Your best money-saving tip...
saftgeek
16 years ago
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sniffdog
16 years agolast modified: 9 years agorushmom3
16 years agolast modified: 9 years agoRelated Discussions
Share tips on saving money on gardening
Comments (22)For nursery pots I started using old food cans, and pop bottles cut down to about 6" deep, & poke a few holes in the bottom. Seed saving from one year to the next. You can't save seed from foods you buy at the grocery store because most are hybrid varieties and won't reproduce true. You have to start with heirloom varieties, and save those seeds. Make my own compost from leaves, paper, grass and kitchen waste. You cut down on a lot of trash by composting junk mail and boxes that canned pet food comes in. Cardboard makes good compost, as does newspapers, paper grocery sacks, clothing labels, dryer lint and cereal boxes. Make your own seed starting mix from peat and perlite, because it needs to be sterile to prevent damping off and diseases that attack tender new growth. I make my own potting mix from screened compost, sand, used seed starting mix and perlite. It's especially important to have a loose, open potting mix with my nursery pots that have straight sides (cans and pop bottles) otherwise it would be too difficult to get plants out of them for up-potting. Cheryl...See MoreIs this Safe? from '10 Money-Saving Tips for Buying Meat'
Comments (2)I'm not a butcher, but what I understand is that "wet aging" is the euphemism they've come up with for the product of huge meat processing plants, where they have the meat wrapped up in these individual vacuum-packed plastic bags - now I'm seeing not only the big pieces of meat like 20 lb pork loins and similar sized hunks of beef strip loins/rib eye, but smaller cuts as well, coming from the factory. "Dry aging" is what they do with meat in the cooler before its cut up - that can vary from a few days to weeks. And I understand that this is how the fancy steak houses do it - they buy the large cuts of meat that you refer to, then wrap it in cheese cloth or something similar that 'breathes' but protects the meat from drying out too much, changing that wrapping every few days in a cold store, and the end result is a steak they can sell for $70 a plate. But leaving a piece of meat in a sealed bag for an additional 3 weeks after you buy it? I don't think I'd try that. I'd guess that the "best before" date stamped on those big sealed packages is there for a good reason....See MoreMoney Saving Shopping Tip
Comments (12)Cure? Is there a cure????? I think you are outa luck on that one Kathleen. LOL I keep telling myself to just not go to any of the stores that have the neat dishes and accessories--but I do love to browse and see all the pretty things. However, looking makes me want some of those and more of that! Even my little 4 year old GD told me she has the "I wants", I told her I have the same problem. I asked her if she was ready to go to work so we'd have more money to buy things. She said "Gramma, I don't know how to work, but we could ask my Daddy to give us some money so we could buy them!" Out of the mouths of babes! LOL Of course I told her I thought that was a wonderful idea! ;o) Luvs...See More28 Tips To Save Money
Comments (5)On #s 15 & 16, I think it's important to point out that often the alternative to refi and the like is simply pay down the principle! Especially if you're early in the mortgage, every nickel you pay toward the principle means the balance of the loan's interest on that nickel goes into your pocket. Ol' Joyful, I'll need some of your expertise here, but could you figure a rough calculation of an average type house loan, average refi costs applied to the current loan and how that would compare in the end? I think it'd be interesting. Also, said before, but often people think they "need" a new car and don't consider if they put some money into the old one, it'd save in the long run. Remember, new cars have higher insurance and license costs so there's more than the initial price to consider. I would take a bit of issue too with the convenience store avoidance. You could actually save money if wise. Often, convenience stores sell eggs, milk, bread etc at very low prices, often far less than the markets. Plus it's not a special trip, saves time plus there can be (tho not guaranteed - it's up to you) fewer impulse buys. The longer you're in the grocery store, stats say you'll spend more. Again, it's how savvy you are, but be careful. #18 (Shudder) Buyer's Brokers are seldom a good thing. Let's face facts, no real estate agent/realtor or the like works FOR the buyer! Who pays them? The seller. How do they get paid more? By "benefitting" the seller. There's no way the buyer benefits from realtors. The fewer the better in most cases. Why? Because you can often negotiate the realtor fees. If you have one realtor taking the entire commission, it's far easier to negotiate them down than to negotiate with multiple agents and try to negotiate down when they're getting 1/4 or less of the commission. Beware of this statement and check into these claims. You're far better off to have a good real estate attorney on your side. S/He'll be working for YOUR benefit. Mine found problems in the paperwork and embarrassed the daylights out of the stack of realtors, closers and the like at my closing! It was hilarious! Now as for the inspector, yes, that can be worthwhile, but don't use one recommended by the realtor (kickbacks) and make sure you know what they're inspecting, their qualifications and the like. A good alternative can be a trusted friend with qualifications. Hire like any professional. Realize, though, that the inspectors DO NOT GUARANTEE the house! So if they overlook something, it's not their fault or responsibility and they won't be doing anything for you so know what you're getting. A title examination, especially of abstract properties, can be very important especially if you don't know how to read an abstract. Torrens is less problematic. Buying a home brings up a pandora's box of potential problems and far too many to go into here, but there's some things to be careful of. #21 Consumer Reports is a pet peeve of mine. They're often very biased in their reporting. Plus, keep in mind that they do not "test" ALL models and versions, even of similar products! Do you realize that the washer you buy at Home Depot is different than the one you buy at Best Buy and they're both different than the one you buy from a mom-n-pop dealer? That can have significant differences in the specs and needs. One can have cycles and features the other doesn't. Don't get caught up in the CR myth. Read their magazine with a shaker full of salt and do far more research than CR. You'll be doing yourself a favor. That's enough for now. There's more opinions coming, I'm sure! :) Happy saving all! Enjoy the frugal season!...See Morecork2win
16 years agolast modified: 9 years agojannie
16 years agolast modified: 9 years agoloralee_2007
16 years agolast modified: 9 years agoandyk
16 years agolast modified: 9 years ago
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