Saving money on T-G dinner on the morning show
10 years ago
last modified: 10 years ago
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Comments (2)There use to be bank accounts called xxxname trust account for...Check with someone like Wells Fargo, Bank of America. It could be the person you talked to at the Credit Union was not as knowleable as she should be. Go back to talk to the manager, or ask at a bank like I mentioned. Talk to the bank about using the bank as a trustee also....See MoreBest Money Saving Advice
Comments (55)Anne- Thank you for your kind words; and I hope you don't find my answer discouraging. Even though I'm certified to teach home canning, I no longer use canning as a method for food preservation for a number of reasons. Cost of utilities. Not only the heat processing for the canning, but also the air conditioning necessary to cool the house off because you are talking about peak summer months are also peak canning months. I don't have enough produce from our small garden to have the quantity needed at any one time to fill a canner. If you can't process a whole canner full of jars, it's not cost effective. If you have to purchase the produce you can, you are losing money. I doubt that you can compete with the prices of canned goods at Aldi and finding good sales and stocking up. I find home canned foods nutritionally inferior for the time and money you invest to prepare them. By the time people harvest and process produce, nearly half of the vitamins may be lost within a few days unless the fresh produce is cooled or preserved a.s.a.p. Do you have an extra refrigerator for keeping produce while you get enough accumulated to process a whole canner full? The cost of the extra refrigerator and the utilities to run it should also be factored in. The heating process during canning destroys from 1/3 to 1/2 of vitamin A and C, thiamin, and riboflavin. Once canned, additional losses of these sensitive vitamins are from 5 to 20% each year. Do you have a stove you can safely do canning on? Some of the smooth glass-top stoves are not capable of canning (check the user's manual or the manufacturer). In some cases the canners have fused to the surface. Article: Home food preservation may be more expensive than expected. http://apps.caes.uga.edu/gafaces/index.cfm?public=viewStory&pk_id=3499 Article: Cost of Preserving and Storing Food http://extension.colostate.edu/topic-areas/nutrition-food-safety-health/cost-of-preserving-and-storing-food-8-704/ Article: What You Should Know About Preserving Food at Home http://www.uaex.edu/publications/pdf/FSFCS02.pdf --- I'd like to suggest you take the Self-Study Coarse for home canning at the National Center for Home Food Preservation - http://nchfp.uga.edu/ This will help you get a better idea of what you are needing to do for successful and safe home canning. --- I currently do a lot of dehydrating for food storage, which is inexpensive. There is a learning curve for making and using dehydrated foods, and it doesn't appeal to everyone. ---What I would suggest, and what I'm going to do, is to save money and purchase a home-style freeze-dryer like a Harvest Right: https://harvestright.com/#sthash.ENrByuNZ.dpbs I'm hoping there are more companies entering the market and the prices go down. Until then.... I'm saving my money, and these are the ways I save my cash: The 52-week savings plan where you save $1 the first week of the year, $2 the second week, $3, the third week, etc. At the end of the year you have $1,378. If you Google - 52-week savings plans - you will find charts you can copy and follow. I save my $1 bills. I've always saved at least $500 and as much as $1,000 each year. We are "cash" people when it comes to day-to-day spending, and this plan works best if you are. I cut my own hair, and so I REALLY save the money, I budget and pay myself $20 a month - so that's $240 a year added to the Christmas/Emergency Savings Account where my savings are deposited once a month. I'm up for more discussion or questions, so fire away. ;-) -Grainlady...See MoreThis is how I saved money today..
