Older relative, living alone, needs help but refuses....options?
7 years ago
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Can we legally leave her home alone? (Long, but we need answers)
Comments (28)What can I say--I feel you pain. My MIL has been with us for a little over a year now. I have recently quit my job of 9 years to stay home with her. She is 85 and her mobility is not good, confused on a daily basis, short term memory is bad and right now trying to keep her dressed seems to be the new thing with her. All in all she is a joy--pleasant and loveable but a real handfull sometimes. She stayed alone while my DH and I worked for nearly a year. I lived in fear that she would fall or get hurt while we were gone. We came home and found the house full of smoke and we knew we were really pushing our luck with this. She (for some reason) filled a skillet full of oil, placed it on the stove, turned it on and walked into the other room and forgot it. She didn't even see the smoke. She apparently fell asleep cause she said a loud noise woke her up--smoke alarms. And she still didn't notice the smoke. We came in just in the nick of time. I didn't go back to work. The first week I was home with her I was amazed at how good she was at "hiding" her confusion. Somedays she shines like a little star but others not so good and we are having a lot more not so good right now. I'm really suprised she didn't get hurt--we were so lucky. I REALLY miss going to dinner and running to the store or just going somewhere. It seems like my life revolves around how she is today. I miss doing things with just my husband or daughter. We sort of do shifts--one of us stays with her so the other can get out for a while. Like you we couldn't get any straight answers about the legalitys of leaving her home alone--and still can't . I guess we just have to go with our judgment with this. I keep telling myself how wonderful she's been to me through the years and how I"ll be in that shape one day. It's not easy....See MoreLiving on cash alone.
Comments (54)If you have done the same thing for 14 years you probably have a decent nest egg if that job pays 300,000 per year. I think there is a world of differen living on 30000 knowing you have 500000 in the bank and living on 30000 knowing there is no more money until the next check is earned. The former is like camping when you have a nice home to return to, it can be fun. The latter is like being one step away from being homeless and knowing there is no cushion As fot the realities, living paycheck to paycheck is that for people in many parts of North America. Depends how expensive where you live is. If you do not have to factor in or live where the following are cheap it is a lot easier, These costs vary a lot by area. a mortgage, property taxes, energy related utilities (whose rates do vary), car insurance as well as food costs. Living in a cheap area it is possible to live well on 40k. In a big city or near it I do not believe it is as easy. In the suburbs of NY it would be very difficult if you also had housing costs. You would live paycheck to paycheck simply because there would not be enough money no matter how disciplined you were Glad you decided to keep the credit cards. There is just no way to rent a car otherwise. If the LOC has a good rate I would keep it too nothing says you have to use it. If it has an annual fee cancel it. We have been paying our cards in full every month. I always have, never ever paid interest (to the extent the check got there a day late I always have the fees waived) that I can remember. DH was instructed from the day we got married 15 years ago not to even think of carrying a balance and he has been good. He self employed and the credit card has been a fabulous cash management tool plus the rebate or miles you get are great. In our case we have taken a family of 5 to Jamaica, gone to Hawaii and a Florida using his miles. Of course it is paid off in full. I do agree with the poster that said they tend to lose track of cash faster. I know I do that and will often spend it (we are not currently at a stage where we have to worry about every penny) without thinking. However, when I am down to only a little cash (because I have not gone to the bank not because our account is low) I tend to conserve it a little more because I do not have time to go to the bank and because I feel ridiculous charging 1.50 pack of gum. It was recently explained to me that for certiab credit cards merchants are charged a service fee in addition to a percentage One thing that I did when we were house poor many years ago, but I had lots of time. I would often buy things and then return them because I found somehting better or just did not love them. I called this bulemic shopping! It was unintentional but it was a great way of getting the thrill of shopping without actually having to pay. My monthly credit card statement often had more things in the return column than the buy. I do agree with the advice to stay out of stores in general. you do not sound like someone who bought 100 sneakers even when you can afford them so I think you will do just fine with payless. I personally think it will get more difficult a year from now. I think at first the thrill and novelty of sticking to a budget will be a sort of game. Beating your budget will be fun. Then the joy of living near family. However after a certain time, while some habits will become second nature (I rarely spend more than 20 on a non work item of clothing and it is not because I cannot afford it, I just think it is a waste) it will sometimes get tedious having to worry about the cost of items, never splurging. I think your 40s are a point when you want to be established and financially secure and occassionally treat yourself or your children to small luxuries. What that is differs from person to person. I know that as I have matured, I no longer get as crazy about wasting or saving 20 as I would have a few years ago. For example, when we got married I returned everything that I did not absolutely love. When we had kids I did the same thing with gift items they received, especially if it was an expensive useless item, I would exchane it for something practical. Same for birthday parties. Now I rarely can be bothered returning items that do not have receipts, whether from kids birthday parties (we recently had a party and whatever my kids do not want I will donate) or other events, I just cannot be bothered. Just an example, you will find differnet ways that you may want to become less thrifty...See MoreQuestion for those who live alone......
Comments (45)i was so grateful when my mother had the flu so bad she couldn't take care of herself, she had a neighbor i could call. (and did)i was about to call 911, long distance, but thanks be found her telephone #..it was pretty scary... i would hope everyone would have some sort of buddy system, even if it was as crazy as the two cyber pals who met playing one of the on-line games...the one gal was in distress and the other saved her, by calling for help... independence is wonderful, but being taken care of in that fleeting second is better... remember if you do have a cell phone, to list one of the names with i.c.e. (in case of emergency)...See MoreSo you want to live to be old, if you have to be alone?
Comments (10)In this day and age, I think we all will be under a caretaker at some point, for some length of time. No matter what you do to prepare, some of us, especially those with health challenges - such as yours, will have to go through this. I remember my Mom trying to prepare my sister and myself for the eventual mind-blowing red-tape,etc, after her passing. She sought much advice but that did not protect us. It was awful, because of the jurisdiction where she passed (and not where she lived). We had no idea that her health would end up as it did - breast cancer, then in the bone/liver. Before we could change things, the calcium in her brain from the cancer had us trying to get her to at least mark an "X", for her signature. Then, she went quickly - the Dr. didn't even know she had reached end-stage to quickly. So, no matter what we do, even if we have the money to try to make it work, it is a hopeless situation. The worst thing about getting old is the care that we can get. The US healthcare system is inexcusable!! The system is antiquated, the workers are not compensated adequately, and the type of care just is not therapeutic. They give you just enough drugs, to keep you "comfortable", but not kill you, until you are so weak that you just die! I'm watching that with a friend's relative, and she's not even sick enough to be classified as dying anytime soon! She is just immobile and in a lot of pain. They give her morphine and do nothing else. She now gets a nurse and an aid at home, but they are useless because they live in the boonies and it's difficult to get there at a decent hour because of horrid rush-hour traffic. The family is trying to do things - a tremendous workload, but they are not professionals with the knowledge and skills to do things the right way. She needs to see a Dr to be reassessed - but do ya think the nurses or aids have mentioned that!!! Anyway,I think the best way to protect ourselves is to maintain our nourishment ( and not just the food intake and ond-a-days). Minerals are important for nourishment. That's not to say that this will prevent the caretaker syndrome, but at least our minds will be a lot stronger, which in turn will help the physical aspects of aging....See More- 7 years ago
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