Canadian Health Care System
Lindsey_CA
4 years ago
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Elmer J Fudd
4 years agoElmer J Fudd
4 years agoRelated Discussions
Article on Canadian Health System
Comments (22)The statement you highlighted means we have government regulators in all factions of commerce and when those regulators screw up we add another layer of regulators instead of correcting the existing problem. It has nothing to do with competing insurance companies. I'm going to bow out of these discussions. If you are really interested you can find the answers to your questions on the internet. I also urge you to read the links I provided in another thread about our Constitution and the Bill of Rights - both are brief and define the powers of the Federal government. My favorite founder of this country was Thomas Jefferson - here are some of my favorite quotes from him - think about them. The democracy will cease to exist when you take away from those who are willing to work and give to those who would not. I am not a friend to a very energetic government. It is always oppressive. Most bad government has grown out of too much government. Were we directed from Washington when to sow and when to reap, we should soon want bread. Experience hath shewn, that even under the best forms [of government] those entrusted with power have, in time, and by slow operations, perverted it into tyranny. I think myself that we have more machinery of government than is necessary, too many parasites living on the labor of the industrious. The two enemies of the people are criminals and government, so let us tie the second down with the chains of the Constitution so the second will not become the legalized version of the first. I would rather be exposed to the inconveniences attending too much liberty than to those attending too small a degree of it. Was the government to prescribe to us our medicine and diet, our bodies would be in such keeping as our souls are now. AND MY VERY FAVORITE Government big enough to supply everything you need is big enough to take everything you have ... The course of history shows that as a government grows, liberty decreases. These are part of the principles I was taught in school. I guess the old saying of not being able to teach an old dog new tricks applies to me. Brooke...See MoreHealth Insurance
Comments (57)Dedtired...I too had to pay the same the year before Medicare. When on Cobra it is required that the HI take you and cannot deny due to pre-existing conditions. Was with mine for 5 years, but they just kept kicking up the premiums to the last year at 759 a mo. At 65 I found a supplement plan for $90 a month, they pay 100% of what is left after Medicare regardless of the need. Signed for 3 years option to keep the monthly cost. Every year after the 3 it goes up now about 20%, but the coverage remains the same. This year could be the last to afford them. No other insurance will cover me if I lose this. So I'll be in the same situation as many of you. A broker told me that with specific medications and/or condition, a company adds about $50 per item to the monthly cost...if they will even accept you. Health Insurance is for the wealthy or healthy. I'm with all of you, what to do without insurance and am floored by the many posting here without. I know what my medical costs will be for a year and weigh that in to the insurance cost to me...for now. Have mentioned more than once to others that if my IQ was even 1 level down, would never figure any of this out. And the older we get the worse it is to know what to do. Medicare changes are two thick books and one had best know what is and isn't. They have taken away 2/3 of the approved medications. When I asked the pharmacy about one of mine, he said it was due to too many falls from the elderly using it. Jeesh, I use it to keep from falling. We are all in trouble health wise, growing older with all the new research to resolve so many conditions isn't going to do any of us any good. Health insurance will be too costly to utilize great advances. Admission I do not understand what is being created for health coverage by the gov. It eludes me with crazy details. OT. Our state now has a law that if you are stopped for anything when driving or get in an accident and taking a medication that cautions driving while using it, they can charge you with a DUI. I'm waiting for a DUI law because of my age....See MoreCanada's health care
Comments (80)frmrsdghtr - you summed it up perfectly. We live in Ontario and are under 65 - not by much, but still, under 65, which does make a difference (joyfulguy - you are over 65 so would benefit from many things that we do not). OHIP (the Ontario Health Plan) is about to cut many services (eyes - and I don't mean "normal" eye care) - I mean for people like my husband who has had a vitrectomy and cataract surgery. People who are diabetics often have major eye problems etc. and this will affect them - and not all are obese. My husband's eyes are bad enough that one of his eye specialists (he has 3) has been able to run his quarterly eye tests through OHIP, but at his May 8 appointment he was told that he would not be able to do this any longer - and his office plan won't cover it. My husband pays high premiums for family coverage (just the two of us) - yet has deductibles of $1,250 for EACH of medical and dental - so we basically pay for everything due to the deductibles - and since he has only one prescription for eye drops and I have one prescription we are not your "normal" Cdns. Even his office health care provider remarked that for people paying such high premiums we had very few claims (well, they wouldn't pay for his vitrectomy rehab equipment, nothing towards his sleep