We have LVT wood planks for our basement floor. It's a great surface... for a rec-room floor. We recently had an appraisal and the appraiser thought it was laminate, like a lot of people do. I don't think it would make a very nice looking accent wall. I think for the impact and price you'd rather do wood.

I vote for floating, click, wood look, luxury vinyl plank. I especially like the style with knots and chatter marks. Lay it throughout the whole house, on the diagonal, with no thresh holds. That's what I did. I can clean the entire house in approximately five minutes with an electric leaf blower. Porcelain tile is more durable however it is more expensive to buy, more expensive to install, and more expensive to uninstall. Also, some tile is extremely slippery when wet whereas wood grain LVP is not slippery at all. Five years later I am happier than ever I chose grey driftwood luxury vinyl plank for a house with dogs, kids, beach sand, and lots of wet feet. If the house gets inundated from storm surge and ocean water gets inside, I can unclick the LVP, clean and dry the subfloor, and then reinstall the same LVP and it will look as good as new.

Installing hardwood in Florida takes extra effort. The first part of that effort is having EXCELLENT humidity control in the home. In hot, humid climates that means the A/C might not be enough. It might require an additional whole-home dehumidifier. It can also rule out an 'open window' type of home. Again, it depends on the location and the humidity levels. Hardwoods must be kept in a 'happy humidity' range between 45% - 60%. At all times. Every minute of every day. For ever and ever. And ever and ever. That means you will spend more on your HVAC system to have that type of 'push button' control (whole home humidifier/dehumidifier). And then the type of build also dictates the best practice for installation of hardwoods. A concrete slab takes extra effort to glue down wood. A high-end adhesives must be used and those add $2-$3/sf...just for the glue. The hardwood and labour are on top of that. In Florida, the most appropriate floors are stone, tile, terrazzo or concrete. All of which are hard and cold. Of course a cool floor in a hot climate is a BENEFIT...not a drawback. Part of the cold flooring is it helps keep the house feeling cool. Vinyl is then the next option. The difference between the 'wood look' or the stone/tile look is simply aesthetics. If you LIKE the look of wood, then go for it. If you LIKE the look of stone/tile, then go for it. With vinyl you will require very good UV block on your windows. Ask your builder what level you have on your windows right now. You will want to find something with UV block ABOVE 50%. I prefer to see 70% - 75%. That keeps the vinyl and the house cool. But it also makes growing indoor plants a difficulty. Plants struggle with UV blocking windows at 70% or higher.

The tiles will hold up better, but are colder and harder. The tiles are best for wet/humid rooms. I think they are more attractive. Also easier to keep clean. But they are more expensive than LVP to buy and install.