DS has a checking account with one of the largest banks in the country. He got a debit card and checks. He NEVER writes checks, always uses debit card. So when he went to college he left check book at home. He lives in one of the four states in the country that does not have this bank. None of the banks in that state are in our state. So, he would send me his paychecks from his job on campus (paid monthly) to deposit in his account back home. Then the last time I went to do this the bank told me I need his account number?! Fortunately my husband had it for some reason. Then, DS was paying his tuition for the first time directly from his account and realized he could not do it by debit card, (Too big of amount, he can only use the debit for $400/day. I had to overnight his check book. This cost me $17.00. I collected payment for a school fundraiser for dd. One of the checks bounced. I was charged $15 and had to cover the check amount. If I wanted my money I had to go after the check bouncer(who just happens to be related to dh.) I couldn't do it. Didn't have the guts, and didn't want to embarass them. They are always living on the edge, mainly because they do stupid things, but still, couldn't do it. They had to know it bounced. It had to come back insufficient funds. Now I know why some small businesses won't accept checks. I had already paid for another student's share because dd told me her single parent had just lost job. Very expensive fundraiser for us.

Jstropic, my DH used 1/2" conduit(sp?)Pipe and PVC for sprinklers that we bought at H.Depot, and cut it with a hacksaw. I cleared all the mulch off during the day to catch as much sun on the soil, I wrapped the lights on the highest part of the trunk, and laid the rest of the Xmas lights on the ground, covered it up around 5-6 pm and turned the lights on around 7 pm and didn't turn it off till the outside temps got above 40 degrees. I was also lucky enough to get some of these plastic Xmas light stakes that were clearanced at Wmart, that I used to tack down the frost cloth, since it was windy that night. Main thing was to keep the heat from the lights inside. Make sure the cover goes all the way to the ground to retain the heat. I ordered my frost cloth online, since the stores here only carried the very light weight ones. I bought the medium grade, I think it is 1.5 Oz. It came in 12'x50', you can cut to size. I'm sure there are others out there that are just as good, and come in different sizes. You are lucky though since you are in zone 10, you should be a little warmer than me. I live 2 hours south of Orlando. It is a lot of work, but for me I love Mangos and lychees, so I really wanted these trees to survive so it was well worth the extra work...

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We only got 1/2 inch from this week's drizzle and expect the well drained clay areas will be dry enough to till to 3 or 4 inches after 2 days of sun; though with more rain in forecast, who knows when the shady spots will be ready. You'll probably have to wait longer if you already have your amendments on top of the clay. Key point is that "damp" is different than "wet". We've been tilling parts of our blacklands prairie clay lot for the past several years. I use klem1's observation: if clay sticks badly to the tiller, it's "wet", otherwise it's just "damp". Another rule of thumb I've heard and seems right to me is that glazing when clay is turned with a shovel indicates it's still "wet". I defer to experts, but my impression is that the concerns about soil compaction from tilling wet clay largely come out of the repetitive tilling done in agriculture; so more a concern for someone who tills a vegetable garden or annual border once or twice a year, but less so for a one time pre-planting till. It's cumulative as a function of the soil exposed to the pressures on the working edges of the tines and under the wheels and feet. The more common issue we've had with single tills has been the crusting that can occur when disturbing the soil structure while wet. One countermeasure for both compaction and crusting is to add organics, which you are fortunately already doing anyway.