Won't belabor the point with a banker, and would leave it as one's personal choice to include or discount one's home in an overall financial picture. This is not any kind of judgment on anything; no hidden agenda to pit those who have much vs those who have less; no twisting statistics resulting in the probable exclusion from the Saturday afternoon margarita group. For what it's worth... From Wikipedia: "according to the financial assets measurement, equity in one's principal residence is excluded. So are all other fixed assets, such as the car and furniture. In recent years homes have become very valuable. In some/many neighborhoods, the average house is worth much more than $1 million. For this reason there are many people in (multi) million-dollar homes whose net worth is far short of millionsin some cases the net worth is actually negative. (For example, the owners of the $6m house) For this reason, those who market goods, services, and investments to high net worth individuals are careful to specify a net worth 'not counting principal residence.'" From Real Estate Investing: "There are many ways to own real estate and incorporate it into a portfolio. Although a primary residence is considered to be real estate, we typically do not like to include it as part of the overall asset mix for investment purposes. Most people do not use their house as an investment. They use it as a place to live. It is their security. An investment is something you benefit from, either via an income stream or capital gain. Most people do not sell their house just because it goes up in value. If they do, more often than not, they reinvest the proceeds into another residence. The only time we would consider including the residence in the asset allocation mix is if there are plans to sell the house in the future and convert the proceeds into another investment  not a primary residence."

Despising the wealthy solely because they are wealthy and for no other reason is one of the last socially acceptable prejudices in the United States. Just because someone is vulgar doesn't mean they made their money by illegal, unethical or exploitative methods, and a drug dealer or human trafficker might have exquisite taste. As far as the Victorians go, the Victorian era was a lousy time to be poor or working class in many ways. Poverty was considered a character flaw: if you were impoverished, it was your fault. The lowest level clerk or servant might get no more "salary" than permission to sleep on the floor someplace. A bootboy might not even officially get meals--he might only be allowed to eat off the dirty dinner plates before they were washed. I am not bothered by the price tag, I am bothered by the attitude about it. But Americans seem to be both fascinated and repelled by "other". On another channel, you get your own media attention by being obnoxious white trash.

Apart from the climate/vegetation setting, it's very much like mine ......... that I dream about, LOL. Even if you had the money to get it built you'd still need plenty of money left over to keep it running and for maintenance.

I don't like the idea of LVP because of the environmental impact. I have been hoping that with technology there might be a super water resistant coating for hardwood floors. I have looked at Vermont Natural Coatings Super Whey 3500 which is used in commercial buildings, hotels, & restaurants. Vermont Natural Coating Whey water-based poly coating has been used on many sports/ basketball floors which do get lots of wear but not much water/ liquid spills that sit for at least 8 hours. I would never put wood in a bathroom. I have a semi-open concept home. The kitchen is open to the family/ great room so matching flooring makes the room look bigger and more elegant. The entryway flows into the back great room area so I prefer the main floor being the same flooring. I have seen how the water-based poly coatings on solid hardwood wears quite terribly over the years especially in front of the sinks, stoves, and refrigerators. Every design show makes the main floor all wood now unless it's in Florida where they use tile or LVP. The exception is the mudroom/ primary entrance from the garage being tile IF the main floor is hardwood/ engineered wood flooring. I have been looking at the new waterproof engineered flooring but many reviews show many brands have poor scratch resistance. See: https://www.flooringstores.com/blog/waterproof-hardwood-flooring/