Wow, I think I have the world's friendliest pachira lol. Mine likes to stay lush, and comfort me when I have done something stupid which has angered my other plants, lol. I've had it for years and it tends to be on the more cooperative end of everything I'm growing. It's true what everyone is saying about less water than a typical tropical though. I don't water mine until the soil is dry all the way down to the knuckle of my pointer finger when I stick it in, and then i flush the soil completely. I also think maybe a little less than full sun too, Mine tends to bake and wilt if the light is too strong, and does fine in the winter under some growlights inside. I've never fertilized it, or done anything in particular to encourage it, but I I do give it lots of love and chat with it while I'm making my rounds about my plants. Anyway, Best of luck!! and PS, I love the nest-egg analogy Zenthumbs!!

Hi Cassidi, Your money tree is quite impressive, especially with you living in a dry climate like Colorado. Drooping leaves can sometimes be attributed to a root bound plant, meaning that the roots are choking each other and making it hard for the plant to get the air and water it needs. When was the last time you repotted your money tree? Misting will help with the browning on the tips. The average home is dryer than the sahara desert, mostly because of AC and frequent cool air movement. In the garden shop I work at we had a money tree doing the same browning and dropping of leaves as you described. Misting helped quite a bit. The black spots could be a bacterial problem. Did they show up after the plant started looking sad or before? If after, then they came because the plant was in a weakened state. If before, then the bacteria might be the source of the problems. Do the black spots turn into the little holes in your plant? If its bacteria then the only way you can control it is to pull all the leaves infected and throw them away. Also the cleaning mentioned above might help. I recommend letting the soil dry out between waterings. This allows the roots to breathe and would be a good recovery tactic if your plant is root bound. Also be sure to fertilize your plant with a slow release (preferably organic) fertilizer. This will allow the plant to take the nutrition it needs and not burn the plant like some liquid fertilizers can. Well, I hope I helped. Good luck on your Pachira's recovery. Sincerely, Roselyn Small

Cuttings in water by window worked they grew little roots and nice tap root transplanted in organic pot soil with perlite and peat moss mixed in still doing good hope this helps

how about a pic of the tree... the pot/planter .... etc ... you should always plant into damp media ... you should not plant into dry material ... and then hope you can properly water all of it from the top ... trees like a sip of water.. and then near total draining ... most of the water runs right thru ... which you wont know.. because your pot retains the water ... i would like a pic of the gizmo that holds the water.. can it be left out of the pot ... ??? i cant think of any tree.. that needs to be fed every 2 weeks ... is this a houseplant [now that i googled it]??? ... if so.. i wonder if you might find some peeps with direct experience.. in that forum ... it would be a different equation.. if its outdoors in a large pot .. the trick here.. is that as your proper media.. washes water out the bottom.. you need to put it back in the pot ... and that is a tough equation .... i guess i would start with an equivalent pot size.. and practice with it after ... presuming the plant has not been touched yet .... what difference would it make.. if you waited a month while practicing with your media ... the biggest problem with trees in pots .... is too much water ... as the roots tend to start rotting .... you say the roots are weak.. but you dont say.. the plant has been affected ... is it.. hence the pic request ... look at this link for the section on water and fert ... unless i read it wrong .. let it dry to an inch depth .. and fert it once or twice per year... if growing it as a bonsia... which i presume he means as a houseplant ... https://www.epicgardening.com/money-tree-plant/ you have to make sure ... with trees in pots ... that you dont love them to death .... and it starts with watering .. or better put.. drying ... ken ps: note what the link says about media ... and it also says... if you repot.. dont be surprised with some leaf losses due to the process ...