Yes - you're right. When you pull off the grid, you first use up your credits. Then you either buy additional power from the electric company. Or, if you generate more power than you use, you get paid for the excess by the electric company. I'd have to check my notes - I think it may be annually. If you think about it - the days are longer in summer, so you will generate more power. Days are shorter in winter, you generate less power. So you most likely will pull more power off the grid in winter, pull less power in summer. So things would even out over a year. The SRECs are completely different. And I still don't have my head completely wrapped around them. They are Solar Renewable Energy Credits. The utility companies are required by law to generate a certain portion of their electricity by solar. They buy these SRECs to comply with this requirement. If they don't have enough SRECs they are fined. From srectrade.com In SREC states, the Renewable Portfolio Standard (RPS) requires electricity suppliers to secure a portion of their electricity from solar generators. The SREC program provides a means for Solar Renewable Energy Certificates (SRECs) to be created for every megawatt-hour of solar electricity created. 1 SREC = 1,000 kWh of solar electricity = 1 MWh of solar electricity 10 kW solar capacity = ~12 SRECs per year The SREC is sold separately from the electricity and represents the "solar" aspect of the electricity that was produced. The value of an SREC is determined by the market subject to supply and demand constraints. SRECs can be sold to electricity suppliers needing to meet their solar RPS requirement. The market is typically capped by a fine or solar alternative compliance payment (SACP) paid by any electricity suppliers for every SREC they fall short of the requirement. The sale of SRECs is intended to promote the growth of distributed solar by shortening the time it takes to earn a return on the investment. Once the installation of a solar system is complete, the system must then be certified by the state(s) in which it is eligible to sell SRECs and then must create an account with the tracking platform used by that state. Once registered, every month, the tracking platform will issue SRECs based on the generation of your system. In some states, estimated generation is used for systems under 10kW, while all other systems are required to submit generation on a monthly basis. One SREC is created for every 1000kWh of electricity created. For example, a 10kW system can generate approximately 1 SREC per month. However, it is up to the solar installation owner to decide how to manage the SRECs that are produced. Some states will certify solar electric systems from out-of-state and allow the SRECs from those facilities to count towards the RPS. The map above shows what state individuals can sell their SRECs into. Here is a link that might be useful: srec trade dot com

Hi Kids, Thanks for starting this thread, saramynn. We also have a graduation in May, and have been trying to come up with somthing as a gift. When I think of a graduation gift I like to think of something that will have meaning to the graduate throught the years and remind them of their accomplishments each time they see it. That being said, I'm not crazy about a gift of technology just because of it's short life span. Money is always a safe bet but does not have that personal touch. I think I like sherrmanns idea of the Waterford crystal. Even if it was a smaller piece and then give an additional gift of cash. Thanks Kids, now I have a direction to go in. Good luck to everyone involved in there own quest for the perfect gift! sooey

agree with coleen. there was this story on parents forum. This one lady posted her story as estranged parent and how her DIL treated her poorly and that's why she does not talk to her son or somehting of the sort. It did sound like a real story. But people made suggestions to her that she might be too harsh on her DIL and her son, so she should try to treat them nice because they sure cannot be as evil as she decsribed. She got upset and dissapeared. But then as time passed some newly registered member posted a thread about her MIL, in this thread this "young lady" was telling the same story but now from a position of DIL. and she portrayed herself as selfish and mean DIL. Now everybody is yelling and screaming: how dare you be so mean to your MIL, you are so evil and selfish. As time passed though it turned out that that same original poster (MIL) created a new name and decided to impersonate evil DIL as to convince everybody that DIL trully is evil. When it was uncovered both posters (or actually one under 2 names)dissapeared. So people do bizzare stuff to prove the point or waste everybody's time. On the other hand it is OK to discuss hypothetical situation with the wedding or with whatever else even if it is made up. Who cares if it is real, it is not like it makes a difference for us, right? The only difference is that with real story people can provide clarifications and true details to help with discussion but in made up stories we don't have that.

