About Social Security numbers...
9 years ago
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- 9 years ago
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Possible phone scam - has anyone had one of these?
Comments (4)Jel 48, please don't respond to any phone requests as they're all scams. If someone legit (ss, fbi, police dept, bank of any kind, etc.,) really needed to contact you, they would send you a snail-mail letter. I'm glad you didn't fall for it. I wonder how those people who run these things sleep at night....See MorePossible phone scam - has anyone had one of these?
Comments (14)Giving out your number isn't the problem. They use auto-dialers, they just go down the list. I have 2 cell phones and home line listed with Do not call. When I get a number I don't recognize, I don't answer. I can then use the info saved by phone logs, to enter that info on Do Not call.gov and turn them in. I got a call at 5 to 7 in the morning, didn't have my glasses on, so I answered it. Robo call in Spanish. will add that one when I go to Do Not Call. I wait a week, and add several calls a week. I read somewhere, it's better to not answer if you don't recognize the call number, they will not keep calling a number that doesn't answer....See MoreSmall Social Security COLA this time
Comments (11)chisue, take another look at how Social Security benefit amounts work, it's not how you say. As an example, just to keep the numbers simple, let's say a person qualifies at age 62 and starts then. They get 75% of the amount they'd get at 66. Real numbers, let's say it's $7500 at year at 62 and it would have been $10000 at 66. By waiting, they're getting a higher amount, yes, but that's not "a return on their investment". What they passed up getting was $7500 per year for 4 years = $30,000. It takes a lot of years with that $2500 increase (which will get cost of living adjustments) to equal the $30000 they passed up. If you factor in interest cost, for someone who isn't working, unless they feel confident to live to a ripe old age, taking it sooner can be better. See what I mean?...See MoreGood resource to learn about Social Security and Medicare.
Comments (6)cooper and sushipup, Thank you so much for the quick response. Yes, suhipup, I read your posting and others you posted in the past. They are very informative. I also read postings from other folks on this forum regarding the subjects. It made me realize that it would be better for me to find a comprehensive, updated source of information in one place instead of reading piecemeal. I will be back later to ask for inputs after checking out the sources you provided. Cannot focus on this subject since I have to shop for a new car now after the current one just got totalled. Life surely has its twist....See More- 9 years ago
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