Do Your Children Help You?
Marilyn Sue McClintock
8 years ago
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How do you educate your children to be financially successful?
Comments (17)I'm all for education being a "full time job". But what happens when parents aren't capable (OR WILLING, like mine!) to make that happen? How do you imbue kids with the resources to "adapt, improvise, overcome"? Personally, I think that is the more important question. Mericifully, I learned from the 'rents to "live lean". I can "squeeze a dollar 'til it hollers" with the best of them. I think it's important to give allowances. My parents never did that. Aside from occasional baby-sitting gigs, in a very rural town there were no jobs available. If I wanted to go to the movies I had to ASK for the money and justify the popcorn. IT SUCKED. I determined that once I had a job I'd never "go beggin'" again. How my practical parents missed the importance of an allowance escapes to to this day. Work=gain. Pure and simple. I was never able to hold a job until I was 18 (there were no jobs in my town and my work/study job the first one I have had!). Use of the family car was purely discretionary. MY use of it was predicated on my GPA. Straight As earned a sizeable insurance break... and use of the car! I may not have paid for the insurance increase, but I damn sure EARNED the "break". A speeding ticket or ticket for a moving violation would have grounded me for between 60-90 days. A car was NOT a "god given right" when I began driving, it was a priviledge, subject to parental vagaries, lol. My parents did a CRUMMY job of imparting to me the most fundamental aspects of establishing a "budget". They did it wonderfully themselves and I was a good "study", but they failed woefully when it came to actually TALKING about money and its management. Talking about money was like talking about sex... everything was cloaked in time-honored "mystery". A total fu**kin' waste of time! A HS student who works should pay "room and board". Put the money in an account for them (identify this as "savings" while stressing the importance of rationing a paycheck!). Talking about money and how to use it for your greater benefit is crucially important. Money is a TOOL, something we all have to use. Learning how to use it effectively begins with "baby steps"... savings, budgets, forestalling immediate gratification. The sooner kids learn that it costs money to live, work, and how to provide for that, the better off they will be in long run. They need to be informed that you have to take care of the BASICS before you can begin to "blow money". Savings. Basic budget. Fun money. I'm 47, with no kids. I've paid every note I've assumed before the term was up. I've never bounced a check. I work in the "trades"; work ethic was part and parcel of the way I was raised. But it would have been a lot less stressful had I been given the basic outline before I was 18. For me, it was as though I was dropped into the "deep end"; needlessly frightening and stressful. Years later I've only just become comfortable with the notion that I can actually SPEND money on something other than basic necessities. You shouldn't have to be honest, hard-working, and in your 40s to feel comfortable with your finances. This feeling was an option for me 20+ yrs. ago, but I was too afraid of money then!...See MoreWhat do you feed your children/grandchildren that they LOVE
Comments (49)I've never heard that "SWAN" but really that's it! They nickname it "Happy to Starve" in gastro school (per my gastroenteroligist) And many call it "Putnam's Syndome" but that's just a nick name as well given that Dr. Putnam has spent so much time analzying kids with this problem. They tell me it's a great deal like when you're told your child has died of SIDS. There is always a reason children die, but systemically they can't find the reason and so you get SIDS. With us, we got Putnam's or SWAN I guess (Dr Putnam is our doctor as well) :o( Eating disorders normally happen with children who have special needs, like autistic children, children with brain disorders, etc., but we don't have any of those problems so the fun part of this is dealing with insurance companies for treatment, when he has no official disease (his actuall diagnosis is Fail to Thrive without reason). The insurance companies seem to want him to go ahead and "Fail" and we insist that isn't the route we want to go. I learned abut the Kennedy Kreiger clinic on feeding disorders and while reading realized they were describing my child to a T! They do work with kids with much more significant issues involved in their eating problems (ie cleft pallet or inability to swallow etc) but they also have a place for the Jesse's of the world who just won't eat because it hurts. Somehow we need to figure out why it hurts before we begin treatment....that's the hard part. But fortunately we're going to do more poop testing first, instead of anything that will hurt him. Thanks for SWAN. I'm going to have to keep that on the tip of my tongue because I'm tired of having to explain this over and over and over to people who want to hear a name fancier than "Happy to Starve" (Which actually fits him to a T as well)...See MoreDo any of your children look like you?
