Older relative, living alone, needs help but refuses....options?
7 years ago
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- 7 years ago
- 7 years ago
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Help,caregiving two relatives,both confuse morning and night
Comments (6)Auntie live in assisted living,,,, absolutely not she would kill us all first. She has enough faculties and money to keep up with everyday living, a housekeeper,lawn boy and handyman do the hard stuff and hubby and I fill in getting groceries etc.We do NOT let her drive and we had to take away her checkbook as people were taking advantage plus she has a terrible case of the GIMMES Then one day she called my DH up and said a check had been returned and she had NO idea why when she did EVERYTHING right. Well we looked it over and said," Auntie why did you send them a check for 0 dollars and 0 cents? She said,"LOOK,,, right here it says amount you owe 0 dollars and 0 cents and I always pay EXACTLY what they tell me!" After that and a BRAND new security alarm being installed that she cannot use we took the checkbook away.She can be perfectly normal then switch to talk about her deceased husband and son and how they mow God and Jesus' lawn in heaven and she gave the heaven contractor 60,000 to build them a home up there and they had to use a helicopter to get the appliances in,heaven has two helicopters you know Then she will start on a casket being delivered to her front door with some guy named Girard and a naked woman having sex in it and on and on and then she snaps right back to reality and her normal nasty self. Honestly I like her better delusional! My dad loves his little place and people are so good to him. He has a great attitude.I live only minutes away and clean,do laundry shower,order meds and depends from the VA. I do not think we can afford assisted living for him. He Loves people and this p[lace has a lot of parties and functions put on by the catholic church. He would NOT be able to live there if I did not do for him and remind him to change depends etc. Any way the Social workers and VA and others have told us that they can live alone as long as they are NO threat to themselves or others. So we are sticking it out as long as possiible...See MoreLiving on cash alone.
Comments (54)If you have done the same thing for 14 years you probably have a decent nest egg if that job pays 300,000 per year. I think there is a world of differen living on 30000 knowing you have 500000 in the bank and living on 30000 knowing there is no more money until the next check is earned. The former is like camping when you have a nice home to return to, it can be fun. The latter is like being one step away from being homeless and knowing there is no cushion As fot the realities, living paycheck to paycheck is that for people in many parts of North America. Depends how expensive where you live is. If you do not have to factor in or live where the following are cheap it is a lot easier, These costs vary a lot by area. a mortgage, property taxes, energy related utilities (whose rates do vary), car insurance as well as food costs. Living in a cheap area it is possible to live well on 40k. In a big city or near it I do not believe it is as easy. In the suburbs of NY it would be very difficult if you also had housing costs. You would live paycheck to paycheck simply because there would not be enough money no matter how disciplined you were Glad you decided to keep the credit cards. There is just no way to rent a car otherwise. If the LOC has a good rate I would keep it too nothing says you have to use it. If it has an annual fee cancel it. We have been paying our cards in full every month. I always have, never ever paid interest (to the extent the check got there a day late I always have the fees waived) that I can remember. DH was instructed from the day we got married 15 years ago not to even think of carrying a balance and he has been good. He self employed and the credit card has been a fabulous cash management tool plus the rebate or miles you get are great. In our case we have taken a family of 5 to Jamaica, gone to Hawaii and a Florida using his miles. Of course it is paid off in full. I do agree with the poster that said they tend to lose track of cash faster. I know I do that and will often spend it (we are not currently at a stage where we have to worry about every penny) without thinking. However, when I am down to only a little cash (because I have not gone to the bank not because our account is low) I tend to conserve it a little more because I do not have time to go to the bank and because I feel ridiculous charging 1.50 pack of gum. It was recently explained to me that for certiab credit cards merchants are charged a service fee in addition to a percentage One thing that I did when we were house poor many years ago, but I had lots of time. I would often buy things and then return them because I found somehting better or just did not love them. I called this bulemic shopping! It was unintentional but it was a great way of getting the thrill of shopping without actually having to pay. My monthly credit card statement often had more things in the return column than the buy. I do agree with the advice to stay out of stores in general. you do not sound like someone who bought 100 sneakers even when you can afford them so I think you will do just fine with payless. I personally think it will get more difficult a year from now. I think at first the thrill and novelty of sticking to a budget will be a sort of game. Beating your budget will be fun. Then the joy of living near family. However after a certain time, while some habits will become second nature (I rarely spend more than 20 on a non work item of clothing and it is not because I cannot afford it, I just think it is a waste) it will sometimes get tedious having to worry about the cost of items, never splurging. I think your 40s are a point when you want to be established and financially secure and occassionally treat yourself or your children to small luxuries. What that is differs from person to person. I know that as I have matured, I no longer get as crazy about wasting or saving 20 as I would have a few years ago. For example, when we got married I returned everything that I did not absolutely love. When we had kids I did the same thing with gift items they received, especially if it was an expensive useless item, I would exchane it for something practical. Same for birthday parties. Now I rarely can be bothered returning items that do not have receipts, whether from kids birthday parties (we recently had a party and whatever my kids do not want I will donate) or other events, I just cannot be bothered. Just an example, you will find differnet ways that you may want to become less thrifty...See MoreSo you want to live to be old, if you have to be alone?
