Question re health insurance wellness programs
10 years ago
Featured Answer
Sort by:Oldest
Comments (25)
- 10 years ago
- 10 years ago
Related Discussions
Health Insurance help
Comments (15)I recently had to have a biopsy for results gleaned from my mammogram from the state breast and cervical health program. I asked the nurse what would happen if the biopsy was cancerous, would the state program pay for surgery? She said she didn't know. She went on to say that the doctors and nurses intentionally stay ignorant of the programs, and who is covered and who is not, so that the exact same care is provided to people who are covered by insurance, and people who have no coverage at all. She said "people get all nervous about whether they have health insurance or not, but it doesn't matter to us." My insurance is by Anthem, catastrophic care only, many restrictions, and I also have a Health savings account. People think I'm nuts, but I actually like an arrangement that encourages me to be more active in my health and health care decisions. With apologies to Robert Frost, a hospital is a place where, if you have to go there, they have to take you in....See MoreHealth insurance has been stopped
Comments (14)This is what's wrong with an employer driven health care system. Wouldn't it be nice to know that if you were fired, you'd still be getting the same insurance for the same amount of money you were already paying? Obviously, the people who are afraid of universal health care are the ones that don't have anyone in their own family who are ill and don't understand the implications of what happens when an illness strikes. My daughter has diabetes and because of that, now has gastroperisis. Her husband left her and quit his job. So, I am paying for her Cobra although I am now earning 1/2 of what I used to due to the economy which is barely above minimum in some states. How are people supposed to survive? What if she didn't have me to help her out? She already used up her lifetime 5 bottle supply of free insulin. I didn't mean to hijack this thread but this makes me so angry, especially when so many people are uninformed and so insensitive....See MoreHealth insurance question and small biz
Comments (3)It is likely that those that get it through their spouse would no longer be eligible to do so if they were offered insurance through their employment all depends on that insurers rules. Have you checked what the premiums would be? It has been a long time since I did this, but for my exes business we offered the employees full insurance and the cost was actually less than $2400/year per employee. I guess costs have gone up a lot in the last 12 years. It was an HMO, but it was really good coverage and no referrals needed. I think in this case you don't really have much of a choice as to being able to make all employees happy. I don't think you can. In larger companies the choice is get the insurance or not - there is no other option. Guess you can only look at what the other options are for them as to if they went somewhere else what would they get. Maybe looking at what are the employees options elsewhere if they were to switch jobs would help you see if you need to offer something else or not....See MoreHow do you handle the high cost of health care insurance?
Comments (29)Chelone, I'm sad to hear that your mother has had to cope with some cancer. It is hard to deal with that - even if one's trouble is of one's own making. My family has a history of weak lungs, which I share. I started to smoke at age 16 and after a few months decided that I didn't care for either the taste or, being frugal, the cost - so quit. Now enjoying good health at age 75, I'm very thankful that I had the common snense to do that. And often suggest to others that I hope that they decide to quit, so increase their chances of enjoying such a prolonged and healthy retirement, as well. I try not to come off judgementally about it - and few have given a surly response. Some have thanked me. Hayjud, I hope that you were not upset by my rather joking and somewhat smart-assed suggestion that you consider moving to Canada. Seriously, have you considered taking on a part-time project to produce some income? The nice thing is that you are your own boss, you can do the kind of thing that you are interested in and good at, and can do whatever you choose at your own speed. You don't have the pressure to produce enough to live on - as you had planned to get along on the retirement income that was already in place. I subscribe to a newsletter that discussed some of the issues related to that just this week - can send you URL if you wish (don't know it at present - but can look it up). On the internet might be possible. Some sell on ebay, etc. I feel that it would be preferable if you have knowledge that you can sell, whether by newsletter, ezine, etc. Possibly even personal consultation, whether on the internet or even by phone. Easy to send the messages - better than having to wrap and ship products, I think. I find that it is difficult to find people to reply showing interest in your offer, let alone subscribing, for there is so much material there already. Many don't like what they see and have been turned off regarding the whole thing. I have an idea that might be of interest, which I've checked out around here, but have minimal information that might be helpful to you. Good wishes as you proceed with your retirement. I hope that you enjoy it and have the good helath to be able to do a number of the things that you've looked forward to doing for a number of recent years. joyful...See More- 10 years ago
- 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years ago
- 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years ago
- 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years agolast modified: 10 years ago
- 10 years ago
- 10 years ago
- 10 years ago
- 10 years ago
- 10 years ago
- 10 years ago
- 10 years ago
Related Stories

INSIDE HOUZZFor Houzz Pros: Learn About the New Affiliation Badge Program
Enhance your professional profile with badges showing your schools, associations and more
Full Story
ORGANIZINGPre-Storage Checklist: 10 Questions to Ask Yourself Before You Store
Wait, stop. Do you really need to keep that item you’re about to put into storage?
Full Story
REMODELING GUIDESSurvive Your Home Remodel: 11 Must-Ask Questions
Plan ahead to keep minor hassles from turning into major headaches during an extensive renovation
Full Story
WORKING WITH PROS12 Questions Your Interior Designer Should Ask You
The best decorators aren’t dictators — and they’re not mind readers either. To understand your tastes, they need this essential info
Full Story
GREEN BUILDINGConsidering Concrete Floors? 3 Green-Minded Questions to Ask
Learn what’s in your concrete and about sustainability to make a healthy choice for your home and the earth
Full Story
GREEN DECORATING8 Questions to Help You See Through Green Hype
With the ecofriendly bandwagon picking up some dubious passengers, here's how to tell truly green products and services from the imposters
Full Story
DISASTER PREP & RECOVERYHow to Prep for Disaster Insurance Claims
Tools and tips for making an inventory list, documenting damage to your home, and working with your adjuster
Full Story
MOVINGHiring a Home Inspector? Ask These 10 Questions
How to make sure the pro who performs your home inspection is properly qualified and insured, so you can protect your big investment
Full Story
WORKING WITH PROS10 Questions to Ask Potential Contractors
Ensure the right fit by interviewing general contractors about topics that go beyond the basics
Full Story
REMODELING GUIDESConsidering a Fixer-Upper? 15 Questions to Ask First
Learn about the hidden costs and treasures of older homes to avoid budget surprises and accidentally tossing valuable features
Full Story
User