How to get my 85 yr. old mother in my SUV?
16 years ago
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- 16 years ago
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85 Year Old Mother in CC Debt - Help!
Comments (34)Coyote_Gramma, you may have worked for a counseling service that required for consumers to pay a monthly fee. However, not all organizations required a monthly fee. Years ago, in the early 90's, I have used one of this CCCS organization that showed on my previous replies. I came to know this service through a tip from a creditor collector after she apologized that she couldn't lowered the rate nor the monthly payment anymore. 'Til this day, I wish she knew how wrong she was. By letting me be awared of CCCS, she literally saved my life. I didn't pay a dime for the CCCS service. Their services lasted for over 4 years until all creditors were paid in full. CCCS explained that their non-profit organization was funded by the government. Most companies that takes monthly fees from consumers are individual operated. As for negotiating the rates and payments with the creditors, I tried many times but were unabled to go as low as 0% interest. CCCS, due to who they were, was able to negotiate 12 out of 15 creditors down to 0% interest easily. 2 other creditors agreed to 7% and 8% interest. The only one that would not budged to lower the interest was Sears. However, they agreed to a much lower monthly payment. I doubt that the normal consumer could easily achieve this. This system is better than declaring bankruptcy or even bringing your credit to a lower level. In my case, after all payments were paid in full to the creditors, I closed all those accounts down except for 1. A few years later my credit score reached to normal and later to a higher score enough where I could purchased a car and a house with very low interest rates. I now have 2 credit cards opened and have been maintaining a low to 0 monthly balance for many years. Although, Macey may not need this service, I am posting my experience for those that are in high dept to know that there is hope and that a non-profit organization such as CCCS do exist. It does no harm to check them out....See MoreNeed to get my mother in my truck
Comments (5)I think if you got a walker you could put it around the stairs and she would be comfortable climbing up the step stool. Especially if you have a big guy on each side. She might have trouble with her balance and that's why she is not comfortable not having something to hold on to. Maybe there is some kind of lift too. Call a pharmacy who sells surgical appliances. You might get some info from nursing homes or hospitals or anyone who deals with the elderly, too if you call and tell them your story....See More23 year old, going thru a divorce wants to date my 16 yr old
Comments (26)I once knew a popular girl in high school (16) who also dated a 23 year old. Then one day she told us she was getting married and Friday was her last day of school(at 16)! We never saw her again. As we graduated and moved on with our lives, every once in a while I would wonder why she was in such a hurry to grow up and how she missed so, so much. Those years were so much fun, especially into the 20's... and I imagined her at 16 living the life of everyone else's mom...doing laundry, cleaning the house, etc. I don't not know if she had kids right away of not. I imagine they lived in some dumpy place because they were too young to have any money, and since she never graduated, I do not imagine that there were any great job offers coming her way. I also imagine at some point she looked back and was furious at her parents for letting her do this, and not stopping her. She had so much going for her, and settled for so little....See MoreMy 18 yr old son met his father for the 1st time
Comments (10)What would happen if your son said, fine, dad, I'm all in favor of forgiveness & putting the past behind us; let's just get the business part of it out of the way first; you just pay mom what the court says you owe her & I'm your boy, okay? Your situation reminds me of something my old roommate Laurie told me: Her mom, Fran, divorced her dad & didn't take one cent in settlement; Fran had been a homemaker her whole adult life; she didn't have the funds to fight her ex in court, & she knew she couldn't help her daughters financially, so she agreed to waive her rights if Laurie's father would pay for college for both their daughters. Laurie talked to her dad at least once a week, & he knew she was paying for her college with loans & grants, & he never offered to help. There were weeks when she ate ramen noodles, & he never offered to help. Laurie's younger sister was living with their mother, Fran, in their home country, where Fran had returned to take care of her mother & to get a job with a relative. At that time, international phone bills were prohibitively expensive, so Laurie hardly ever got to talk to her mother. When the younger sister graduated from high school, she came to Texas & got in touch with Laurie, & Laurie helped her get a scholarship. About 6 months later, Fran came to Texas to visit her daughters; when she found out that the girls had had *no* help whatsoever, she blew a gasket & called their father. made no difference; The father claimed that he would have helped the girls if they had *needed* it, but that they were doing fine on thier own. so Fran got no settlement, her daughters got no help, & her ex kept all the money....See More- 16 years ago
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