Comments (10)In this day and age, I think we all will be under a caretaker at some point, for some length of time. No matter what you do to prepare, some of us, especially those with health challenges - such as yours, will have to go through this. I remember my Mom trying to prepare my sister and myself for the eventual mind-blowing red-tape,etc, after her passing. She sought much advice but that did not protect us. It was awful, because of the jurisdiction where she passed (and not where she lived). We had no idea that her health would end up as it did - breast cancer, then in the bone/liver. Before we could change things, the calcium in her brain from the cancer had us trying to get her to at least mark an "X", for her signature. Then, she went quickly - the Dr. didn't even know she had reached end-stage to quickly. So, no matter what we do, even if we have the money to try to make it work, it is a hopeless situation. The worst thing about getting old is the care that we can get. The US healthcare system is inexcusable!! The system is antiquated, the workers are not compensated adequately, and the type of care just is not therapeutic. They give you just enough drugs, to keep you "comfortable", but not kill you, until you are so weak that you just die! I'm watching that with a friend's relative, and she's not even sick enough to be classified as dying anytime soon! She is just immobile and in a lot of pain. They give her morphine and do nothing else. She now gets a nurse and an aid at home, but they are useless because they live in the boonies and it's difficult to get there at a decent hour because of horrid rush-hour traffic. The family is trying to do things - a tremendous workload, but they are not professionals with the knowledge and skills to do things the right way. She needs to see a Dr to be reassessed - but do ya think the nurses or aids have mentioned that!!! Anyway,I think the best way to protect ourselves is to maintain our nourishment ( and not just the food intake and ond-a-days). Minerals are important for nourishment. That's not to say that this will prevent the caretaker syndrome, but at least our minds will be a lot stronger, which in turn will help the physical aspects of aging....See MoreNeed help with curb appeal on an older house
Comments (18)Plywood for a planter is not going to last but if you want to do as a temporal installment, fine. Honestly, I can't imagine that creating a solid wall type structure between the columns is going to be a plus for the overall look of the house. If we just want to do that in order to plant in that space, then I'd do the railing and get a planter box that fits over it like a saddle. In order to create formwork to fit steps, make a negative piece for the steps by placing 3/4" plywood at the end of steps. Trace the outline of the steps and cut the "halves" apart at the line. One piece represents the steps and is waste. The other piece will fit over the steps top edges (where the air is). Create a box that attaches to that piece and represents the outside form of the planter/cheekwall. If it's a planter, too, you'll need a "box" form for the inside of the planter. Figure out how to add bracing to the piece that sits on the steps in order to keep it stable during the pour. Of course, you'll calculate all the measurements first so you can make the planter height and size end up correctly. I will only get additional ideas for drawings if there are specific problems presented. In the last picture you added, Surge, it looks as if grade is running toward the house. In a prior picture taken from another angle, it doesn't. If grade is sloping down toward house, then it needs to be fixed before doing any planting....See More- 7 years ago
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