apnea dental appliance, his office dental plan does not cover specialists (and his regular dentist - an oral surgeon, no longer does root canals) plus there is the deductible problem. Back in the day your GP could zap a wart - now you need to be referred to a derm (heck, I could do it). I had several moles develop suddenly on my neck last year - it took over 6 months to get a derm appointment - and that was with a different derm - first one was going to be 9 months - and both required referrals from my GP. Yet, if I wanted to have something cosmetic done, I could have been seen next day. I have searched the OHIP site but little has been posted yet. The news showed the cost of the glaucoma test being $63.00 with OHIP paying the doctors $25.00 - but that must be for the cost of the equipment, because my husband pays over $200 for each test, so I think they need to get the facts straight. Fees to radiologists are being cut back which will affect mammograms (techs do the mammos but they are read by the radiologist so I guess backlog will come into play, and EKGs. Certain heart tests are being cut as well. I know that if you need a lower back X-Ray it will have to be seriously justified by your doctor. Every time I am supposed to have a bone density test (despite confirming day before) I arrive and am told that I can't have it for another year or two - but I am welcome to pay for it. I fully expect to never be able to get one again! According to my pharmacist, retired people post 65 can have their prescriptions covered, but they must take Generic pills. I can't take Generics - it isn't the meds factor, it is the non-medicinal ingredients I am allergic to - as are many others - and many seniors are paying the substantial difference themselves. My husband recently had a discussion with a N.Y. taxi driver who told him how lucky he was to live in Canada where dental, medical and vision (even glasses) are 100% paid for. My husband tried to set him straight - but the guy didn't believe him. I have had the same discussions in the U.S. and people think I am wrong. As if, I live here. My husband's cousin had to travel from Ontario to the Mayo Clinic to be diagosed with ALS (no one saw that one coming). She had been falling down for well over a year and it was going to take her another year to be seen by a specialist - so they paid to go to Mayo - and this was the horrible result. She is 54 years old. I know what the cost was to go to the Mayo Clinic and I think they could have bought a house in Michigan for less. If we need an MRI we can get it much more quickly in the U.S. - but we have to pay for it. Same with tests for prostate cancer etc. Is our health care better than what you have in the U.S. - DEFINITELY. Is it the health care that people think we have - NO. And let's not forget that we pay very high taxes and do not enjoy the many deductions that Americans have. There would have to be some give and take for the Americans to have our plans. Of course people who work for the government or are represented by strong unions (teachers, postal workers etc.) have excellent pension plans and retirement benefits. The average person working in private business does not. That would be us. If we take out private plans such as Blue Cross the costs are high - much like in the U.S. - and coverage is minimal - not to mention that everything seems to be pre-existing. When you read the list I don't think there is anything that the normal person hasn't experienced at least once in their respective lifetime. This is definitely not the time for my husband to be facing retirement - the economy is horrible - here as well - and we have been earning nil on our investment funds. But our banking laws are a lot better! Actually, the mail just arrived - bringing with it a letter from my husband's GP advising of the cost of this year's premium to cover non-insured services - I have the same with my doctor - it is about $100 - $125.00 for individual coverage. I am very happy with his doctor - for the first time they are offer fees for Individuals, COUPLES, or Families. There are many couples such as us who pay for people with several kids etc., yet we do not get one single tax break - period....See MoreCanada's health care
Comments (0)I don't know about the rest of you Canadians out there, but I am sick and tired of The post about America's health care, and Americans dissing our health care. There is universal health care in all developed countries and a few of the developing countries. Only the States does not have any form of universal health care. I understand if Americans want to discuss the merits or nonmerits of your proposed plan, but leave Canada out of it. If you cannot argue the point without bringing down others with untrue accusations and erroneous facts then keep your opinions to yourself. We Canadians are proud of our health care and we'd fight tooth and nail to keep it. There is a hew and cry every time talk comes around to privatizing some sections of it, because under the free trade agreement that would allow Americans in. There is no way we want your style of health care. That is not dissing it that's just the way Canadians feel. Make your points but leave us out of it!!!...See MoreJasdip
4 years agolast modified: 4 years agoElmer J Fudd
4 years agolaceyvail 6A, WV
4 years agoUptown Gal
4 years agoElmer J Fudd
4 years agolast modified: 4 years agoElmer J Fudd
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4 years agoLindsey_CA
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4 years agoElmer J Fudd
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4 years agoElmer J Fudd
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4 years ago
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