can quickly pay off debt and reduce the number of creditors you are paying because rather than spending forever trying to pay off the largest amount, or slowly paying off all at the same time, little by little, you free up money as you finish paying off creditors so you can apply more to other debt. I hope that tip helps. The last thing I have to say is short. If you already have bad credit, do not fret about it. You don't want to do anything stupid, obviously, but do not fret about past mistakes. After 7 years, bad records are taken off your credit record. I could be wrong on the 7, it may be slightly more or less, but I believe it is 7 years. I know for bankruptcies, it is 10 years before it is taken off. (But please don't go bankrupt if avoidable because we, the tax payers, as well as yourself assuming you work and pay taxes, end up paying for it through our taxes). I hope the advise I gave was helpful....See MoreMy Collection of Jades - Crassula Ovatas so far (Need ID Help too!!)
Comments (28)Thanks Erica!! Jades weren't always the top of my priority in my collection, but once they are established, they are very beautiful and faithful growers. Unyieldingly showing great colors and shapes. The variegated breeds are much more tender, I still keep them under lights. When they burn, they really sulk for months. All the photos were taken this past weekend, so to answer your question, these are all their current state now. I believe the 'Red Horn Tree' can get even redder with colder temps and higher light. I think mine has quite a while to go.. This is how mine looks during the winter when I first got it. What is your more moisture retentive mix? I have a similar issue with my 'Skinny Finger' jade and my 'Break Dancer' jade. Now I lose the bark, and I replace it with rich loam, pumice and growstones. So my mix comprises of Turface, Grit, Pumice, Growstones and Loam (I love the fox farm ones). If I want it to retain more moisture, I just add more loam and turface. Almost immediately I see the jades react faster and hold tighter in the new mix. In the winter, since most of my plants were under lights, I kept them in nursery trays, and I water the tray every few days when its bone dry - because we usually have the heater on. The bottom watering method works really well on cuttings as it encourages the roots to dig deeper, and at the same time it doesn't wet the surface soil causing rot at the stem. If you have some budget, try investing in a seedling mat and do the bottom watering method - give bright filtered light (aka behind a window is good enough). My cuttings grow relatively well when all these conditions are ideal. btw - I went to theBrooklyn Botanical Garden Sale, it was MAYHEM! Even on the members day. There weren't much C&S in general, but if you love plants, there were an array of collections. My highlight was seeing a couple drag home the massive $40 jade plant and a couple of giant cacti....See Morejustretired
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