Down payment from more than 1 source
10 years ago
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10 years ago- 10 years ago
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Is there more than 1 Sombrueil on the market?
Comments (16)I feel like someone's naughty nine year old older brother whispering, "There is no Santa Claus." A label on a rose outside Paris doesn't make any identification any more accurate than this: "It's the same as the one with the label outside Paris." Whether either is the real 'Mlle de Sombreuil' is the question we need to ask. If we reach a consensus as to a name, yes, that's a help. You need to have studied the roses labeled in that and other European gardens to understand why I say that, and that's with all due respect for the great garden collections everywhere (and maybe all collections of anything everywhere). We all have labels on roses in our own gardens and know how they evaporate before our eyes. We all know that garden gnomes comes out at night and switch labels. We know that garden elves steal the remaining labels. We know that armies marched through the capitols of Europe several times between the late 1800's and the mid-1900's. Armies don't much care about labels on roses. Draw your own conclusions about the meaning of rose labels in gardens in Europe, in the USA, in the hands of US nurseries. To my mind, it is one more piece of evidence, but it is not the same as simple fact. An enormous collection of more than 3200 varieties and 13,000 plants would take at least one person full time to keep the database and labeling straight. I'm going to make a wild guess that didn't always happen. Rose names fall of the rails all the time. We need to keep our wits about us and refuse to suspend our powers of reason to accept a label when common characteristics of the class are missing. P.S. Maybe it is the real Mlle de Sombreuil. The original source material on this rose isn't very accessible to the English speaker....See MoreMore than 1 type of seed in containers?
Comments (17)Gosh... I wish I knew how to post a pic.... I have a few but don't know how to post them I smash the tp roll and make it flat. I open it up and bring the two folds together. When you open it, it should be square. Fold it again and on one end clip along the center fold about 3/4 of an inch. Open it and fold it on the opposite folds again and clip those folds on the same end. You should have four little flaps on one end. Open the roll up and you now have the makings for an open ended box. Take those little flaps and fold them inside the tube like you would close a box, tucking the fourth flap under the first. When I put these tp rolls/little boxes in a container, I hold them in place and fill the outer edges of the container first, this holds the tp rolls in place until I can fill them. I really push the soil down into the rolls with my fingers and leave a little dent in the center. I also make sure to bury them a bit so they don't dry out as quickly. Keep that little dent in there until you sow it... when you bury them, they can become hard to find! To put the markers in, I used a butter knife to separate the rolls and slide in the marker. I made the markers with old blinds....See Moretrouble making decision on down payment
Comments (10)I do work full time and getting alimony at least for a couple of years is pretty much guaranteed as the difference between our incomes in substantial and we've been married for 24 years. My dilemma is whether to go for the smaller down payment or not. In the future (post-alimony) I should probably refinance to make the house payment smaller, I guess? Julie, what I am trying to say is, don't count your chickens before they are hatched. While you may get alimony, it might not be what you think it will, and it also could depend on the judge and whether your soon to be ex fights it or not. I also should have had alimony. I did not have income for 7 years and before that had only brought in about $20k a year. The only reason I even had the part time job was because I needed money. This divorce was a case of domestic abuse where he was removed from the house; but while the judge was sympathetic to me, not when it came to alimony. In your case, if you can wait to buy the house I would unless you are 100% positive you will get a certain amount of alimony. As I said, do some research to see how often it is given out. Now lawyer advises to have biggest loan possible or husband can say there is no need for alimony, which would be 2 yrs. at most. Scenario - Right now your ex knows how much cash you got from the sale. If you do buy a house, they may ask to see the paperwork, what you spent, how much the loan is. If the divorce is nasty he can ask why you went for a house that cost that much when you shouldn't have. If he wants to, he may be able to show you bought a house you expect him to finance. I don't know your area, where you are from, or prices of houses, what you are looking to buy. I am sharing my experience so that you don't dig yourself a hole. I feel that renting for now may be the safest thing as was mentioned until you know exactly what is going on....See MoreHow do average people afford down payments, Part 2
Comments (77)NC RE Guy- We have a terrific A/C guy who actually fixes stuff. Your question reminded me....the tenant in our 2nd floor condo calls us for everything. Fortunately it's only a few miles away, but she has no idea what to do if the A/C stops working and I do all the troubleshooting myself - (once the thermostat needed a new battery, once the drain was plugged up (easy fix with a shop vac) and once the repairman had to put in a new circuit board - yay! - didn't try to sell us a new unit even though this was really old). We've had to replace the hot water heater which was leaking and the catch tray that was installed with a big hole in it (!?!!?), not difficult to do ourselves. The auto garage-door opener was the worst. She called one of those companies that came out and declared we needed a new one to the tune of $350 or something (she paid for the service call of $100 or so since we did not authorize it). My husband made a trip to the local Ace Hardware and replaced the belt drive for about $5. That was about two years ago and it's been working fine since then. Same local A/C guy, our home A/C needed a new electrical something (can't remember) so that was $130 or so, and then a few weeks later mid-summer, he sold us a new fan for the cooling unit which we installed ourselves because he was too busy for a few days - nobody else would sell us the proprietary Trane part since we weren't authorized service people. That was awesome of him to do that. Unfortunately, the leaks are going to have us replace the whole thing before next summer no matter what. We've also changed out the 2nd circuit board on our pool heater after the warranty ran out (chewed up by fruit rats both times, now protected by a wire cage). The salt generator needed a new circuit board, but that one was covered. I just put new wings and feet on the pool vac. A used-to-be SubZero but no-longer-authorized guy fixed our fridge for next-to-nothing (another electrical do-dad). Anyway, yes, there are still people around who fix stuff, but honestly, they can only fix stuff that is high quality to start with. Friends of ours with a bike shop have a difficult time with folks who bring in their cheap big-store bikes to get fixed up and there's pretty much nothing they can do for them. Our last no-name dryer (came with the house) was not worth fixing when we could buy a brand-new dented high-quality one for the same price at the Sears Outlet store. Basically, there are the fix-it people and the people who have to call for service or just replace. Fix-it is definitely a more frugal way to go. I mean, I'm always amazed that there are people who don't know how to change a tire in their own car. Really? That's the lowest level of fix-it and everyone should be able to do it - it's so easy! I just wish my tenant was even just a little bit of a fix-it person! (batteries? really?)...See More- 10 years agolast modified: 10 years ago
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