AARP Membership?
IdaClaire
3 years ago
last modified: 3 years ago
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Annie Deighnaugh
3 years agoRelated Discussions
Dental insurance after retirement
Comments (9)Hi Joyful Guy (what a great outlook on life! Your name says it all! It makes me think that maybe I was "accentuating the negative" when I chose that "MT" screen name--but my life is very full, even tho' my nest is empty!) Thanks so much for your advice. Actually, I'm trying NOT to change dentists, because I love the guy I've been going to for the past 19 years. (Funny you should mention the dental school idea, though, because when I first found my current dentist, he was recommended to me by a friend who had first visited him at the local dental school! He later opened his own practice, and that's where he was when I started going there. He's been saying for years that he's going to retire "next year," so maybe I'll be looking for someone new soon, but for now, I'd like to continue with him. Sorry for rambling so much! I've been researching this question for the past couple of weeks now, and I see that, with few exceptions, the options for retirees are pretty limited. I guess I was kinda spoiled by the full coverage I had while I was working, and I just assumed it would continue that way. Not!! I'm trying to dig up the numbers for various plans (COBRA, discount cards, fixed fees, etc) so I can "crunch" them and see which option makes the best sense for us. I never realized that dental coverage would be so expensive in retirement. I hope others will chime in with their experiences and suggestions, too. Thanks, Sue...See MoreAuto Club
Comments (10)Sorry for the delay, haven't checked this thread for a long time. CSO=Community Service Officer. I should have clarified, since many communities have different names for the same thing. In my area CSO and "Code Enforcement" are the two most common name for the non-sworn officers that do various assistive tasks for the police department. They get a lot of the barking dog calls, traffic control, vehicle lockouts, delivering mail to council members etc. They don't carry guns and cannot drive a squad with red lights on them, (they must be amber lights) and they also must wear a different color uniform than sworn officers so they're not confused, but to the average citizen, they seldom know the difference. See if they're carrying a firearm. If so, they're sworn, if not, they're non-sworn. BTW, when they come out, they'll always run a vehicle check and a DL check. If your keys aren't in the ignition, you're not too likely to get help. And now with the computer chipped keys for the high-end vehicles it's getting harder to steal these vehicles. So does this mean my old beater is going to become a more attractive target?? I guess not. (heavy sigh) Although your comment about stealing a car did remind me that when AAA came to help with my friend's car, all they wanted was the AAA card and they loaded up the car and off they went. Could quite easily be an unwilling and unwitting accomplice. I learned years ago to carry a GOOD set of jumper cables. Louie Anderson used to joke about Minnesotans and their jumper cables, but there's some truth to it. You hope to never need them, but they can literally be a lifesaver if you're ever in need of them. I'm amazed how few people carry cables. I'm often asked if I have cables to borrow. And for the 1 or 2 times I've ever needed a jump, I'm glad to be able to say I've given "jumps" to literally hundreds. There's a lot of things you should carry with you, flashlight, a shovel, blanket & extra clothes in the wintertime, at least a jug to carry water if not a jug of antifreeze, qt of oil... but that's another thread! I still think the best security all-in-all is a prepaid cell phone (with a car charger - they're no good if the battery is dead). If you break down you can call for help and the cost is far less than an auto club. Plus it gives you many more abilities. If you're late for work or an appointment, you can easily call, if you see someone in an accident or stranded you can call for help for them or yourself if it's you and all for about $5/mo. I'm also thinking about splurging on a set of FRS radios for when I'm caravaning with someone to keep in contact with them. Aside from the initial investment you don't have the ongoing costs of operation as with a cell, although its use is more limited. So maybe if I see some at a garage sale or something.... Maybe....See MoreInsurance roadside assistance vs. AAA Plus
Comments (20)I think too your decision should rest on how reliable your car is right now. Well, they both passed inspection last month. :-) I drive a 2003 4Runner in the winter. It looks great, and I haven't beat it up, but the Check Engine light has been on for a couple of years. The dealer mechanics did everything in their power to fix that, but didn't succeed. So I think the engine is fine, but who knows? In summer I drive a 1992 Chevy Caprice. These are the ones issued to the police years ago, before Chevy stopped making them and the Ford Crown Vic took over. They are built like tanks and are said to "last forever." I also happen to think it's a sleek and sexy car, and it's a joy to drive. I bought it in 1996 and still love it. But yes, it's 20 years old....See MoreOnline Driving Course
Comments (9)People who text and drive know they aren't supposed to and that it's illegal. They just don't care. They either think it won't happen to them, that they are special and can handle doing both at once, or that their "stuff" is so important that it's worth the risk. People can justify anything. I have a friend who continues to text and drive even after getting an expensive ticket for using his phone at a red light. A couple of years ago, we were riding in a car together with him driving. He pulled out his phone on the freeway and I asked him not to use his phone while he was driving, and he got offended by the implication that he can't handle it. That was the last time I ever got into his car. Personally, I think mandatory jail time for anyone who uses their phone while driving, including at red lights. Maybe that will help....See Morededtired
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