What Do You Know About Palliative Care and Hospice?
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How do you tell someone they're going into hospice care?
Comments (2)How deaf is "practically deaf"? Beyond hope even at increased volume and extra-clarity from speaker? My mom is blotto without her hearing aids. With them, she understands very well. Can he see/read? What is mental state? Is his brain still working? Is he capable of understanding? If he understands, will he remember later or lose it anyway?...See Morewhat do you know about long term care insurance
Comments (52)gibby -- There was a reduced-benefit clause in the LTC policies we took, too. I was wrong when I wrote that we took them 15 years ago. It was 20! Also, we had to pay in for TEN years, not TWO, to (possibly) get something back. We'd paid in $11,000 in premiums at the end of ten years. This was a group LTC policy from Hancock, offered to us by my DH's then-employer. After ten years we became eligible for reduced-amount benefits. Each policy will pay $45/day for *skilled nursing care*, to a lifetime max of $82,000. The verbiage on any other type of care is obscure with lots of hoops and mazes. Looking at it now, I think we will have aided tbe taxpayer -- seems to me these benefits would reduce the cost of our care to Medicare. If I'd had any doubts about problems collecting on the policies, they were sustained when it took me six months to get a letter from Hancock stating that each of us had actually qualified for this reduced-benefit coverage. We eventually received single-page letters, undated and without signatures, with a lot of 'may qualify' and 'could be' phrasing. Their legal department could send us packing without breaking a sweat. Our situation is different than yours as to probable need for the policy. I'm glad you'll take that opt-out clause. You might want to see a letter stating exactly what YOUR reduced benefits will be, specific to YOUR policy and YOUR premiums, before you sign up....See MoreHospice care
Comments (20)Mari, Hi! Sounds like I'm in a similar position to your sister. In October I was diagnosed with a rare and aggressive cancer that had spread. At our first meeting with the oncologist i was told that this is not a curable cancer and that with no treatment I would live 6 - 9 months and with treatment 9 - 12. I was not a candidate for surgery or radiation since the cancer had spread so much. The oncologist was proposing an aggressive chemo that had only a 40% response rate. 2 year survival less than 5%. However he added that what I had going for me was that I was young (44) and in great health (other than this little problem) and that someone had to be in the 5%. Hospice was never mentioned. I began chemo on 10/17 and just finished the 6th round (it will go on indefinately). However the size of my tumors have shrunk 60% since diagnosis and no new ones. So far I'm a success story. The doctor is even talking about giving me the "summer off" if I continue to respond in this way. While the chemo is certainly no picnic; it is not as bad as I thought. Nausea/vomiting is 100% controlled by medication; so that is not a problem. Being bald is the least of my problems and hey I don't have to shave my legs. The worst is the fatigue and some bone/muscle pain 9bedrest and Tylenol help but out of every 21 day chemo cycle I feel more or less like myself for about half the days. Anyway... I don't know if my situation is relevant to your sisters but I wanted to give you another perspective. Everything I have heard about hospice has been wonderful and won't hesitate when the time comes. My thoughts and prayers are with you and your family....See MoreHow do you know what you know about old houses, etc?
Comments (14)Whoa, if you get a degree in industrial arts you get to acquire carpentry textbooks along the way?!? Sweet! Kim, I've always enjoyed/appreciated your contributions; given the wisdom of trial and error that was behind them, I see why they stood out. My mom got us a couple of the Reader's Digest fixit books (have to run downstairs, one of them might be the very one you have); I like the way they are encyclopedic and detailed. I know Jane Powell but not the Small Houses books (do you mean The Not So Big stuff by Susanka, or the Small House anthologies from Fine Homebuilding?) Thanks for mentioning books; I think I might start a reference book thread for this forum. Hey Casey, THANKS for taking the bait. And you are NOT a bloody genius, you are an old house DEITY for crying out loud! Would you please start your own show on youtube? Or maybe just a house tour? Even Petch house has youtube videos. Or, do you already have a project blog and everyone knows about it but me? Actually for someone with a degree in historic preservation, I am impressed with how low-key your posts come across; they read more like an old friend who's "been there" and wants to pass along lessons learned along the way, it's really very nice and encouraging. But if you ever want to browbeat me feel free; I would take it as a compliment. To be honest if I post about something I'm thinking of doing to my house, and you don't opine, I figure one of two things is going on: 1) you're not on the forum; or 2) you're politely disapproving. Most of the time I assume it's 2 because you seem to be pretty consistent around here. But I just want to say, and I hope I speak for many, that I love love love your posts, especially when I'm searching on a problem I'm trying to solve and something from you pops up! (PS I finally got around to using that general finishes gel varnish you recommended and it was fantastic, thank you; I will post photos to the woodworking forum sometime before the next census.) Oh, and I love the way you "aged" the color tones in the new pine beadboard in your kitchen; reminds me of the pine in my grandmother's kitchen. When I was really little I used to look at the gleaming pores and think it was the closest wood could get to 24K gold....See More- last monthlast modified: last month
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