Joyfulguy
11 years ago
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How to get $1. 00 charitable value for 50 - 60 cents
Comments (7)I have to take a Minimum Required Distribution every year from my retirement account since I turned 69-1/2. However, every year Congress allows an up to $100,000 non-taxable distribution from such retirement accounts to whichever IRS-sanctioned charity or charities you specify. Since we don't even approach using an itemized deduction on our income tax to take advantage of a non-taxable charitable contribution there, but rather have to use a standard deduction, this is a neat way to take advantage of the US tax laws & a win for the the charity I would annually select anyway....See MoreRequest for nutrituional information
Comments (10)OJ, you are correct.....we don't reap the high fiber benefits of flax unless it's ground up. It's a good idea to buy whole flax, because it can be stored for long periods of time. Then, simply grind up small amounts at a time....not any more than you'll use in a few days. A blender is not the right utensil for this job. We purchased a very inexpensive coffee bean grinder just for flax seeds. I don't have a blender...perhaps they come equipped with seed grinders. My new Nitribullet has a separate blade just for seeds and hard nuts. So, that tough little hull is useful for keeping these this 'super food ' fresh......but unless we break into it, we don't get the nutritional (which are huge) or cleansing benefits. Does that answer your questions? As I recall, wr didn't spend much more than $10 to $15 bucks at Wal-Mart for the grinder a few years ago. If you happen to have a Braun hand blender with the attachments, you can grind them up easily....See MoreCheapest trip to over half a dozen countries
Comments (3)These short-term visits to many countries are still available. Daily. The Dutch one, at 1:05 a.m., often takes you for a rather in-depth visit dealing with a variety of subjects in different countries. Cost still the same - zero. Does this, like many offers on the internet, sound too good to be true? It's straight goods - just try it for yourself. There need be no commitment on your part, such as giving your name, address, phone number, etc. Just listen. No air tickets, airport taxes. No currency exchange fuss. No passport required. No sitting in airports waiting for flight delays. No security checks. Best deal in town, I'd say. ole joyful...See MoreHappy Belated Birthday Joyfulguy
Comments (1)Thank you - that I did. Repaired some pants - patched back pockets so that my keys don't fall out. Now I have to fix some holes in the floor of the van so that my feet (or those of my passenger) don't fall out. Like they say - be sure to wear your seatbelt! I think that's going to wait till spring! Darned some socks. Daughter called from the Caribbean, renting a sailboat with friends and scuba diving - for upwards of two months. Was recently laid off and returned to Canada (which included paying off the lien on her recently purchased automobile before she could bring it across the border). Brother called, the retiring farmer in Saskatchewan with whom I spent our first Christmas together in many years. Son (local) and a couple of friends. Will probably go out on the town with son and daughter on her return - in a couple of weeks. Renewed my auto licence and driving licence the day before - after Senior Men's Coffee gathering in church which I attended as a kid (where I sang in choir before voice change). They had a cupcake each, with one candle on top, for another old guy and me whose birthdays are in January. With the increase in consumerism and so many of us feeling more pushed than a few years ago, seems to me that we seniors, many of whom enjoy the privilege of pensions, should do what we can to volunteer in our communities, to help things run more smoothly in our society. With many grandparents living so far away, perhaps some of us can be substitute Grandparents for some local kids. What a great world that we live in! (And - we should take better care of it, not mess it up for our grandkids). With a wider variety of cultural patterns in our community and country as a result of increased immigration in recent years, it is important that we learn of the ways of life that others have followed. I've found that, if one listens when living among people of different cultures, often the way that they do things makes a lot of sense - after all, their forebears have been improving their society for many generations. We need to become more familiar with other religions, as well. Good wishes to you and yours for the days ahead. ole joyful...See More- 11 years ago
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joyfulguy