If something comes up in a home inspection, who pays?
R S
6 years ago
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Dealer trying to make me pay for something not in contract.
Comments (3)Sounds like a messed up situation overall. I guess a lot depends on whether you want to get decent warranty work done on your place, should the need arise. Getting the wrong basement poured, and changing from a manufactured to modular home was a big hit they had to take out of their profit - if they even made a profit on your home. Paying for the jackstands may not be legally required, if they are not mentioned as a cost in the contract, but doing so may go a along way toward maintaining a good relationship with your dealership....See MorePaying for Inspections
Comments (3)The appraiser is hired by the lenderÂand the appraisal is done for the lender...they choose the appraiserÂ.. but you foot the bill. An appraisal and a home inspection are two entirely separate functionsÂÂ.as an appraiser determines market value of the home...but the home inspector inspects the home for visual evidence of defects and safety issues in terms of the homes systems, structure, roof etc. You hire the home inspectorÂÂ.as he/she works only for the buyer. Your state requires home inspectors to be certifiedÂ.. and they utilize the ASHI (American Society of Home Inspectors) standard of practice. In hiring a home inspector, get at least 3 referrals from your attorney or family/friends. Check referencesÂÂand familiarize yourself with what is and is not included in the inspection, in order that you fully understand what to expect the inspection to cover. A home inspection on an average home in average condition should take at minimum 2.50 hoursÂ..usually more. Although same day check lists and/or computerized reports sound "state of the art", they are at best the bare minimumÂÂand by far the least informative. Hire an HI who provides a full narrative reportÂthat he writesÂÂ.not one that is mostly padded with boiler plate. Ask to see the pre-inspection agreement up front, in order that you know what the HI is and is not including and/or excluding, before you hire. DonÂt hire by priceÂÂas not all HIÂs are created equalÂÂand invariably the lowest bidder will provide the minimum of time, effort and information. Chances are buying a home will be the biggest investment that you will ever make. Spend at least as much time choosing a home inspector as you did in deciding on a home in order to have the best chance of obtaining a professional, thorough inspection. Below is a link to the Oregon Construction Contractors website for further info. Best wishes. Here is a link that might be useful: Oregon Construction Contractors Home Inspectors...See MoreBuying First Home - Inspection Follow Up Advice
Comments (12)When the inspection says the crawlspaces are not insulated properly, do they mean that the crawlspaces have vapor barriers that were not put in correctly (which, as hollysprings notes, may have caused other issues), or that they simply aren't insulated at all? The latter is super common in old houses (our 100-year-old crawlspace over dirt has no insulation or barriers, for instance, although our climate is not as cold as yours so we've had no real motivation to do it). These all sound like pretty typical old house issues to me, though. (Our house probably had 2/3 of them when we moved in!) The chimney/fireplace repointing is just something that has to be done every so often; ditto with replacing shakes, etc. Sometimes inspections will also call things that were okay when they were done but no longer accepted (e.g., our attic had loose insulation over knob-and-tube wiring, which is a big no-no today, but was permitted when it was installed by our local electric company as part of a weatherproofing program for seniors many years ago). Assuming your lender doesn't require any of this to close, I'd probably just ask for a price reduction/credit to address these--most of them aren't expensive and many can be DIYed if you feel like it. Then you can decide how/if you want to address them yourself. None of these would be dealbreakers for me, though, as an owner of a similarly old house. Good luck!...See MoreSellers - how much did you pay after inspection?
Comments (12)A home inspection is not a code inspection by nationally accepted standardsÂ..and all state licensing. It is a popular fallacy that inspecting for code is part of a home inspection, but it is not...it is beyond the scopeÂand usually states as such in the pre-inspection agreement that should be provided to the buyer prior to inspection. It is indeed an inspection of the major systems and structure of the homeÂÂas well as an inspection for safety issues. While safety issues are often code violations, depending upon where one resides and their city/town code, a safety issue may or may not be a code violation. Realistically, no home inspector can be expected to know the code variances for every municipality in his/her state, and to keep on top of the constant changesÂ..which is why most municipalities have their own licensed code officials who are knowledgeable about the local code requirements. In addition, older homes have an inherent number of code violationsÂÂBUT they are grandfathered in are if they are original to the home and only must be brought to current code if a renovation is performed. This does not mean that home inspectors know nothing about codeÂsome know quite a bitÂsome know next to nothing. However, if they are not trained as code inspectors any code violations that a home inspector pontificates upon should absolutely be verified as such by the local a municipality code inspector, before any funds are spent to make changes. Anything cited as a safety issue should come with an explanation as to why it poses a safety hazard. Logic dictates that anything that compromises safety should be repaired. Last but not least, in such a buyers market, it really would behoove sellers to make all repairs beforehand, leaving little if anything to interfere with the deal once the findings of the home inspection are provided to the buyer....See MoreJane Smith
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