I got a very tiny one many years ago mixed in one of those dish gardens my mom received as a gift, and had it for many years, and it would drop leaves periodically, though I think technically they're considered evergreen and not deciduous trees! Mine would never lose it's leaves for the winter or any other time of the year completely , but would lose some of it's oldest leaves, as is completely natural for even tropical everygreen trees. I do think they are sensitive to overwatering however, but also getting too dry, and will shed some leaves with either case having occurred. Meanwhile as my indoor space got less and less over the years with all my larger plants needing more space, I gave the plant which was perhaps four feet tall to an elderly neighbor, who decided it was best to set it in a large bowl which she kept filled with water. I didn't say anything , but of course it died, and no plant except perhaps aquatic or bog plants likes sitting in water constantly. I'd just add to follow the standard advice to allow it to dry somewhat between waterings and then soak it well, but no standing water in it's saucer!!!

The best advice I can give is to listen to absolutely no financial adviser at any time. Ask them one question: How much of your income last year was derived from your practicing the advice you just provided me versus your fees for your advice to me and others.? 1) Avoid front end loads!!! 2) Avoid mutual funds as they will do ok when the market also does. You won't get rich buying these funds. 3) Learn to trade yourself using Optionsexpress or other like websites with a small fee per trade. Learn how to research the stocks you purchase. 4) You don't need a diversified portfolio to make money. I'm not interested in a few losers and a few winners. I prefer winners. 5) If you want long term ownership of stocks, choose those with high dividends that will provide long term returns. 6) If you want to avoid taxes, buy AA or AAA municipal bonds (utility, etc.) Avoid corporate bonds as they may prove risky. 6) By all means read, read and read some more. However, Set uo an account with Optionsexpress at no cost to you. You can virtual trade for free with no risk. Once you have learned the market to a comfortable level, TRADE !!!!! Learn to deal with the fear of trading and avoid greed. In other words be happy making $500 versus holding a stock to make $1000. Don't worry about what you could have made: be happy with the $500 you did make. You will make little by relying on advisers that thrive on their clients versus the opportunity in trading yourself. Yes, I practice daily the advice I offer you. I only wish I knew as much abut the stock market at age 25 as I know now. Of course, I learn more each day too. The adviser knows one thing which is to take your money, charge a fee and put the money in some security or bond fund. When you call him, he may even give you some more advice as to how he can charge you more. Keep in mind that he will make money when you do not!!! Advisers will either charge a front load, price per trade, an annual 1 to 2.5 % of the principal or various other methods to put money in their pocket, not your pocket. Learn to manage your own money!!!!!!!!!!!!!!!!!!!!!!!!

Anthony - So you are saying people cannot stop watering just like you cannot stop saying that. So here it goes: What makes a good member is having having good discussion skills. Happy. Now back to our regularly scheduled program. The only time I have used choir is the one they sell for seedling mix - sold as compressed bricks. I use them to sprinkle on top of 511 type mix when starting seeds and cuttings. Just to hold in the moisture. It wets very easy. Lena: I have been trying hard to pronounce your name and all that comes out is "Limoncello" :))

Mike, whatever people think about your posts they might be considered more seriously if they were more carefully formulated. A mix of misspelled botanical and common names, lacking species or cultivar names doesn't impress. It would also inspire more confidence if you gave some sort of background to your assertions. Who makes these lists? What are their qualifications and what evidence backs up the statements? And, above all, what is the point of such lists?