Comments (15)First, since again people aren't looking at what's said. This probably should be on a separate thread but food for thought, how does a person with egg allergies react to homemade cupcakes and not bakery cupcakes? The label argument doesn't hold water since virtually every time someone brings external food to a meeting or something, the package is thrown away and most people with such allergies know that cupcakes made in bakeries have eggs in them too. When someone has a serious allergy, is it the world's responsibilty to look out for them or should they bring a treat for themselves that they can have if they want to be safe? Perhaps everyone else is required to stock medications for everyone else so they don't have to bring the meds for their own diseases? I cannot imagine my child having a severe allergy and even taking the chance of allowing them to eat what someone else brings whether from a store or home, school lunches or otherwise. I certainly wouldn't allow it if it was a life-threatening situation. But I guess that's a difference in people. And BTW, my sister has celiac. So don't give me that, LOL. Being recently diagnosed she's being very careful to stabilize before testing if there's certain sensitivities. But I imagine laxsupermom feels the world should outlaw wheat, oats, barley and malt because of this. Fortunately sis is responsible enough or at least considerate enough that she doesn't require everyone else to provide special things for her at a party, nor does she feel the bakeries should all shut down, farmers quit growing crops or the like. And I applaud her for that. Additionally my friends and relatives who are diabetic don't feel the world needs to ban sugar either. You called your kid names, not me and that's pretty tacky IMHO. I gave and give no such "definition" you suggest nor suggest anything derrogatory about your son. I wish the lad nothing but the best and in fact I wish him far better than what he has. I will give a definition though, and I'm not talking about anyone in particular, but I think that generally speaking a parent is pretty pompous to say that my kids and my neighbors' kids can't have a cupcake, piece of fruit, cookie or pork cutlet just because theirs can't. What I said and you misunderstood is that sensitive people can simply bring something so they can be safe and still participate. It works. We did that way back when I was in school. Enough on that, it's off topic. Back to the topic. I didn't necessarily "save" money, but I did spend a lot less at Target. I needed foil and thought of it while there so I bought a roll on sale and rather than searching and looking and driving for a better price I got one there. I needed a hair trimmer since I broke two of them now, and found one last one for $9.99. Good enough price for me. Then I went past the clearance shelf and there was a far better one on there, but wasn't marked. Decided to check it in case someone left it there and it scanned up at $8.94. That went into the cart. Toothpaste on clearance 3pk for $2.25, and was waiting for a giant towel to go on sale and it was on sale this week so that was $2 off and I wanted two so I got them. Needed Q-tips and was getting the store brand until I went past the clearance rack and the name brand was on clearance cheaper than the store brand. So when I factor in I got things that I probably would have gone elsewhere to get, I may have saved some gas too, though I usually try to combine trips. There was a couple other things I got there too but don't recall offhand. Oh and I did save over $9 since the cashier charged me for three towels instead of two. I decided to double check that the towels rang in on sale and caught it. Usually I try to watch as the items are being rung in but this store has the monitor in a different position so I couldn't see it. Would have been really annoyed if I would have noticed it at home. Would have been nice to have gotten some compensation for it. Irritated with the cashier's attitude and blaming it on the computer must've scanned it twice. Yeah, it's the computer's fault! So check your receipts and happy frugaling everyone....See MoreSaving Time so You Can Save Money
Comments (11)I'm not sure I'll be much help on this subject since I'm just now decluttering and reorganizing my home. Here's a few little things I'm doing: Since I don't have a regular pantry (I'm going to make one somewhere, someday--lol) I keep all breakfast items in one drawer, like instant oatmeal, grits, hot chocolate, etc. So, I know in a glance what I need and don't buy extras. I just tear off the top of the pkg. and set the whole thing in the drawer. I also keep my ironing supplies on one drawer---irons, spray starch, etc. I actually had to buy a second iron because I couldn't find the first one---before I organized! I took all on my junky paper and cut it into note size, put it in my desk drawer. If I have pretty junky mail, or envelopes, I cut them up to use as gift tags or small note cards. I hate frying bacon, so I bake it now on a rack. It's healthier and I don't have to spend so much time at the stove. I actually baked a pkg. this morning, used it all at once---now, we have bacon for tomorrow. I don't have very many closets, so I'm using decorative tins and hatboxes (I went thru a hatbox-making phase a few years back) for storage of sewing and craft supplies, and anything else that I can't find a place for!!! LOL These things hold a lot, so I may not have to buy any shelves. In my foyer area, I have a narrow table with a mirrow above it. I just cleaned out that drawer in the table----I have a place for car keys (his & hers), gloves, hairbrush, and glasses. Since I wash my hands a zillion times a day, I keep either an old dish detergent bottle or shampoo bottle with soap, water (*and now hand lotion or baby oil mixed in) under the sink to wash hands with. I just saw a Dr. on Tv say that if you wash your hands too much and they're dried out, germs can enter your body thru the cracked dry skin EASIER!! They were talking about the flu viruses. He actually said that rubbing your hands back and forth, creating friction, would kill germs on your hands!! Rub your hands, rub your hands!!!!!!...See More- 10 years ago
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