Boomer music I love
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Boomer's Tomato Varieties 2010
Comments (90)Jleroi - you GO! Heck, I'm just excited I've got some blooms...so I won't be far behind you guys that live over there in that area of the Almeda Royalty! LOL! If I still lived in a suburban area as I did for almost 50 years, I too would be working the square foot planting method. I have friends in Tuttle that still use this method, although they live on 1 and 1/2 acre. I can see DEFINITE benefits, but I'm in a different spot in life. I delight in my nightly strolls between the garden areas! I didn't live rural until 4 years ago, and I absolutely LOVE having the space. They'll have to drag my old, feeble, crazy mind in my body back to the city some day...but I won't care because I won't know! Until then, I'm lovin' my space. But if life had dealt me different cards, I'd still garden..in whatever space I had. It's good for the soul..and the body....See MoreHow many 'baby boomers' out there?
Comments (24)It seems that some of us are retired but many are not quite there yet. A couple of tips from my own experience: - DO a budget. Even if you're terrible at that kind of thing (I am and we are). You need a good idea of what your real outgo is and what you are spending month to month on your personal 'splurges', which we all have. Accept that housing is an expense you will always have, whether you rent or own a home. Property taxes go up, water heaters go out, roofs leak, cars die of old age. Always assume you're going to live long enough to encounter major expenses of some sort. - ALLOW for inflation. Never mind the CPI, you know how prices increase and new taxes are passed that hit your pocketbook even if they never get included in the official statistics. - PRACTICE living on your retirement income. Don't assume your expenses will go down in retirement. That isn't automatic. Our expenses went up drastically in the first year, when we traveled extensively around the West. There were new casual clothes and shoes to buy, travel accessories we hadn't needed before, and a lot of very happy poor people got our expensive work clothes from free donations. We didn't even get a write-off: the standard deduction was bigger than our charitable totals. - ANALYZE the biggest risks to you NOT achieving your retirement goals. Is your health impaired? Does your family medical history send up red flag warnings? Have you budgeted for long term care costs? Is your home suitable for universal access, or would a broken leg make it impossible for you to manage by yourself for three months? Do you have sufficient retirement savings? Pensions or annuities? Social Security and Medicare eligibility assured? Did you work for any company long enough to be fully vested - because if you did, they should have sent you a letter at age 50 telling you how much you'll receive in a monthly annuity they purchased on your behalf, for which you are eligible at age 65....but they have to be able to FIND you to send you the letter. - MAKE new friends. Boomers are really the first generation to have defined themselves by their work, and to have made most of their friends in the workplace, not from community or church affiliations. It has been shown the happiest elderly are the ones who not only retain good social ties, but who develop new ones to replace old friends that move away or die. - IMAGINE worst-case scenarios. The Boomers I know who retired (or meant to) and got into financial troubles, didn't stress-test their assumptions. Playing ostrich with your retirement planning almost guarantees life will slap you in the face with a wake-up call at some point! Everyone has risks in their daily lives. It's your retirement, and therefore your responsibility, to figure out how to mitigate some of those risks. You can't eliminate all risk, but you CAN, and should, research how to lessen the bigger risks. For example, our biggest risk was the death/disability of a spouse. Being in our late 50's at retirement meant a sizable financial hit if one of us died or was disabled by serious illness/injury. Therefore, we mitigated that risk as best we could, in several different ways. Anticipating things going wrong means you will feel better prepared and more able to cope, if something does go wrong. Like being aware of the "Exit" signs in a theatre or on a plane, having a mental plan is very reassuring....See MoreBaby Boomers Aging In Place
Comments (10)Jeana we get the snows here too. I love the snow and like you they do not cripple us for the most part. Some times slow us down as far as plans go. But then what hurry are we in any more? We can always go to town the next day or week if the weather is that bad. 25 years ago we moved away from family. I know how that can be. Since we do not have kids it does make decisions on where to live easier. That family we moved away from are gone now. We moved into this house three years ago. My husband is 71 now. 9 years older than I am. So for us it was getting pretty close to being a must to get settled. Our last move here ,as all of them, we did all by ourselves just the two of us. I do not think I could do that kind of heavy lifting even just three years later. I had a large tumor on my back then and it was hard for me to get all the packing and cleaning and move done. NOW I have psoriasis and am even less well then I was when I had the cancer. So you never know when some thing like this will strike. I am a little better but could not face a move. We were not panicked to get moved in a hurry but after the winter we had in the house before this one we knew we could not stay up there on that hill. Way too many nights worrying what if some thing happened to my husband and he needed medical help and the ambulance would not be able to get into the 1/4 mile long snowed in by say 3 foot deep driveway. We actually have been semi retired for 25 years. Both of us have worked on and off as we chose to. There really are no jobs here in our little town.The phone company is the largest employer. Then the school. One big reason we like it here as not many people can live here.We found it actually cost a person quite a bit to work. We live very simply. Chris...See MoreDownsizing Baby-Boomers Need Help
Comments (8)Agree, paint the siding the color of the brick to blend. Use your accent colors for your trim and front door. The gable portico area you can choose to accent or blend since you will have a contrasting trim color. Landscaping and a walkway will be a big improvement to your new home. Done right, no one will notice that there is an addition with a different siding because their attention will be drawn to your front door and landscaping. :) Speak to a good landscape designer in your area, have large landscape beds and a wide walkway at least 42 to 48 inches wide going to your new front entry. Something like this would look very nice IMO: ^Make sure the width of the walkway is equal to the size of the front steps, even if you don't have the consistent size all the way as this photo shows. It looks particularly welcoming to have the landscaping along the walkway for at least part of the entrance if not the entire walkway....See More
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