Yes, my biggest concern is being over shadowed by my own selfish reasons to change their last name or it is something that I would of already done. I have a both a friend and an aquatint who never knew their biological father and the day they turned eighteen, they legally changed their name to their step fathers last name. Based on their personal experience they both encourage me to change the childrenÂs name. Regardless of the name change, I still plan to go ahead with the adoption. I believe that this would be in the best interest for the children for several reasons. One, if I die, then two of my three children become wards of the state and regardless of my wishes, legal Will, etc. It will be up to some Judge to decide who/where these children live. Usually, the courts follow the wishes of the deceased parent, but there are no guarantees. This way their step father will be able to continue to raise them and if for some he feels that he can not handle this responsibility, then I would like the children to be raised by my brother and his wife and it would be step dads decision, not the courts. Secondly, the research that I found states that little girls raised without a father influence, have a ten times greater chance of turning to a life of drugs and/or prostitution. And little boy turn to drugs and crime. Thirdly, if DH and I get a divorce, I would like the children to continue a relationship with him. My DH oldest son  a question of paternity arose when the child was only three, however, paternity was never legally challenged or determined and his name is on the birth certificate. However, his ex-wife used it as a weapon, every time he tried to divorce her. He waited until the child was twelve and could tell the courts that he wanted to live with his father and called her bluff. Needless to say he lives with us. I know that if the adoption goes through and if we fight for custody  I run the risk of loosing  Fourthly, Now I carry several very large insurance policies and when a lot money is at stake, who knows who will come out of the wood work to fight for custody. Most of the money will go to my brother for safe keeping, regardless of who gets the children. I trust him completely, but there will still be quite a bit of money that would go with the kids. My husband and I considered changing the beneficiary to him, however, he is not real good when it comes to money and feels that he would do better if my brother budgeted the money for him. Finally, I believe that it is in the best interest of the children to have a legal permanent Father. Back to the name change issue  My first husband choose to go out with his friends that night, he choose to go to a shady establishment, he choose to get involved with shady characters and I personally believe that this is what contributed to his death/murder! However, the police department did nothing (not like on TV) they did not even go to look at the scene until almost a week later. Even though there were several reports that the owner of the establishment chased him into the street at gun point  the police did nothing. I know that he did not choose to die, but I cant help being angry at him for making the choices that he did that night (Yes, I have been in and out of counseling) . However, I donÂt want to change the childrenÂs last name because I am angry at the biological father. That is why I have been desperately searching for some kind of psychological research on the pros and cons of changing a childÂs last name. As for RosieL response  As far a telling my 5 year old that I was wrong and cant change her name I will not lie to her. She is an extremely intelligent child and I believe has been blessed/cursed with an impeccable memory. It would only be a matter of time before she will discover the truth. She blew my mind the other night when she described in detail a memory that she had of her biological father (at only eight months of age). I have never told the story to any one and no one else was present except the three of us. I would rather be straight with her and tell her that I choose not to change her name and when she becomes of age, it will be her choice. She has been identified as extremely gifted and is enrolled is a special school. Currently, I try and keep their fathers memory alive with happy stories. I work real hard to maintain a relationship with their biologically grandparents and Aunts/Uncles. In MOST cases, these relationships are too stressful and end up going by the wayside. It has been and continues to be difficult on both sides. However, we keep trying. Eventually they will learn the truth of the shady circumstances surrounding his death. If by no other means, by public access to the police records. What would this do to their self esteem/ identities thinking that their legal father choose to go out and get involved with these characters instead of a life with them. As for mom_2_4 response ÂMy gut tells me there's a little coaching going on here ...  The only coaching that I do, it to encourage their current last name. As for mom_2_4 response ÂI don't blame your deceased husband's mother for being upset -- these kids are the only thing she has left of her son. And you're trying to take that from her, too. She is o.k. with the adoption and the adoption is what will take her legal rights away. She is o.k. with changing my daughters last name. She is not o.k. with changing my sonÂs last name. I guess that I am still torn over the decision to change their last name or not. I just wish I could find some research done by professional on the subject.