Any childless by choice married couples out there?
24 years ago
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- 21 years agolast modified: 11 years ago
- 21 years agolast modified: 11 years ago
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Finances for married couples
Comments (16)This is absolutely a topic where each couple has to forge the method that works best for them. There is no one right answer, no wrong one--as LONG as the couple makes their method work. I personally feel extremely strongly that couples need to keep their money separate. DH and I have been married 37 years, have always had our own accounts, our separate investments, etc--and not once EVER have we fought over money (plenty of other things, but never money). After all, being married doesn't make you one person--you don't automatically merge and start using each other's clothes, shoes, jewelry, do you? Of course not. Most couples I know have separate cars--they may occasionally use each other's car, but for the most part, each drives one more than the other. There's absolutely nothing wrong with keeping finances separate. DH and I--while both frugal and very fiscally responsible--have differing investment preferences. I can't imagine having to balance a checkbook every month that's being used willy-nilly by 2 people--it's much simpler to each have your own. Aside from the convenience factor, every person, IMO--should absolutely have enough money put away, IN THEIR OWN name so they can get along for at least 6 months or so. Any number of different disasters can affect one's ability to access community funds. Death, a split, a partner who suddenly decides to empty the joint account, legal action, etc etc etc. I've known too many older women who let their husband's manage/control the family finances who, at the worst time of their lives had to deal with not only losing their husband and planning a funeral, but having also to try to find and understand all the various investments, insurances, savings, etc. When you manage your own money, all your life, you don't have that panic to go through. As to the person who couldn't understand nor agree with individuals wanting money that they could spend without accounting for it? Well, even in the best relationships, one may want to buy the other a special gift--without having to ask for, or justify using the money. To me, as I said above--money is exactly like shoes. It does NOT adversely affect a relationship if each person keeps their shoes and money separate from the other. In our case, I have been so effective at managing my money, that even though I havne't worked full time in over 28 years, I had enough money saved, to be able to buy--on my own--our retirement home 2 years ago, and maintain it financially. I'm proud that I was able to do that for my husband. And he has so much respect for my money managing ability that he recently received a sizable inheritance that he immediately handed to me, and told me to 'do what I wanted with it'--knowing full well, I will care and grow that money for our retirement years, as I have with all other money I've gotten my hands on in the past 4 decades. I'm not saying that our method is right for all (even though I do believe everyone needs some money of their own), but I do wish to illustrate that there are many, many different methods that couples can use, that may work for them. Lastly--I have to make this point--if you knew us, you'd agree that there are few people you know in life who are more married, more devoted to each other than my DH and I--keeping money separate is NOT a detriment to a good marriage, any more than dumping it together will insure one will never get a divorce. Every couple is different, and the more important thing is that the two of you work together, agree on how you will manage money, and then follow through responsibly....See MoreChildless, not by choice.
Comments (2)Just wanted to say, I'm childless not by choice, but because I didn't ovulate properly. I would have probably had to have taken fertility drugs to get pregnant. By time I found this out I was in my mid 30's and really didn't want to start a family then. I began peri-menopause at 38. Sometimes I wonder what will happen to my husband and I when we get old and he said the state would put us in a nursing home just like our kids would if we had any. It isn't the worst thing. And in this day and time, when I believe Jesus is coming soon, but probably not before things get worse (like Sept. llth and Anthrax) it is better not to have little ones, the Bible says that. We have 5 cats instead, all inside, so I am kept plenty busy. They are much like children. With adult step-children you may one day have step-grandchildren. Don't worry to much about it. I do have that lonesome, empty feeling sometimes until I hear some child screaming in the store "Mommy, I want that.", and there is no relief unless the toy is bought or the kid leaves the store....See MoreAny childless stepmoms here?
