So, anyone been to Panama recently? I'm 3 for 6 on travel
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Zalco/bring back Sophie!
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I've been in Charlotte 6 days...
Comments (17)Welcome to Charlotte. If you live in town, one of your best resources is Wing Haven Gardens & Bird Sanctuary in Myers Park. It's a three-acre garden of densely planted bird-attracting plants and trees with formal and informal garden 'rooms,'and it's open to the public. Been there 80 years. Many of us learned to garden in this region by becoming volunteers there. You can also be a member without volunteering; you get a regular newsletter and discounts on their popular symposiums. Also,there are two big plants sales there, in April & October, and members get to shop on members-only day. Take a break from packing and visit there, hours are Wednesday 10-12 and Sunday afternoons. Info is available on www.winghavengardens.com There is a Charlotte Hosta Club. Sponsors a garden tour, heavy on the hostas, every summer. For info, e-mail royal2227@aol.com...See MoreSS Support 3/6- 3/11
Comments (18)Good Afternoon, Vacation news? It was a blast. The worst thing was we had a hard time calling home to the girls. I had bought calling cards but for some reason, they were not working. I used the same ones in Jamaica and had no problem but anyway. Lots of sun, never had to leave the resort. It was all inclusive, so it was awesome. I had WAY to many banana monkeys and margaritas and came back with 5 pounds, BUT it's gone now so no problem. The girls were fine and did not get sick, DH and I did not fight, so all in all the vacation was fabulous. I have started to do "The Firm" exercise tapes. I have had the fanny lifter since Tara was born, so now I am putting it to good use. I really like them, it would be much better if I wasn't always pressed for time but thats life. Hopefully I can drop a few sizes before Easter. The workouts are tough but at the end, I feel as if I have accomplished something. DeeMarie, Have a great Vacation! Patti and Dave, I am sending loving thoughts your way. Amy, we miss you. Have you checked in lately? Tikanas & Zig, I am debating on the fast. The last one I tried I verily made it through 1 1/2 days. Giving up diet sodas for lent was one of the best things I have done. Now I need to give up iced tea with splenda. Maybe next week. Well, better run. Have a great day. Jen...See MoreAnyone considering retiring to Panama or Ecuador?
Comments (42)Update on my advice above to actually visit the country(ies) you are thinking of moving to, and our friends' advice that establishing foreign bank accounts BEFORE moving was something they should have done to avoid six months' worth of delays: The IRS is cracking down hard on ALL foreign investments, whether real estate, investment accounts, checking/savings. The penalties are huge, and although you can try to wrangle them down, it is a fact that taxpayers with smaller balance accounts are proportionately paying LARGER penalty fees than multi-millionaires who are deliberately hiding assets. The WSJournal had an article on this issue June 2014, but as it's subscriber only, I'll just post some excerpts: Expatriate Americans Break Up With Uncle Sam to Escape Tax Rules Record Numbers Living Abroad Renounce U.S. Citizenship over IRS Reporting Requirements WSJournal June 2014 U.S. offices abroad reported that 1,001 U.S. citizens and green-card holders had renounced their allegiance in the first three months of the year, according to Andrew Mitchel, a lawyer in Centerbrook, Conn., who analyzes Treasury Department data. That figure puts 2014 on track to top last year's total of 2,999 renunciations, he said, which was the most since the government began disclosing the data. Helping boost the exodus, experts say, is a five-year-old U.S. campaign to hunt for undeclared accounts held by Americans abroad….The tax dragnet has also swept up many middle-income Americans living abroad, prompting some to give up their U.S. citizenship. While people who renounce are NOT freed of taxes due for past years, they don't want to risk sizable taxes and penalties for them and their children in the years ahead, experts say. Nearly 8,000 taxpayers have renounced U.S. citizenship in the past five years, Mr. Mitchel found, compared with fewer than 5,000 in the preceding decade. ….U.S. officials launched their campaign after Swiss banking giant UBS AG admitted in 2009 that it helped wealthy American taxpayers hide money overseas. To avoid criminal charges, the bank paid $780 million to the U.S. and