Car question
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6 years ago
last modified: 6 years ago
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Beginning Car/ Car Insurance questions.
Comments (8)Your best bet in a used car will be a well-maintained American car. I don't want to get into the U.S./rest of the world "discussion" being held on other threads. I'll just say that proper maintenance has more to do with a car's trouble-free operation than where it is made. Right now, there are some decent American cars out there, but perception has not caught up with the reality, so American cars suffer more depreciation than many foreign cars. As a buyer of a used car, you can take advantage of that. Some of the cars you might want to look at include the Ford Taurus, or just anything midsize or larger from GM. I'm guessing that, since you got to the age of 16 without being a "gearhead," you mostly want a comfortable, reliable car. These will do the job. They shouldn't cost a fortune for insurance, either. Mikie is right -- even if you're paying for your own insurance, it will be cheaper to piggyback on your parents' policy than it will be for you to go solo. Ask about discounts if you get good grades in school or are willing to drive only a certain number of miles per month, etc. Finally, what else I wish I'd known about cars at your age? Having a car is a joy and a privilege -- and a responsibility. As a teenager, you have the benefit of quick reflexes and (I hope) formal training. You can be an excellent driver. But there's no substitute for experience -- especially at night in the rain and on icy roads. I knew how to steer out of a skid -- until the first time I found myself in one and narrowly missed a fence as I spun into a farmer's field. It's different when it really happens. Don't fall into the trap of thinking that you're immortal (every teenager thinks so; so did I). You're in control of almost two tons of metal and glass and plastic, so be careful. When I was 16, nobody had cell phones and we were lucky if the car had an FM radio, nevermind multi-channel stereo systems and iPod links and the like. I know teenagers are better at multi-tasking than they used to be, but you still have one primary task in a car -- driving. Don't be distracted by fiddling with the stereo or talking with friends. It's okay to concentrate on driving. Professional auto racers do. Have fun! Getting my first car was a blast. I hope you find one you really like and have many happy miles with it....See MoreCar insurance question
Comments (17)Just a side note.... Even the spouses and dependents of our Military members must comply with the laws of the state they reside, even tho the service member can keep their 'home of record' license and plates. As a 24 year "camp follower", I have had to be licensed in more states and countries (yes, countries) than I can count this morning.....while DH retained his 1954 drivers license until he surrendered it here in Oregon in 2004.(I could be wrong about that year, as he did have a different class license for Ca for some years...and may have had a newer one after he retired.) I ran into this problem when DH was serving overseas and I was living in a different state....much to my surprise, I needed both plates and matching DL asap. I do wonder if any of those laws have been changed (for our Military since the events in the Middle East)...but somewhat recently DD had the same problem when in Florida with a car (in her name) and DH stationed there....including bill of sale and other stuff....See MoreA car seat question.....
Comments (22)I know your situation exactly but you can't really take suggestions since their comfort won't be your comfort and people who haven't had the surgery you (and I) have had won't have a ratzsnot worth of experience or idea of what you need. Chairs that some people find extremely comfortable, you will find approaching painful to sit on for a while. I'm sure you've found that some chairs you USED to find very comfortable are very uncomfortable to you now. Head to some used car lots and talk to someone and find one who'll work with you and let you literally sit down in each vehicle. Ask friends and relatives to sit in their vehicles. But you're probably going to have another issue, that you can stand it for a certain period of time but after a while you have to fidget. I know what you're going through. Good luck....See MoreCar Insurance question regarding accident
Comments (6)The insurance company compares the repair cost to the value of an un-crashed vehicle of the same vintage and pays the lesser of the two amounts. In my opinion, if this were a collector and show car, he would entitled to getting it back to the same condition as before the crash, however, it is not. Is very unfortuante: I see two options: Total the car and take the appraised value, or keep the car and accept the cash settlement and have it repaired on his own. However, he should first get an estimate of the repair. I see $4000 to $6000 or more repair cost. There is something more wrong under the hood since it will not start. You did not say what that damage was. Was the engine damaged, say a cracked block? Maybe a bunch of busted accessories and brackets on the front of the engine? Cracked manifold? The visible damage is front bumper, bumper cover, probably 2 radiators (engine and air conditioner), left fron fender, hood, grill, front headlamp assembly, running lamp in bumper, possible frame and steering links, 2 shock absorbers (if there is any age on these, these are replaced in pairs to keep the front suspension action balanced), possible front suspension spring and spring brackets, There could be distortion of the sheet metal under the windshield, Possible wiring harness damage, battery and battery pan depending on where the battery is located, possible battery acid damage if the battery was cracked, The right front door may have scratches that will have to be fixed and included in the paint job, and front end alignment after everything is put back together. The paint job will be over $1000 for color matching and fairing the paint into the old paint. The front wheel should be checked for damage and replaced if there is any dents or distortion. The front brake may need rebuilding and any damaged brake lines replaced. As you can see, the repair is extensive, and that's unfortunate because your vehicle appears rust free, rare for an Explorer that age. There will be no settlement until the police report is available. You did have the police survey the scene, didn't you? Expect about 1 week before the report is available from the police station. The police report and witness statements are used to determine fault or percentage of fault of each party....See MoreUser
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6 years agoElmer J Fudd
6 years agoJenn TheCaLLisComingFromInsideTheHouse
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