Retirement. Any regrets?
last year
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Is there any good retirement community!!
Comments (12)The West usually gets a pass on such articles because of the high cost of living here. No getting around that. Even the retirement communities cost quite a bit here, due to the high cost of land. Still, it's a great area to live in - we're in the SF Bay Area - and retire in provided you've planned carefully and had a bit of luck. Year-round great weather, diverse cultures and interesting people, fabulous access to outlying areas of interest with enough variety to appeal to almost anyone. But....it takes an above-average income to live here. All that diversity and sophistication comes at a price. OTOH, we have easy transit access, so although we still drive there are many times it's easier to take public transit. And everything is nearby - hospital emergency, museums, state parks for hiking, all the everyday services as well as a wide choice of leisure activities. But you also need to factor in how much living in a more remote area can cost you. Fuel, food, time spent driving to the airport or to see friends/family - all cost you more the further you live from a major city. This is not inconsiderable, especially as one ages and driving becomes more difficult, even impossible under certain conditions. I think the older you get, the more important it is to be around people, rather than isolating oneself....See MoreAny retired teachers out there??? Any from California???
Comments (8)Hi, qshopper and gadgets, Guess I forgot to say that I DO fund my Roth IRA faithfully, for the full amount, annually. Thankfully, someone wiser than I set me up with a TSA person years ago. Of course, after a while, that person's quote of "they don't put teachers in jail" made me wonder just what kinds of monkey business he was doing with my money, so I got a new TSA person. I'm always telling new teachers to pay themselves first by getting a TSA. I'm still trying to get my sister to set one up, but oh, she is soooo busy! Well, now she's 48 and maybe she thinks she's gonna win the lottery, but really, that's not likely! I was wondering about dollar cost averaging and investing in no-load funds--stuff I can do myself, and wondered if anyone else had some advice about things like that...I just learning and one of my cyberpals is talking me thru it...just wondered what everyone else may know... Thanks!...See MoreAre There Any Roses You Regret Buying?
Comments (51)I'm looking for roses to give away so I can add new ones. :) Quietness is pretty and healthy but I don't feel compelled to keep it because I have so many light pink Austin roses that are my favorites so no other light pinks can compete. Lady Ashe is another I don't love, not sure why. Nothing wrong with it, very healthy in fact. Mrs. B.R. Cant became HUGE very quickly and flowered often which I liked, but vicious thorns and because of the size of the bush, can be problematic with kids playing nearby. I cut it completely down thinking I'd get rid of it. Apparently, she has no desire to leave because I see new basal canes coming up! Crepuscule is planted on a privacy screen and hasn't really bloomed which is disappointing. I'm giving it another year or so to get going before removing it. However, the Buff Beauty I planted at the same time has been INCREDIBLE! I love it. Yves Saint Laurent is a healthy plant with pretty blooms, but almost looks plastic it's so perfect and the color is hard to blend with my other plants. Heritage hasn't done very well for me so I'm giving it another year to show her stuff before letting her try in someone else's garden. It may be the location near a dogwood tree she doesn't like. I prefer Sceptre D'Isle and Sharifa Asma over Heritage....See MoreAny regrets with prefinished wood?
Comments (8)Is this a DIY project or are you using an installer? What sheen are you looking for ... we've used both 45% on the main floor and 30% on the bedroom level and there's a considerable difference. Are you comfortable with an internet provider or are you set on a local retailer? We chose Amendoim pre-finished with an aluminum oxide coating. It's very durable, but dark woods do tend to show white/light scratches. In our case it wasn't an issue since the wood is a medium tone. If you have a choice, I would say that 3/4" solid is preferable to the alternatives. If you're worried about cupping, try to avoid widths over 4" ... the wider the plank the more sensitive it is to moisture variations in the environment. Allowing for proper acclimatization before installation and good sub floor prep are critical. We went with 3 1/4" and while there are very slight seasonal variations (we're in the northeast with frost and humidity issues) in the tightness of the edges over things like the main carrying beam, the floors have been rock solid. These are all of the 45% sheen pre-finished floor ... the last one shows the true color and sheen. As you can see, light and the viewing angle in the installation shots can make a big difference. We've used brazilianhardwood.com and we're just about to receive our 3rd shipment in the last 3 years totaling over 2,000 square feet of flooring. Their pricing and customer service are outstanding and if there were any floors left to do with wood I'd order from them again. We actually paid less for the Amendoim that we would have for Bruce oak. Go figure. Sorry to be so long winded but I hope this helps...See More- last year
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