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Social Security

20 years ago

I retired (a little early) at the end of 1995. Since that time I've continued to work some each year, some years making several thousand dollars. My Social Security has gone up One Dollar ($1.00) as far as a yearly increase because of additional earnings since that time; of course, I get the usual cost of living raises. When I have called S.S. and asked them why my S.S. has not gone up in light of my constant working, their answer is that they take these earnings and apply to years in the past in which my income was not very much. My next thought is: "Well, if I had not worked at all since I retired, my S.S. would have stayed the same - it wouldn't have gone down, right?" Have any of the rest of you had this or a similar experience? It just seems unfair.

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