turned over information on more than 4,400 accounts, ending decades of Swiss bank secrecy. In May, Credit Suisse Group pleaded guilty to similar charges and agreed to pay $2.6 billion. Dozens of other Swiss banks are currently negotiating penalties with the U.S. Department of Justice, officials said. Following the UBS revelations, U.S. officials announced they would begin vigorously enforcing both new and long-dormant tax rules. Unlike other developed nations, the U.S. government taxes citizens on income they earn anywhere in the world. … The most common mistakes usually involved Americans failing to submit a form called the Foreign Bank Account Report, or Fbar. Since 1970, U.S. taxpayers have been required to file if they held one or more foreign accounts totaling more than $10,000 over the course of a year. Until the enforcement push, many Americans never filed an Fbar. The law is more than 40 years old, but "no one ever heard of it" before the crackdown, said Edward Kleinbard, a former chief of staff on Congress' Joint Committee on Taxation, and an expert in international tax law at the University of Southern California. Fbar penalties are as steep as 50% of the highest value of the account for each year no report was filed. The IRS fined one taxpayer for Fbar violations in four separate years, and a settlement reached this month in the case yielded $1.7 million in penalties, which was more than the account held at the time. …The typical taxpayer with less than $45,000 in undeclared accounts paid nearly six times the back taxes owed, while the typical taxpayer with more than $7 million in such accounts paid closer to three times their back taxes, Nina Olson, the National Taxpayer Advocate, an IRS ombudsman, found. … Scrutiny of Americans abroad will intensify, however, under the Foreign Account Tax Compliance Act, or Fatca, which Congress passed in 2010. The law's main provisions, which take effect in July, will require foreign financial institutions to report income of their U.S. customers to the IRS, much as U.S. banks and brokers file 1099 forms. Middle-class Americans "face overwhelming problems when they try to engage in standard financial practices, such as having a small business, saving for retirement, investing, buying life insurance, and making wills and trusts," because of the laws governing assets abroad, said David Kuenzi, a financial planner with Thun Financial Advisors in Madison, Wis., who works with expatriates. The U.S. tax code, for example, doesn't recognize Australia's version of an individual retirement account, Mr. Kuenzi said. American taxpayers with these accounts must file at least two forms a year declaring the account a "foreign trust," and paying taxes on annual appreciation. The penalty for failing to file can be as much as 35% of both contributions and withdrawals each year, plus 5% of the assets, said Mr. Hodgen, the Pasadena tax lawyer. *********** Hope this info is of use to others....See MorePlease help me choose my range!!! I'm so confused...
Comments (50)I have a viking 30 inch vdsc that has been installed for about a year and a half and am happy with it. I chose this range because I wanted a black range and I wanted dual fuel, we have to use a lp tank and did not want to have both the range top and oven dependent on the tank. I am a cook-something-quick-and-easy-that-my-picky-kids-and-picky-husband-will-eat-5-days-a-week cook so did not need a super high powered cook top, I almost never go above med-high. I do use the simmer a lot and it is not the best so I bought a simmer plate to help get an evenly low cooking surface. The burners are closed and have been very easy to clean but I have not had any overflows or cooking mishaps that would get anywhere near that part of the burners. The black, shiny surface that is below the grates of the viking does show every little bit of dirt and I do clean it frequently using soap and water and a dry rag to buff out water streaks. The oven seems to take a bit longer to preheat than my old stove and because it uses the broiler to help preheat you cannot stick items in before the preheat is done or you will burn the tops (I still sometimes put items in early but keep them on the bottom rack.) The oven also cooks a little differently than I am used to, cannot really explain how or why but it does leave most items moister which is nice. If you have concerns with how a viking cooks I would recommend finding a dealer that offers demonstrations, the dealer I bought from had demos all of the time....See MoreSEA SEA
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