Comments (35)danihoney -- My DH is also an adoptee. He was never told and only found out after his adoptive (and emotionally abusive) mother died. Our DS was about nine at the time. It took DH a little time to decide to search. I'd hoped very much he would find a loving birth mom, but she was so mired in her *shame* that she couldn't be forthcoming. She had gone on to marry his birthfather; had two children with first husband and two with birthfather; many grandchildren she was afraid would 'judge' her. However, even in that situation, he did meet his eldest sibling (half-brother) who gave him photos of the family. DH is a virtual twin of the youngest sib, a girl. Even though there was no big welcoming family, DH got what all the adoptees I've worked with got: a sense of who they are via birth and who via adoption; who they LOOK LIKE; and answers direct from the 'horse's mouth' about 'why' they were given up. (Only social workers and adoptive parents use the term 'placed for adoption'. it doesn't feel that way to adoptees and it doesn't feel that way to most birthmoms, either. Adoptees feel abandoned and most birthmoms weren't given the *choice* that 'placement' infers.) Search means flouting a whole society that doesn't want to think about a dark side to adoption, and it means giving up long-nurtured fantasies. Most people I know were strengthened by doing it and having sure knowledge to replace the 'maybe's' -- regardless of what was found. But, it has to be the individual's choice -- much as dear wives or husbands think it would be beneficial. I have been one of few adoptive parents who embraced search. Many were afraid to 'lose' their 'child' or that he or she would be 'hurt' by finding the truth. But, a strange thing happened after search, when the adoptive family almost always became stronger; there was no longer some unknown to fear....See MoreHow much TV do you allow your children?
Comments (18)SD10 has come from a family in Ca. that stops everything for the children. They actually run wild. Not something that I am used to at. Although SD10 is not wild, she is very well behaved, she does retain that "I am the most important person in the room" attitude. She has made progress and as her daddy makes progress (LOL) I think she will do much better. She made a comment after arriving here that sums it up quite adequitly I think. She was dead serious when she remarked..."I'm just not right anymore!"....She had never been challenged before she moved in with us. So here is a 13 year old boy and a 17 year old girl and myself refusing to be told how life works by a 7 year old....pretty funny. Dad would just let her have her way, she ran the show. Having her home for the holiday break is giving me a chance to work on things. She is limited now to 2 hours of TV unless we do a movie or something extra. She and I have played on the Wii together and she spent time at a friend's house. She was drawing in the living room when I came in here to post. I had a long talk with DS16 last night and he is missing the "old" days before I remarried. It has been difficult for him to accept SD's age/behavior. But then of course he was the youngest before she came along. I was quite sad about it, did a lot of crying and then decided that he and I should have a date night every so often. SD and dad could do a date night on the same night and that would give her his undivided attention. As far as extra activities....she is in an extra math and science class twice a week, private violin lessons once a week and church youth group once a week. We do trips to the library.....she loves to read. We also do church every Sunday and she is in Sunday school there. She has a pretty well rounded life. I do want to make sure that I am not picking on her. I know that she is doing what she has been taught and what has worked for her before the remarriage. I have to teach DH how to be part of family and not an outstanding individual so to speak. I don't mean that disrespectfully. Family dynamics from childhood play a big part in it, both on his side and mine. I remember my first SD being the same way and she was an only child not to mention the grandparents favorite. I had never seen adults stop what they were doing to watch a child dance until I met her. She wasn't even taking lessons. I thought...ok...when are we just going to sit and watch her breath!!!!!!!!!!!!!!!!! I was raised in a household where kids were to be seen and not heard and most of the time nobody even wanted to see you....See Morerob333 (zone 7b)
8 years agolast modified: 8 years agoMarilyn Sue McClintock thanked rob333 (zone 7b)blfenton
8 years agolast modified: 8 years agoMarilyn Sue McClintock
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