Comments (72)"Mistihayes and ima clearly just want to argue with me for the sake of arguing. I am quite sure if one of the other SM's were to criticize corporate farming, they would agree wholeheartedly." I'm not just arguing for the sake of arguing. I think you are wrong. I don't disagree that family farms can't fairly compete with corporate farming. Without corporate farming, there would not be enough produce, dairy or meat. Small farms don't produce enough to feed everyone and the prices would be outrageous if that was the only option. It's not fair to blame corporate farming per se, when it is a matter of supply & demand. and to be honest, I have never thought of New England and thought 'dairy farm', I think of clam chowder. Now, if you said Wisconsin, I'd think dairy farm. I'm sure there are small dairy farms throughout the country that produce better quality products and aren't getting rich doing it. I'd think they would stay in it for the enjoyment they get by producing their product. This whole issue got me thinking about when I was a kid. My mom used to take me downtown to get my clothes and we'd shop in the small boutiques on main street. Back then, it was a small town. (about 2,000 people) and now, it's grown to over 40,000. Main street has become a tourist attraction with mostly antique stores. All the boutiques are gone and Wal Mart has become the place to shop. I think it's terrible for the small business owner when a large corporation comes in and they can't compete. However, there is such a huge demand for low prices and variety of selection that those small stores didn't have. There have been a few stores that have tried to open up and last just a few months. I'll shop in them when they are here because I support small business, but the prices are quite a bit higher and when you have to put gas in your tank and support children, you can't always spend that much more. misti, "Anyone who lives in a big beautiful home is rich to me. Kind of a simple way of defining rich." I thought that way too before I started doing what I do now. There is a community in the next town over that developers came in and built extravagant luxury homes in an exclusive (gated) community. These houses were selling like hotcakes for half million to well over a million. (the half million dollar homes were not too fancy or big, kinda plain) Many of the people that bought these homes had sold their homes in the bay area, where shabby homes can cost over a million. They came here and got interest only loans and used the money from the sale of their old homes to have fun. They bought boats, hummers, jet skis, ATV's, just a lot of toys and spent weekends enjoying it. They must have figured with the housing market so hot, they'd be able to do an interest only loan for six months or a year and during that time, the equity would grow. My sister bought a house and she gained $30k in equity before it closed. Then the market turned and values began to drop. I've served many foreclosures and evictions in that gated community. The developer is being sued (I served him last week) and most of the homes are now vacant. There are for sale signs all over the place. It looks like a ghost town most of the time. A year ago, if you said 'I live in _______'(name of the community), it meant "I'm rich" (and most of the people that did live in there would say it in a pretentious way, as to say "don't you know who I am?") but now, if someone says they live there, I say "really? you haven't lost your home yet?" Okay, I don't actually say that but I do think it. I guess my point is that people that live in big beautiful homes may be mortgaged to the eyeballs and losing sleep over it when others are looking in from the outside saying 'wow, they have it all.'...See MoreShould married couples be split up in a wedding party???
Comments (56)You write, “I have not asked her anything. We discussed aspects of things of this nature years ago and for the most part she agreed at the time. Maybe she still does? Maybe she changed? Maybe she never really meant it? I don't know. But I have said nothing to her about this since she brought up being a bridesmaid months ago.” i am confused. This is so important to you, but when she told you about being a bridesmaid, you said nothing. Months passed and you said nothing. The wedding is tomorrow, and you’ve still said nothing. Nor have you confirmed what you hoped she feels about this. What‘s the plan here? Just let her think everything’s fine, and then she comes home from the wedding to find you gone for good, with no warning? This sounds like a pretty sneaky test. It’s one thing to ask that she make sacrifices for your feelings. It’s quite another to require that she read your mind as well. You talk about a “clear” line -- how clear can it be to her if you haven’t said a word? It is baffling that in all these months you never told her how you felt, how important this is to you, that you really don’t want her to be in this wedding. Even if you tell her now, with just hours to go before the wedding, you are putting her in an impossible spot. You never just asked for what you want and need. You never gave her a chance to succeed. That’s what loving spouses do. Which terrible outcome are you hoping for? That she will read your mind (or listen to an eleventh-hour ultimatum — because that’s exactly what it would be) and back out of the wedding, which will make everyone she knows think forever that you are a world-class controlling jerk? Or that you will have an excuse to walk out? Those are the only two outcomes you have set up. I strongly encourage you to consider a third: accept that your wife is going to be in the wedding and attend graciously without complaint as her escort. If you don’t think you could pull that off, then plead illness and stay home — a very rude thing to do, but much better than spoiling someone's wedding. Next time, you can talk it over first, and maybe get a pleasant surprise. It wouldn‘t mean your feelings and opinions are wrong at all. It’s just being a loving and caring grownup spouse, and playing fair....See More- 21 years agolast modified: 11 years ago
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