Some people
10 years ago
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How some people can make 35% on some of their money ...guaranteed
Comments (9)Learning how money works is an interesting hobby ... and it pays well. Learning how taxes work is an interesting hobby ... and can be profitable, as well. As a financial advisor, for most of those years selling no financial products, I learned a lot from my clients and passed on a number of useful ideas, as well. And, being frugal myself, didn't overcharge for my services. One person, earning about 50K a year, paid next to no income tax. S/he had a number of Canadian stocks, dividends on which are taxed at a low rate. S/he gave around 20% or sometimes more of income to churches and various charities and to support of a political party. The political deductions died with the year ... but charitable contribution credits could be carried over into another year (5 year max) and s/he almost always had enough credits to bring her/his tax load down to near zero. You may have seen my story over on "Money saving tips" or "Household finance" of how to get a dollar's worth of charitable value for about 50 - 60 cents (applicable mainly in Canada) and that assumes gifts originating from one's bank account ... which contains after-tax money. But ... when a Canadian "taxpayer" transfers stock or mutual funds which have increased in value to a charity ... there is no income tax levied against the capital gain. As for my situation this year, a couple of weeks ago I transferred some stock that I'd bought 47 years ago for $4.20 or so to a local charity for somewhere around $95.00 - 99.00 (haven't heard if it's been certified and sold). If it's $94.20, there'll be $90.00 of capital gain and in the ordinary course I'd have to pay tax at regular marginal (i.e. highest) rate on half of the capital gain, or $45.00. Avoiding tax on $45.00 suits me fine ... if I plan to make substantial gifts to charity, anyway. Should have made the transfer a couple of weeks before I did ... before the market drop: oh, well ... one wins a few ... and loses a few, in this life. ole joyfuelled ... with a dollar or so, here and there, to help - preferably pre-tax ones...See MoreSome people you just cannot help
Comments (82)Interesting thread this. I worried that it might be narky, fists banging on the table demanding that people take the advice, but it's in a lower key which I like. 'The funny thing with my scenario, is that I think she got thrown off by what composting actually is - maybe when she saw the flies and maggots on the top of the pile of rotting food and organic matter.' Interesting point, this. These days people don't grow up with their hands in mud making mud pies, having been turfed out of the house to go and play. It's all electronic rot. Sad I reckon. And all that marketing everywhere we are and almost everywhere we go. My father said decades ago how harmful it is to us all. And now, as if it couldn't get any worse, fake grass is springing up. My neighbour had no front garden the other day. Then an attractive retaining wall grew, slowly (by todays standards) and carefully. It looked very nice and they'd taken with it. I went out. When I came back, three trees had sprung up at a height of about six or seven feet high and a bright green 'lawn' lay basking in the sun. Instant garden. I couldn't help but say to my partner, "That isn't gardening..." I wasn't being critical, I just felt perplexed....See MoreSome People Like Cactus Sites
Comments (4)I googled Arther N. Pack president of the American Nature Association, and it looks like the article was written in a magazine called Popular Science Monthly in March of 1931 pg. 47. It’s interesting to see the other articles. On pg. 48 there’s a title of an article that reads ‘Work On World’s Highest Dam May Start This Summer’ about the Hoover Dam, which started being built in 1931. Along with a little article about Mt. Rushmore. At the time of the article Mt. Rushmore only had George Washington carved out:). Here’s a link....See MoreI just love some people's accents
Comments (47)Coming from the understandable aspect colleenez, I agree there are other U.K. accents that are much harder to understand than a Norfolk one. It’s more the overall sound of it I don’t like. It’s often depicted as someone who’s not too bright, and a bit of a rough n ready country bumpkin. In the video the question about Norfolk sayings wasn’t answered but it made me think if any came to my mind. I immediately thought of one my Nan used to say a lot, which was ‘Loada squit’. This was her response to anything she didn’t agree with. Another was ’You’ll get a ding round the lug‘ which was a jovial (never inflicted) threat of getting a clip round the ear if I was misbehaving....See More- 10 years ago
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- 10 years agolast modified: 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years agolast modified: 10 years ago
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