Determining insurance value
chrissyb2411
10 years ago
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debrak2008
10 years agolast modified: 9 years agoUser
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determining value of old Lalique vase
Comments (1)Value is what someone will pay. Replacements.com may have prices on what they are asking...but will someone pay that? Are you looking for value for insurance? To sell? Or just "because"? As I often say...Lucky you! Linda C Here is a link that might be useful: About Lalique...See MoreDetermining value of coffee table
Comments (1)Leather topped tables are fairly easy to find, although not all will be in the best shape since they are from the '30. I have two, both round, and wouldn't consider them end tables since they're taller in height. I don't think there's much value in any of them, although your kidney shaped one is a bit more unusual. I paid $30 each for the two I have, but a coffee table could fetch a little more. The shape may/may not get you more....See MoreFire Insurance. How do you proove value?
Comments (10)We live in a sever fire zone in the Southern Sierras I have a complete household inventory on zip drives. We update regularly and I do take pictures of every open drawer, cabinet nook and cranny in the house, garage and out buildings. Even with a high deductable I wouldn’t anticipate any problem getting the full value of our content insurance. According to our insurance agent pictures are a great tool along with any documentation. My DD has a copy as does my DGS plus the pictures are on my iPad. A few years ago I made some phone calls and found out I could get copies of purchase history from places like Costco and such, I can go back years on my ordered from Amazon, the same for eBay and I can get copies of back visa bills for I think 5 years. We put everything possible on the Visa card. I keep any important recipes in a safe we have in our grandson’s home out of state along with our personal papers and original trusts I keep copy’s here at home. We have been evacuated several times in the last 30 years we have been very lucky but we know people who last everything and the fireproof safes they had were mostly gone the ones that were intact only has ash inside. I know one person that her insurance company made her list everything with date purchased and cost. I spoke to our State Farm agent and he said some times they will do that and sometimes not. One time a water dropping helicopter came down so close to our house it shook it badly enough to break a water pipe. Our insurance paid for an 11 day stay at the Marriott while everything was fixed the only issue we had was the Marriott was 60 miles down the mountain. All we can do is keep everything cleared around the house, have an evacuation plan and make sure we have everything possible on our insurance policy to cover us. Make sure you have building code upgrades and demolition some policies don’t automatically include them. A safe deposit box in a vault at a bank is great if your bank is not in the fire zone plus anything you have in the box is not insured by the bank and may or may not be covered with your home owners insurance....See MoreMaking a Diminished Value Car Insurance Claim?
Comments (5)Insurance claims adjuster here, and we address these sorts of claims all the time. Not me personally (I handle injury claims), but another dept. To start with, you'll want any paperwork you've got from the purchase of the vehicle, as well as records of any maintenance/service that's been completed. Expect that the process won't really start until after repairs are completed. Ask the adjuster who is doing the vehicle damage estimate. If you don't get some movement, go to his/her supervisor....See Morechrissyb2411
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