Another car accident ! -- Me !

15 years ago

It's so icy here - the roads are treacherous . I've been driving along the last couple days and see all sorts of people in the ditch , spun out , stalled ..... I was so happy I wasn't one of them. As I'm coming back from shopping ... my foot slipped off of the brake and gunned the gas . There I went - slamming into my garage !

DOUBLE DUH !!!!!

My car is only 7 months old . Oh well .... it is what it is .... thank goodness for insurance .

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Comments (9)

kirkus
15 years ago
Oh, I'm so sorry. Carol and I can relate and sympathize. Are you okay? Yes, thank goodness for insurance. Our truck is in the shop for a month. Finally got a rental...covered by insurance. Please take care...these roads can be treacherous... Bear Hugs! Kirk
Marlene Kindred
15 years ago
Whoa! I'm glad you weren't hurt and that there wasn't a lot of damage to your car!
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Auto accidents and the prevailing insurance issues has always been a hot topic for me. Recently, my 20 yo daughter who has had 2 auto accidents in the last 2 years as well as 2 speeding tickets has me paying premiums in excess of 8000/yr. I have a 17 yo who has been driving on a permit for a year who is itching for her license but my insurance company of 25 years tells me my rates will go to 9900/yr, something I just can't fathom as the current rates are really putting a choke hold on my family. Concerned about my own daughters automobile, (the one that has been in 2 accidents totalling about 9000.00 in damages) I ordered a carfax report, I think it cost me something like 29 dollars. It came back Clean! Can you believe it?!! My first impulse was to call and complain, before the duh factor kicked in. Her car was put back together with parts that fit but weren't necessary made for her make and model; i.e., non-factory parts. It also should have been totaled but the repair shop did quite a bit of work before determining the damage was more extensive than first appraised. Oh well, like I said, auto insurance is such a hot topic with me, it always pushes my buttons, I just had to jump in. If I were the OP and I had the stamina, I would raise cain with the insurance company to be compensated for the depreciated loss. Kathy
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Our old (2005) but good (20K miles) Jaguar X-Type was broadsided in an intersection by a teen girl in October 2012. The driver's father's insurance, Chubb Group, paid to have the car towed to our Jaguar dealer and to a body shop, for body work and for a rental car. After I complained about lost trade-in value, they kicked in another $650 cash. My DH was driving and suffered only sore ribs. We have not paid for his check-up at the hospital ER on the day of the accident, and he had no lasting physical probems once the bruised ribs improved. Chubb has yet to settle the personal claim. Yes, we are happy no one was seriously injured, but...this has caused us DAYS of work with the back and forth of getting the car back and the general unsettling effect of the accident. What should we be expecting from Chubb on the personal injury side of this incident?
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PLEASE listen to me. You HAVE to go to the hospital and get checked out today. You have to document EVERYTHING when it comes to an accident like this. You may have a very serious injury, but if you wait to get it diagnosed, you will be giving up your rights to get your medical bills and future pain paid for by her insurance. And then, after you've been checked over, you need to do 2 more things--be very vigilant of your health/aches over the next weeks. Go immediately to the dr. if you notice anything (some injuries from accidents like this take a little time to show up). And--this morning--call your lawyer, and turn this whole thing over to him. You don't need the hassle of trying to deal with her (and your) insurance companies, AND you'll get far more if a pro does the negociating for you. My dd was rear-ended a few years ago. Went to the hospital that night, had X-rays, checked out okay. Within a few weeks, she developed a herniated disk from the accident. She has a permanent injury now--which will give her problems and pain the rest of her life (she was only 22 at the time). Luckily, we didn't wait to take her to the dr. The best thing we did, though, was to let our lawyer handle everything. He got her car replaced, a rental for her as long as she needed it, her current and future medical bills paid and an award for pain and suffering. You really don't want to have to handle the long and difficult process of getting through those negociations on your own, trust me--it takes years, and if you attempt to do it yourself, you'll almost surely 'give up' and take far less than you deserve.
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While that is usually true it wouldn't work in my situation. I didn't want to negotiate a private sale with a complete stranger. I didn't want to give out my name and address and have strangers come to my home. Plus there's no way I'd get in the car with someone I didn't know for a test drive and I couldn't just hand the keys over and let them drive it away. So for me trading it in at the dealership was the safest - and I was fortunate that this salesman not only wanted to sell a new car but really wanted to purchase mine. I did my research and knew the value of my trade in before visiting the dealers. 3 years ago it just didn't occur to me that such a minor scrape could have cost me thousands of dollars. This could easily have been a real lose of money and value and one which the insurance companies wouldn't reimburse me for. I thought I'd relate this in case it might help someone else.
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sunnyca_gw
15 years ago
Glad you are OK!! Easy to have accidents in the cold & ice!! Just a hassle getting things fixed!! Jan
susiewantsroses
15 years ago
PRAYER REQUEST -

S P R I N G!!!!!!!!!!!

Bless You,

Susie
FlowerLady6
15 years ago
Glad to hear you are ok.

FlowerLady
tennesseetrash
15 years ago
Oh don't you just hate when that happens! On the up side, it could have been much worse. I know it ruined your day though :-(

~tenderlee
luna_llena_feliz
15 years ago
I'm so sorry to hear about the bumper cracker accident, toomuchglass! And it sucks that the bumpers crack so easily now! On the upside, if it was a stronger bumper, it probably would have done a lot more damage to the garage. I'm glad you aren't physically hurt (I bet you sure hurt emotionally though!).

I've done the same thing myself with one of my older cars. I hit one of those concrete bases on the big light poles in a parking lot. Sure didn't hurt the concrete but I managed to get a crack in the bumper. But it wasn't because my foot slipped off the brake! I just couldn't see the concrete out my rear window because my car (a Pontiac Grand Prix) was built higher in the back and had a spoiler on the trunk to boot.

I'm with Susiesunshine ... let's pray for Spring! (One without all the flooding we had last spring!)

On another note ... I don't know about South Milwaukee, but it seems the rest of the Milwaukee area has horrible snow and ice removal these past couple of years. The snow has to be 6" deep or more for them to bother bringing out the plows. There are always multiple accidents on the streets and freeways because the roads are so horrible.

I remember one big snow storm last year that happened while I was at work. We got at least 8" during the day and they let us go early. I fell and couldn't get up while cleaning off my car because I could get any good footing. I was rolling around like a turtle on its back hoping no one was looking. lol! I finally crawled to the front of the van and was able to lean against it to get up. I think I held my breath most of the way home. It was hard to tell where the road was ... everything was just one big blanket of snow! And not a snow plow in sight! I practically fell out of my van with relief when I got home and kissed the garage floor.

If they are going to cut back on government spending, I sure could think of better ways to do it!
susiesunshine
15 years ago
Oh 2 much glass !
Sorry to hear of the fender bender....
This Icy >>>> COLD!!!! FROZEN weather...
is
for the birds.... NOOOOOOOOOO even they flew
S O U T H !!!!!!!!!!!!!!!!!!

You take care !!!!
LOve & Prayers....

SusieSunshine !!!

DANG this is NOT ALASKA .... IS IT ? ! ? ?
duh !!!!!!!!!!!!!!!!!!!!!!!!!!!!!
concretenprimroses
15 years ago
Too much, glad you are ok! That has happened to me with the icy pedals, tho luckily I didn't hit anything. You' think that there would be a way to keep pedals from icing up!
kathy

Another car accident ! -- Me !

Comments (9)

kirkus

Marlene Kindred

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