I learned from the dave ramsey site, mytotalmoneymakeover to back up all my files. At first I was just worried about photos. But, the more I have gotten into learning about my computer and realized all the financial files and documents I have on my computer, I decided to back up all my files. Some people use a flash drive for this, others use a seperate hard drive and others use online services. I chose a service online that I downloaded and it automatically updates itself weekly. I can also tell it to back up soemthing now (say if I put a bunch of new pics on) and it will. I use carbonite. It is a paid for service, but I already think it is well worth it. I know that all my tax returns are backed up, numerous other files, excel files, photos, blog posts, etc... I am in the process now of sorting and naming all the crazy files on this computer. WOW that is a job. We are also converting to a paperless system in the office. We have a printer that is also a scanner/copier. So we are scanning in all docs that we want to save, so that we don't have to maintain numerous files. I even scanned in most of the kids papers, report cards, art projects (those we didn't keep), etc... It is still ongoing, but already a huge help. Nichol

newbuyer2007, you're correct. Homebuyers often look at the tax assessment when deciding what to offer on a home. They erroneously believe that is what the property is worth. If they work with a Realtor, hopefully the Realtor has disabused them of that notion. There may be some states that are close in their tax assessment to the value of the property, but markets fluctuate and like everyone else has said, Market Value has nothing to do with the Tax Assessment. Home buyers and sellers should know that the fair market value of how much your home may sell for is generally based on comps of properties sold in the area, usually within the past 3 months or so. That also doesn't mean anything either. Buyers and agents often look at the price per sq foot of comps sold in area. I sold a house last year that I totally updated - new roof, a/c, bathrooms down to studs, new appliances, carpet. Home was practically a rebuild. My price for my home was in keeping with prices of homes for sale in the neighborhood, but my price per sq foot was higher than all the comps by $10-12 per sq foot. The other homes on the market helped sell my house. The other homes on the market were in bad shape, outdated, some filthy, but in a nice neighborhood and a coveted school district. My home with everything practically new sold in 8 days. The value of your property is what a buyer is willing to pay. With the current economy, there may be additional challenges with selling. I would suggest Vetting that you not remodel your home out of neighborhood and check out your competition. Depending on the market in your area, it may be best to wait out the market.

A fine, fine haul, Sherry. I have Rainforest Sunrise and Sugar and Spice. RS hasn't been a good grower for me, I think I got a dud, because it's known to be a hosta that grows really well. Sugar and Spice has been great in my garden. Have fun!

Hi, nicholsworth. All the hostas from Lowes are golden oldies. The thing that persuaded me to buy them is that they're related. Fourteen Carats is an all gold sport of George Smith, and Tootie Mae, which some rotten rabbit ate half of, is a wider brimmed version of Tokudama Flavocircinalis. They don't look very impressive, but I'll get photos posted. Thanks to everyone who posted condolences. My brother died in March, just as COVID-19 hit, so no funeral. In a weird way it's like it never happened. Bob Solberg has Lettuce Wrap, which also looks a little like my NOID. Josh, who's struck with trayful of them, promised to let me know if he gets an ID.